Last Updated: 07/28/2025
Edward Jones World Mastercard®
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
13.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
13.74%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Edward Jones World Mastercard® Review
This is a rewards card issued by Elan Financial Services. If you're wondering whether Edward Jones World Mastercard® is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- APRs: Edward Jones World Mastercard® has a variable regular purchase APR of 13.74%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Edward Jones World Mastercard® charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
Pros & Cons of Edward Jones World Mastercard®
| The Good | The Bad |
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Edward Jones World Mastercard® FAQ
Does Edward Jones World Mastercard® have a cash back or rewards program?
Edward Jones World Mastercard® is a rewards card.
| Description |
Does Edward Jones World Mastercard® have a signup bonus?
This card doesn't offer a cash signup bonus.Does Edward Jones World Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Edward Jones World Mastercard® benefits?
Edward Jones World Mastercard® provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Edward Jones World Mastercard®?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Edward Jones World Mastercard® has a variable purchase APR of 13.74%. The card has a variable balance transfer APR of 13.74% . It also has a variable cash advance APR of 26.74% .
Does Edward Jones World Mastercard® have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 13.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Edward Jones World Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Edward Jones World Mastercard®?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Edward Jones World Mastercard® have a foreign transaction fee?
Edward Jones World Mastercard® charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Edward Jones World Mastercard®?
The support contact email for Edward Jones World Mastercard® is corporaterewardscard@elanfs.com.
How do people rate the customer service and user experience of Edward Jones World Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Edward Jones World Mastercard® report your account activity to credit bureaus?
Yes, Edward Jones World Mastercard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Elan Financial Services perform a hard credit pull?
Yes, Edward Jones World Mastercard® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Edward Jones World Mastercard®
- Visit the website of Edward Jones World Mastercard®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
200 South 6th Street
Minneapolis, MN 55402
Other Services by Elan Financial Services
Other Credit Cards from Elan Financial Services
Rating not yet determined
Purchase APR
15.74% - 26.74%
Disclaimer popup with additional information
Balance Transfer APR
15.74% - 26.74%
Disclaimer popup with additional information
Credit Score Range
300 - 850
300
850
Annual Fee
$0
Purchase APR
11.99% - 20.99%
Disclaimer popup with additional information
Balance Transfer APR
11.99% - 20.99%
Disclaimer popup with additional information
Credit Score Range
750 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
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Edward Jones World Mastercard® Community Reviews
Would you recommend Edward Jones World Mastercard® to your friends?
Lee G.
Jan 2, 2023
May or may not recommend
My parents are both Deceased within the last year. I have attempted to close the credit card accounts handled by Elan, but have been unable to do so. I have called dozens of times. Multiple hang ups. Multiple misconnects. When I do get a person, I submit all of the paper work that they request. Estate Documents, POA, Death Certificate, etc... Despite this, ...Show More
Showing 1 of 1 reviews
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