
Webster Bank Visa Platinum® Card
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Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 11.99% - 20.99% |
Balance Transfer APR (Variable APR) | 11.99% - 20.99% |
Credit Score Range | 750 - 850 |
Annual Fee | $0 |
Webster Bank Visa Platinum® Card Review
This is a card issued by Elan Financial Services. If you're wondering whether Websster Bank credit card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 20 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
- Competitive APRs. Webster Bank Visa Platinum® Card has a variable purchase APR that ranges from 11.99% up to 20.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Webster Bank Visa Platinum® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. Elan Financial Services is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Very good credit required. Applicants will typically need a credit score of at least 750 to have good approval odds.
Pros & Cons of Websster Bank credit card
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Websster Bank credit card FAQ
Does Websster Bank credit card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Websster Bank credit card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Websster Bank credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Webster Bank Visa Platinum® Card has a variable purchase APR that ranges from 11.99% up to 20.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 20.99%. It also has a variable cash advance APR of 23.99% .
Does Websster Bank credit card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 20 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 20 months |
Balance Transfer APR | 11.99% - 20.99% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 3% |
Does Websster Bank credit card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 15 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 15 months.
What are the fees for Websster Bank credit card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $35 |
Late Payment Fee | up to $39 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Websster Bank credit card have a foreign transaction fee?
Websster Bank credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Websster Bank credit card?
The Websster Bank credit card customer service number is (702) 486-3132.
What is the support contact email for Websster Bank credit card?
The support contact email for Websster Bank credit card is corporaterewardscard@elanfs.com.
What is the Websster Bank credit card login page?
You can access the Websster Bank credit card login page here.
How do people rate the customer service and user experience of Websster Bank credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Webster Bank Visa Platinum® Card report your account activity to credit bureaus?
Yes, Webster Bank Visa Platinum® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Websster Bank credit card
- Visit the Websster Bank credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
200 South 6th Street
Minneapolis, MN 55402 USA - (702) 486-3132
- Visit Site
- Email Support
About Webster Bank Visa Platinum® Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 15 months |
Webster Bank Visa Platinum® Card Community Reviews
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