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  Fingerhut
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Fingerhut

in Personal Credit Cards

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Fingerhut

Claimed

in Personal Credit Cards

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
1 user doesn't recommend
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Overview

Who Is Fingerhut Designed For?

Fingerhut is a personal credit account designed for individuals who have average or poor credit. The credit account is issued by WebBank and can be used for making purchases on fingerhut.com or from the Fingerhut catalog.

What Are the Rates for Fingerhut?

The rate for purchases is 29.99% APR. There is no penalty APR. APRs will vary with the market based on the prime rate.

What Are the Fees for Fingerhut?

There is no annual fee. Late payments incur a fee up to $38. Returned payments incur a fee up to $38. The minimum interest charge is $1.

What Is the Rewards Program Like for Fingerhut?

There is no rewards program.

What Is the Signup Bonus for Fingerhut?

There is no signup bonus.

Does Fingerhut Have Any Other Benefits?

The Fingerhut credit account does not come with any benefits other than the perk of your payment history being reported to credit bureaus, which means keeping this account in good standing may be a way to help you build credit.

How Is Fingerhut Better Than Other Credit Cards?

The Fingerhut credit account has no annual fee and a competitive rate in light of the account being for individuals with average or poor credit. There is no rewards program, but your payment history will be reported to credit bureaus so maintaining a good track record with this kind of account may help you build your credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   7075 Flying Cloud Drive
    Eden Prairie, NC 55344 USA
  •   Visit Site

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Fees
Grace Period for Late Payment (Days)
24
Annual Fee
$0
No Annual Fee
 
List of Fees
Late Payment Penalty
$38
Returned Payment Fee
$38
Minimum Interest Charge
$1
Minimum Age
18
Co-signing Allowed
 
Credit Score Range
300 - 640
850 300 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Personal
Percentage
Purchase APR
(Fixed APR)
Starting at
29.99%
Balance Computation
average daily balance (including new purchases)

Reviews

 
 

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2
2 total votes
Starting Purchase APR 29.99% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee $0 Annual Fee
Credit Score Range 600 - 750     300 850

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† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.