Eastman Credit Union Cash Rewards Visa

Eastman Credit Union Cash Rewards Visa Review

This is a rewards credit card issued by Eastman Credit Union. If you're wondering whether Eastman Credit Union Cash Rewards Visa is the right card for you, read on.

Key Takeaways

• Competitive APRs. Eastman Credit Union Cash Rewards Visa has a fixed purchase APR that ranges from 12.90% up to 17.90%.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Eastman Credit Union Cash Rewards Visa

The Good	The Bad
Potentially lower than average purchase APRs. Multiple credit card perks. Offers auto rental collision damage waiver. Access to a concierge. Identity Theft Protection. Travel accident and travel assistance insurance. Considers applicants with fair credit. Cardholders can earn rewards on their purchases. Eastman Credit Union Cash Rewards Visa reports to multiple credit bureaus.	Does not offer a signup bonus. You don't earn rewards on every purchase.

Eastman Credit Union Cash Rewards Visa FAQ

Does Eastman Credit Union Cash Rewards Visa have a cash back or rewards program?

Eastman Credit Union Cash Rewards Visa is a rewards card.

Eastman Credit Union Cash Rewards Visa Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Eastman Credit Union Cash Rewards Visa benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Eastman Credit Union Cash Rewards Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Eastman Credit Union Cash Rewards Visa has a fixed purchase APR that ranges from 12.90% up to 17.90%. The card has a fixed balance transfer APR that ranges from 12.90% up to 17.90%. It also has a fixed cash advance APR that ranges from 12.90% up to 17.90%.

What are the fees for Eastman Credit Union Cash Rewards Visa?

The following fees apply:

Eastman Credit Union Cash Rewards Visa Fees

Fees	Amount
Annual Fee
Late Payment Fee	up to $25

Does Eastman Credit Union Cash Rewards Visa report your account activity to credit bureaus?

Yes, Eastman Credit Union Cash Rewards Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Eastman Credit Union Cash Rewards Visa

• Visit the Eastman Credit Union Cash Rewards Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.