Out of Business
Fingerhut
in Personal Credit Cards from WebBank
Would you recommend Fingerhut to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Fixed APR) | 29.99% |
| Balance Transfer APR (Fixed APR) | N/A |
| Credit Score Range | 600 - 640 |
| Annual Fee | N/A |
Fingerhut Review
|
Fingerhut is no longer available to new customers on SuperMoney. Click here to compare Personal Credit Cards and quickly find the best options for your needs. |
Fingerhut is a store credit card issued by WebBank. If you're wondering whether Fingerhut is the right card for you, read on. This is everything you need to know to make a good choice.
- Fingerhut is a closed loop card. A closed loop card is an electronic payment card you can only use to make purchases from a single company.
- High APRs. This is not a great card for people who carry a balance. It has a fixed purchase APR of 29.99%*.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
| The Good | The Bad |
|---|---|
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Is there a Fingerhut cash back or rewards program?
No, Fingerhut does not offer a rewards program.
What are the relevant APRs for Fingerhut?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fingerhut has higher than average purchase APRs.Fingerhut has a fixed purchase APR of 29.99%.
Does Fingerhut have an introductory APR offer on balance transfers?
No, Fingerhut does not come with an introductory APR offer for balance transfers.Does Fingerhut have an introductory APR offer on new purchases?
Fingerhut does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Fingerhut?
The following fees apply to Fingerhut:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Fingerhut report your account activity to credit bureaus?
Fingerhut reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Fingerhut
- Visit the Fingerhut website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
215 South State Street, Suite 1000
Salt Lake City, UT 84111 - Visit Site
About Fingerhut
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 24 days |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
Fingerhut Community Reviews
Would you recommend Fingerhut to your friends?
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