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Fingerhut

in Personal Credit Cards from WebBank

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Fingerhut

Claimed

in Personal Credit Cards from WebBank

Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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2 users recommend
0 users are unsure
2 users don't recommend
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Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0
Purchase APR  (Fixed APR) Starting at 29.99%
Balance Transfer APR  (Fixed APR) N/A
Credit Score Range 300 - 640

Fingerhut Review

Fingerhut is a credit card issued by WebBank. 

This card is designed for people who have bad credit. The minimum credit score to apply is 300. WebBank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether Fingerhut is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Fingerhut cash back or rewards program?

No, Fingerhut does not offer a rewards program.

Fingerhut Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the relevant APRs for Fingerhut?

Fingerhut has a fixed purchase APR starting at 29.99% .

Does Fingerhut have an introductory APR offer?

Fingerhut does not offer an introductory rate on new purchases.
Fingerhut Balance Transfers
Description
Balance Transfer APR N/A
Introductory Rate N/A
Intro APR period (months) N/A
Fingerhut Rates & Terms
Description
Balance Computation average daily balance (including new purchases)
Purchase APR Starting at 29.99%
Credit Limit N/A
Penalty APR N/A
Cash Advance APR N/A
Introductory Rate N/A
Intro APR period (months) N/A

What are the Fingerhut fees?

The following fees apply to Fingerhut:

Fingerhut Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $38
Late Payment Fee $38

How to apply for Fingerhut

  • Visit the WebBank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   215 South State Street, Suite 1000
    Salt Lake City, UT 84111 USA
  •   Visit Site

About Fingerhut

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 24
Annual Fee $0
No Annual Fee  
Returned Payment Fee $38
Minimum Interest Charge $1
Late Fee Amount $38
Minimum Age 18
Co-signing Allowed  
Credit Score Range 300 - 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Purchase APR (Fixed APR) Starting at 29.99%
Balance Computation average daily balance (including new purchases)

Fingerhut Community Reviews

 

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