
Webster Bank Visa Platinum® Card
in Personal Credit Cards from Elan Financial Services
Would you recommend Webster Bank Visa Platinum® Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 11.99% - 20.99% |
Balance Transfer APR (Variable APR) | 11.99% - 20.99% |
Credit Score Range | 750 - 850 |
Annual Fee | $0 |
Webster Bank Visa Platinum® Card Review
Webster Bank Visa Platinum® Card is a credit card issued by Elan Financial Services. If you're wondering whether Webster Bank Visa Platinum® Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 20 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
- Competitive APRs. Webster Bank Visa Platinum® Card has a variable purchase APR that ranges from 11.99% up to 20.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Webster Bank Visa Platinum® Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. Elan Financial Services is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Very good credit required. Applicants will typically need a credit score of at least 750 to qualify.
The Good | The Bad |
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Is there a Webster Bank Visa Platinum® Card cash back or rewards program?
No, Webster Bank Visa Platinum® Card does not offer a rewards program.
What are the Webster Bank Visa Platinum® Card benefits?
Webster Bank Visa Platinum® Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Webster Bank Visa Platinum® Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Webster Bank Visa Platinum® Card has lower than average purchase APRs.Webster Bank Visa Platinum® Card has a variable purchase APR that ranges from 11.99% up to 20.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 20.99%. It also has a variable cash advance APR of 23.99% .
Does Webster Bank Visa Platinum® Card have an introductory APR offer on balance transfers?
Yes, Webster Bank Visa Platinum® Card offers an introductory APR rate on balance transfers of 0% for a period of up to 20 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | N/A |
Balance Transfer Fee Intro Period | N/A |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 20 months |
Balance Transfer APR | 11.99% - 20.99% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 3% |
Does Webster Bank Visa Platinum® Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 15 months.
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 15 months |
What are the fees for Webster Bank Visa Platinum® Card?
The following fees apply to Webster Bank Visa Platinum® Card:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $35 |
Late Payment Fee | up to $39 |
Does Webster Bank Visa Platinum® Card have a foreign transaction fee?
Webster Bank Visa Platinum® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Webster Bank Visa Platinum® Card report your account activity to credit bureaus?
Yes, Webster Bank Visa Platinum® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Webster Bank Visa Platinum® Card
- Visit the Webster Bank Visa Platinum® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
200 South 6th Street
Minneapolis, MN 55402 - Visit Site
About Webster Bank Visa Platinum® Card

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 15 months |
Webster Bank Visa Platinum® Card Community Reviews
Would you recommend Webster Bank Visa Platinum® Card to your friends?
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