Last Updated: 07/28/2025
Edward Jones World Plus Mastercard®
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.74% - 26.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
15.74% - 26.74%(Verified 06/21/2024)
Credit Score Range
300 - 850
Annual Fee
$0
Edward Jones World Plus Mastercard® Review
This is a rewards card issued by Elan Financial Services. If you're wondering whether Edward Jones World Plus Mastercard® is the right card for you, read on.
Key Takeaways
- APRs: Edward Jones World Plus Mastercard® has a variable regular purchase APR that ranges from 15.74% up to 26.74%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Edward Jones World Plus Mastercard® charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Edward Jones World Plus Mastercard®
| The Good | The Bad |
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Edward Jones World Plus Mastercard® FAQ
Does Edward Jones World Plus Mastercard® have a cash back or rewards program?
Edward Jones World Plus Mastercard® is a rewards card.
| Description |
Does Edward Jones World Plus Mastercard® have a signup bonus?
This card doesn't offer a cash signup bonus.Does Edward Jones World Plus Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Edward Jones World Plus Mastercard® benefits?
Edward Jones World Plus Mastercard® provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Edward Jones World Plus Mastercard®?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Edward Jones World Plus Mastercard® has a variable purchase APR that ranges from 15.74% up to 26.74%. The card has a variable balance transfer APR that ranges from 15.74% up to 26.74%. It also has a variable cash advance APR of 26.74% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Edward Jones World Plus Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Edward Jones World Plus Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Edward Jones World Plus Mastercard®?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $41 . Does Edward Jones World Plus Mastercard® have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Edward Jones World Plus Mastercard®?
The support contact email for Edward Jones World Plus Mastercard® is corporaterewardscard@elanfs.com.
How do people rate the customer service and user experience of Edward Jones World Plus Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Edward Jones World Plus Mastercard® report your account activity to credit bureaus?
Yes, Edward Jones World Plus Mastercard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Elan Financial Services perform a hard credit pull?
Yes, Edward Jones World Plus Mastercard® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Edward Jones World Plus Mastercard®
- Visit the website of Edward Jones World Plus Mastercard®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
200 South 6th Street
Minneapolis, MN 55402
Other Services by Elan Financial Services
Other Credit Cards from Elan Financial Services
Rating not yet determined
Purchase APR
13.74%
Disclaimer popup with additional information
Balance Transfer APR
13.74%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Purchase APR
11.99% - 20.99%
Disclaimer popup with additional information
Balance Transfer APR
11.99% - 20.99%
Disclaimer popup with additional information
Credit Score Range
750 - 850
300
850
Annual Fee
$0
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