Webster Bank Visa Platinum® Card
in Personal Credit Cards from Elan Financial Services
Would you recommend Webster Bank Visa Platinum® Card to your friends?
| Community Rating | Strongly not recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 11.49% - 22.49% |
| Balance Transfer APR (Variable APR) | 11.49% - 22.49% |
| Credit Score Range | 750 - 850 |
Webster Bank Visa Platinum® Card Review
Webster Bank Visa Platinum® Card is a credit card issued by Elan Financial Services.
This card is for people with very good credit. You need a credit score of at least 750 to apply. Elan Financial Services is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether Webster Bank Visa Platinum® Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Webster Bank Visa Platinum® Card cash back or rewards program?
No, Webster Bank Visa Platinum® Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the Webster Bank Visa Platinum® Card benefits?
Webster Bank Visa Platinum® Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Webster Bank Visa Platinum® Card?
Webster Bank Visa Platinum® Card has a variable purchase APR that ranges from 11.49% up to 22.49%. The card has a variable balance transfer APR that ranges from 11.49% up to 22.49%.
It also has a variable cash advance APR starting at 25.49% .
Does Webster Bank Visa Platinum® Card have an introductory APR offer?
Yes, Webster Bank Visa Platinum® Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.
| Purchase APR | 11.49% - 22.49% |
| Balance Transfer APR | 11.49% - 22.49% |
| Cash Advance APR | Starting at 25.49% |
What are the Webster Bank Visa Platinum® Card fees?
The following fees apply to Webster Bank Visa Platinum® Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $38 |
Does Webster Bank Visa Platinum® Card have a foreign transaction fee?
Webster Bank Visa Platinum® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Webster Bank Visa Platinum® Card report your account activity to credit bureaus?
Webster Bank Visa Platinum® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Webster Bank Visa Platinum® Card
- Visit the Elan Financial Services website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
200 South 6th Street
Minneapolis, MN 55402 USA - Visit Site
About Webster Bank Visa Platinum® Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 |
| Over-Limit Fee | $0 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | $35 |
| Minimum Interest Charge | $2 |
| Late Fee Amount | $38 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
Webster Bank Visa Platinum® Card Community Reviews
Would you recommend Webster Bank Visa Platinum® Card to your friends?
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