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  Webster Bank Visa Platinum® Card

Webster Bank Visa Platinum® Card

in Personal Credit Cards from Elan Financial Services

Unaffiliated

Webster Bank Visa Platinum® Card

Unaffiliated

in Personal Credit Cards from Elan Financial Services

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

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1 user doesn't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Annual Fee $0
Purchase APR  (Variable APR) 11.49% - 22.49%
Balance Transfer APR  (Variable APR) 11.49% - 22.49%
Credit Score Range 750 - 850

Webster Bank Visa Platinum® Card Review

Webster Bank Visa Platinum® Card is a credit card issued by Elan Financial Services. 

This card is for people with very good credit. You need a credit score of at least 750 to apply. Elan Financial Services is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether Webster Bank Visa Platinum® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Webster Bank Visa Platinum® Card cash back or rewards program?

No, Webster Bank Visa Platinum® Card does not offer a rewards program.

Webster Bank Visa Platinum® Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the Webster Bank Visa Platinum® Card benefits?

Webster Bank Visa Platinum® Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Webster Bank Visa Platinum® Card?

Webster Bank Visa Platinum® Card has a variable purchase APR that ranges from 11.49% up to 22.49%. The card has a variable balance transfer APR that ranges from 11.49% up to 22.49%.

It also has a variable cash advance APR starting at 25.49% .

Does Webster Bank Visa Platinum® Card have an introductory APR offer?

Yes, Webster Bank Visa Platinum® Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.

Webster Bank Visa Platinum® Card Rates & Terms
Purchase APR 11.49% - 22.49%
Balance Transfer APR 11.49% - 22.49%
Cash Advance APR Starting at 25.49%

What are the Webster Bank Visa Platinum® Card fees?

The following fees apply to Webster Bank Visa Platinum® Card:

  • There is no overlimit fee
    Webster Bank Visa Platinum® Card Fees
    Fees Amount
    Annual Fee $0
    Overlimit Fee $0
    Foreign Transaction Fee 3%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee $35
    Late Payment Fee $38

    Does Webster Bank Visa Platinum® Card have a foreign transaction fee?

    Webster Bank Visa Platinum® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does Webster Bank Visa Platinum® Card report your account activity to credit bureaus?

    Webster Bank Visa Platinum® Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Webster Bank Visa Platinum® Card

    • Visit the Elan Financial Services website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
  • Contact

    • Headquarters
    •   200 South 6th Street
      Minneapolis, MN 55402 USA
    •   Visit Site

    About Webster Bank Visa Platinum® Card

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 24
    Over-Limit Fee $0
    Annual Fee $0
    No Annual Fee  
    Returned Payment Fee $35
    Minimum Interest Charge $2
    Late Fee Amount $38
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Co-signing Allowed  
    Credit Score Range 750 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Travel Assistance
    Purchase APR (Variable APR) 11.49% - 22.49%
    Cash Advance APR (Variable APR) Starting at 25.49%
    Balance Computation average daily balance (including new purchases)
    Introductory Rate 0%
    Balance Transfer APR (Variable APR) 11.49% - 22.49%
    Introductory Rate 0%
    Intro APR period 15

    Webster Bank Visa Platinum® Card Community Reviews

     
     

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