SuperMoney
  Eastman Credit Union Secure Visa

Eastman Credit Union Secure Visa

in Personal Credit Cards from Eastman Credit Union

Unaffiliated

Eastman Credit Union Secure Visa

Unaffiliated

in Personal Credit Cards from Eastman Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Eastman Credit Union Secure Visa to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Fixed APR) 10.90 - 18.00
Balance Transfer APR  (Fixed APR) 10.90 - 18.00
Credit Score Range 500 - 600
Annual Fee N/A

Eastman Credit Union Secure Visa Review

Eastman Credit Union Secure Visa is a secured credit card credit card issued by Eastman Credit Union. If you're wondering whether Eastman Credit Union Secure Visa is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Eastman Credit Union Secure Visa has a fixed purchase APR that ranges from 10.90% up to 18.00%.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Eastman Credit Union Secure Visa Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair or poor credit.
  • Eastman Credit Union Secure Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
Eastman Credit Union Secure Visa FAQ

Is there a Eastman Credit Union Secure Visa cash back or rewards program?

No, Eastman Credit Union Secure Visa does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Eastman Credit Union Secure Visa benefits?

Eastman Credit Union Secure Visa provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Eastman Credit Union Secure Visa?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Eastman Credit Union Secure Visa has lower than average purchase APRs.

Eastman Credit Union Secure Visa has a fixed purchase APR that ranges from 10.90% up to 18.00%. The card has a fixed balance transfer APR that ranges from 10.90% up to 18.00%. It also has a fixed cash advance APR that ranges from 10.90% up to 18.00%.

Does Eastman Credit Union Secure Visa have an introductory APR offer on balance transfers?

No, Eastman Credit Union Secure Visa does not come with an introductory APR offer for balance transfers.

Does Eastman Credit Union Secure Visa have an introductory APR offer on new purchases?

Eastman Credit Union Secure Visa does not offer an introductory rate on new purchases.

What are the fees for Eastman Credit Union Secure Visa?

The following fees apply to Eastman Credit Union Secure Visa:

Eastman Credit Union Secure Visa Fees
Fees Amount
Annual Fee
Late Payment Fee up to $25

Does Eastman Credit Union Secure Visa report your account activity to credit bureaus?

Yes, Eastman Credit Union Secure Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Eastman Credit Union Secure Visa

  • Visit the Eastman Credit Union Secure Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Eastman Credit Union Secure Visa's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   2021 Meadowview Lane
    Kingsport, TN 37660
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 7:30am - 5:30pm
  • Tuesday 7:30am - 5:30pm
  • Wednesday 7:30am - 5:30pm
  • Thursday 7:30am - 5:30pm
  • Friday 7:30am - 5:30pm
  • Saturday Closed

Other Services by Eastman Credit Union

Icon for Personal Credit Cards
View all personal credit cards offered by Eastman Credit Union

Availability

  Available in 1 state
Tennessee
Availabile in all of Tennessee

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Late Fee Amount Up to 25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 500 - 600
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Rewards Categories
  • Select Merchants
Cash Advance APR (Fixed APR) 10.90 - 18.00
Balance Computation We use a method called “average daily balance (including new purchases)”
Purchase APR (Fixed APR) 10.90 - 18.00
Balance Transfer APR (Fixed APR) 10.90 - 18.00
Card Type
  • Secured
Card Network Visa

Be the first to rate

 

Would you recommend Eastman Credit Union Secure Visa to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Eastman Credit Union Personal Credit Cards

Loading...