Fingerhut
in Personal Credit Cards from WebBank
Cast your vote
Would you recommend Fingerhut to your friends?
| Community Rating |
Rating not yet determined |
| Annual Fee | $0 |
| Purchase APR (Fixed APR) | 29.99% |
| Balance Transfer APR (Fixed APR) | N/A |
| Credit Score Range | 300 - 640 |
Fingerhut Review
Fingerhut is a credit card issued by WebBank. If you're wondering whether Fingerhut is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a fixed purchase APR of 29.99%
- Poor credit. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
- Accepts cosigners. WebBank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
| The Good | The Bad |
|---|---|
|
|
Is there a Fingerhut cash back or rewards program?
No, Fingerhut does not offer a rewards program.
What are the relevant APRs for Fingerhut?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fingerhut has higher than average purchase APRs.Fingerhut has a fixed purchase APR of 29.99%.
Does Fingerhut have an introductory APR offer?
Fingerhut does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | average daily balance (including new purchases) |
| Purchase APR | 29.99% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | N/A |
| Security Deposit | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the Fingerhut fees?
The following fees apply to Fingerhut:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | $39 |
| Late Payment Fee | $39 |
How to apply for Fingerhut
- Visit the Fingerhut website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
FINGERHUT Disclosure:
See the complete WebBank/Fingerhut Terms & Conditions. View Fingerhut's published terms & conditions.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Contact
- Headquarters
-
215 South State Street, Suite 1000
Salt Lake City, UT 84111 - Visit Site
About Fingerhut
View all personal credit cards offered by WebBank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Annual Fee | $0 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 24 |
| Late Fee Amount | $39 |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | $39 |
Fingerhut Community Reviews
Other Personal Credit Cards
WebBank Personal Credit Cards
Petal Cash Back Visa Card
Rating not yet determined
2 total votes
Annual Fee
$0
Purchase APR
14.74% - 25.74%
(Variable APR)
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Browse Personal Credit Cards
- 1st Advantage Federal Credit Union Standard Mastercard
- ABNB Federal Credit Union Visa Platinum Credit Card
- Advantis Credit Union Visa Platinum Credit Card
- Advia Credit Union Visa Platinum Fixed Rate Credit Card
- Big O Tires Credit Card
- Commerce Bank Special Connections Visa Signature®
- First Access Visa® Card
- Home Shopping Network (HSN) Credit Card
- Lowe's Advantage Card
- US Bank SkyBlue SKYPASS Visa Credit Card
- Wells Fargo Secured Credit Card
- Zions Bank® AmaZing Cash® Credit Card
