Webster Bank Visa Platinum® Card
in Personal Credit Cards from Elan Financial Services
Would you recommend Webster Bank Visa Platinum® Card to your friends?
| Community Rating |
Rating not yet determined |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 11.49% - 22.49% |
| Balance Transfer APR (Variable APR) | 11.49% - 22.49% |
| Credit Score Range | 750 - 850 |
Webster Bank Visa Platinum® Card Review
Webster Bank Visa Platinum® Card is a credit card issued by Elan Financial Services.
This card is for people with very good credit. You need a credit score of at least 750 to apply. Elan Financial Services is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether Webster Bank Visa Platinum® Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Webster Bank Visa Platinum® Card cash back or rewards program?
No, Webster Bank Visa Platinum® Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the Webster Bank Visa Platinum® Card benefits?
Webster Bank Visa Platinum® Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Webster Bank Visa Platinum® Card?
Webster Bank Visa Platinum® Card has a variable purchase APR that ranges from 11.49% up to 22.49%. The card has a variable balance transfer APR that ranges from 11.49% up to 22.49%.
It also has a variable cash advance APR starting at 25.49% .
Does Webster Bank Visa Platinum® Card have an introductory APR offer?
Yes, Webster Bank Visa Platinum® Card offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer APR | 11.49% - 22.49% |
| Introductory Rate | 0% |
| Intro APR period (months) | 15 |
| Description | |
|---|---|
| Balance Computation | average daily balance (including new purchases) |
| Purchase APR | 11.49% - 22.49% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | Starting at 25.49% |
| Introductory Rate | 0% |
| Intro APR period (months) | 15 |
What are the Webster Bank Visa Platinum® Card fees?
The following fees apply to Webster Bank Visa Platinum® Card:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $38 |
Does Webster Bank Visa Platinum® Card have a foreign transaction fee?
Webster Bank Visa Platinum® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Webster Bank Visa Platinum® Card report your account activity to credit bureaus?
Webster Bank Visa Platinum® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Webster Bank Visa Platinum® Card
- Visit the Webster Bank Visa Platinum® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
200 South 6th Street
Minneapolis, MN 55402 USA - Visit Site
About Webster Bank Visa Platinum® Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Annual Fee | $0 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 24 |
| Over-Limit Fee | $0 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
| Late Fee Amount | $38 |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | $35 |
Webster Bank Visa Platinum® Card Community Reviews
Would you recommend Webster Bank Visa Platinum® Card to your friends?
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