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Last Updated: 07/28/2025

Eastman Credit Union Secure Visa

in Credit Cards from Eastman Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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Highlights

Purchase APR (Fixed APR)

10.90% - 18.00%(Verified 06/21/2024)
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Balance Transfer APR (Fixed APR)

10.90% - 18.00%(Verified 06/21/2024)
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Credit Score Range

500 - 600

Annual Fee

N/A

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Eastman Credit Union Secure Visa Review

This is a secured credit card issued by Eastman Credit Union. If you're wondering whether Eastman Credit Union Secure Visa is the right card for you, read on.

Key Takeaways

  • APRs: Eastman Credit Union Secure Visa has a fixed purchase APR that ranges from 10.90% up to 18.00%.
  • Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
  • Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Eastman Credit Union Secure Visa

Eastman Credit Union Secure Visa FAQ

Does Eastman Credit Union Secure Visa have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
  • Select Merchants
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Eastman Credit Union Secure Visa?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
Eastman Credit Union Secure Visa has a fixed purchase APR that ranges from 10.90% up to 18.00%. The card has a fixed balance transfer APR that ranges from 10.90% up to 18.00%. It also has a fixed cash advance APR that ranges from 10.90% up to 18.00%.

Does Eastman Credit Union Secure Visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Eastman Credit Union Secure Visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Eastman Credit Union Secure Visa?

N/A.

What is the customer service phone number for Eastman Credit Union Secure Visa?

The customer service number for Eastman Credit Union Secure Visa is .

What is the support contact email for Eastman Credit Union Secure Visa?

The support contact email for Eastman Credit Union Secure Visa is compliance@ecu.org.

How do people rate the customer service and user experience of Eastman Credit Union Secure Visa?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Eastman Credit Union Secure Visa report your account activity to credit bureaus?

Yes, Eastman Credit Union Secure Visa reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Eastman Credit Union perform a hard credit pull?

Yes, Eastman Credit Union Secure Visa performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Eastman Credit Union Secure Visa

  • Visit the website of Eastman Credit Union Secure Visa.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Eastman Credit Union Secure Visa's published terms & conditions

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2021 Meadowview Lane
Kingsport, TN 37660
Visit Site

Hours of Operation

Sunday
Closed
Monday
7:30AM - 5:30PM
Tuesday
7:30AM - 5:30PM
Wednesday
7:30AM - 5:30PM
Thursday
7:30AM - 5:30PM
Friday
7:30AM - 5:30PM
Saturday
Closed

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