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  Eastman Credit Union Secure Visa
Eastman Credit Union Secure Visa Unaffiliated

Eastman Credit Union Secure Visa

Unaffiliated
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Highlights
Purchase APR  (Fixed APR) 10.90 - 18.00
Balance Transfer APR  (Fixed APR) 10.90 - 18.00
Credit Score Range 500 - 600
Annual Fee N/A

Eastman Credit Union Secure Visa Review

This is a secured credit card card issued by Eastman Credit Union. If you're wondering whether Eastman Credit Union Secure Visa is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Eastman Credit Union Secure Visa has a fixed purchase APR that ranges from 10.90% up to 18.00%.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Eastman Credit Union Secure Visa

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair credit.
  • Eastman Credit Union Secure Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.

Eastman Credit Union Secure Visa FAQ

Does Eastman Credit Union Secure Visa have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Eastman Credit Union Secure Visa benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Eastman Credit Union Secure Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Eastman Credit Union Secure Visa has a fixed purchase APR that ranges from 10.90% up to 18.00%. The card has a fixed balance transfer APR that ranges from 10.90% up to 18.00%. It also has a fixed cash advance APR that ranges from 10.90% up to 18.00%.

Does Eastman Credit Union Secure Visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Eastman Credit Union Secure Visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Eastman Credit Union Secure Visa?

The following fees apply:

Eastman Credit Union Secure Visa Fees
Fees Amount
Annual Fee
Late Payment Fee up to $25

What is the customer service phone number for Eastman Credit Union Secure Visa?

The Eastman Credit Union Secure Visa customer service number is .

What is the support contact email for Eastman Credit Union Secure Visa?

The support contact email for Eastman Credit Union Secure Visa is compliance@ecu.org.

How do people rate the customer service and user experience of Eastman Credit Union Secure Visa?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Eastman Credit Union Secure Visa report your account activity to credit bureaus?

Yes, Eastman Credit Union Secure Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Eastman Credit Union Secure Visa

  • Visit the Eastman Credit Union Secure Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Eastman Credit Union Secure Visa's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:30am - 5:30pm
  • Tuesday 7:30am - 5:30pm
  • Wednesday 7:30am - 5:30pm
  • Thursday 7:30am - 5:30pm
  • Friday 7:30am - 5:30pm
  • Saturday Closed

Other Services by Eastman Credit Union

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View all credit cards offered by Eastman Credit Union

Availability

  Available in 1 state
Tennessee
Availabile in all of Tennessee

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Late Fee Amount Up to 25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 500 - 600
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Rewards Categories
  • Select Merchants
Cash Advance APR (Fixed APR) 10.90 - 18.00
APR Type Fixed APR
Balance Computation We use a method called “average daily balance (including new purchases)”
Purchase APR (Fixed APR) 10.90 - 18.00
Balance Transfer APR (Fixed APR) 10.90 - 18.00
Card Type
  • Secured
Card Network Visa

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