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  Edward Jones World Plus Mastercard®
Edward Jones World Plus Mastercard® Unaffiliated

Edward Jones World Plus Mastercard®

Unaffiliated
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Highlights
Purchase APR  (Variable APR) 15.74% - 26.74%
Balance Transfer APR  (Variable APR) 15.74% - 26.74%
Credit Score Range 300 - 850
Annual Fee $0

Edward Jones World Plus Mastercard® Review

This is a rewards credit card issued by Elan Financial Services. If you're wondering whether Edward Jones World Plus Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • Competitive APRs. Edward Jones World Plus Mastercard® has a variable purchase APR that ranges from 15.74% up to 26.74%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Edward Jones World Plus Mastercard® charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Edward Jones World Plus Mastercard®

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Edward Jones World Plus Mastercard® reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.

Edward Jones World Plus Mastercard® FAQ

Does Edward Jones World Plus Mastercard® have a cash back or rewards program?

Edward Jones World Plus Mastercard® is a rewards card.

Edward Jones World Plus Mastercard® Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Edward Jones World Plus Mastercard® have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Edward Jones World Plus Mastercard® offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Edward Jones World Plus Mastercard® benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Edward Jones World Plus Mastercard®?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Edward Jones World Plus Mastercard® has a variable purchase APR that ranges from 15.74% up to 26.74%. The card has a variable balance transfer APR that ranges from 15.74% up to 26.74%. It also has a variable cash advance APR of 26.74% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Edward Jones World Plus Mastercard® have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Edward Jones World Plus Mastercard® have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Edward Jones World Plus Mastercard®?

The following fees apply:

  • There is no overlimit fee
Edward Jones World Plus Mastercard® Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee $41
Late Payment Fee $41

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Edward Jones World Plus Mastercard® have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Edward Jones World Plus Mastercard®?

The Edward Jones World Plus Mastercard® customer service number is (800) 523-5354.

What is the support contact email for Edward Jones World Plus Mastercard®?

The support contact email for Edward Jones World Plus Mastercard® is corporaterewardscard@elanfs.com.

What is the Edward Jones World Plus Mastercard® login page?

You can access the Edward Jones World Plus Mastercard® login page here.

How do people rate the customer service and user experience of Edward Jones World Plus Mastercard®?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Edward Jones World Plus Mastercard® report your account activity to credit bureaus?

Yes, Edward Jones World Plus Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Edward Jones World Plus Mastercard®

  • Visit the Edward Jones World Plus Mastercard® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

About Edward Jones World Plus Mastercard®

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Minimum Interest Charge $2
Over-Limit Fee $0
No Interest Grace Period for Late Payment 30 days
Returned Payment Fee $41
Late Fee Amount $41
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • 1.5x - 2x Points on Every Purchase up to $20000
Cash Advance APR (Variable APR) 26.74%
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 15.74% - 26.74%
Balance Transfer APR (Variable APR) 15.74% - 26.74%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Rewards
Card Network Mastercard

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