Last Updated: 07/28/2025
Ventura County Platinum Rewards Mastercard
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.7% - 27.7%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
15.7% - 27.7%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
N/A
Ventura County Platinum Rewards Mastercard Review
This is a rewards card issued by Ventura County Credit Union. If you're wondering whether Ventura County Platinum Rewards Mastercard is the right card for you, read on.
Key Takeaways
- APRs: Ventura County Platinum Rewards Mastercard has a variable regular purchase APR that ranges from 15.7% up to 27.7%.
- A 3% balance transfer fee. Ventura County Platinum Rewards Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, airline credit, emergency support, extended warranty protection on purchases, identity theft protection, price protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Ventura County Platinum Rewards Mastercard
| The Good | The Bad |
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Ventura County Platinum Rewards Mastercard FAQ
Does Ventura County Platinum Rewards Mastercard have a cash back or rewards program?
Ventura County Platinum Rewards Mastercard is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Travel | Up to 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Airfare | Up to 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Hotels | Up to 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Ventura County Platinum Rewards Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Ventura County Platinum Rewards Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Ventura County Platinum Rewards Mastercard benefits?
Ventura County Platinum Rewards Mastercard provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Ventura County Platinum Rewards Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Ventura County Platinum Rewards Mastercard has a variable purchase APR that ranges from 15.7% up to 27.7%. The card has a variable balance transfer APR that ranges from 15.7% up to 27.7%. It also has a variable cash advance APR that ranges from 15.7% up to 27.7%.
Does Ventura County Platinum Rewards Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Ventura County Platinum Rewards Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Ventura County Platinum Rewards Mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does Ventura County Platinum Rewards Mastercard have a foreign transaction fee?
Ventura County Platinum Rewards Mastercard charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Ventura County Platinum Rewards Mastercard?
The customer service number for Ventura County Platinum Rewards Mastercard is (805) 477-4000.
What is the support contact email for Ventura County Platinum Rewards Mastercard?
The support contact email for Ventura County Platinum Rewards Mastercard is cuadmin@vccuonline.net .
How do people rate the customer service and user experience of Ventura County Platinum Rewards Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Ventura County Platinum Rewards Mastercard report your account activity to credit bureaus?
Yes, Ventura County Platinum Rewards Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ventura County Credit Union perform a hard credit pull?
Yes, Ventura County Platinum Rewards Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Ventura County Platinum Rewards Mastercard
- Visit the website of Ventura County Platinum Rewards Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
9:00AM - 2:00PM
Other Services by Ventura County Credit Union
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Home Equity Lines of Credit
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Home Equity Loans
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Home Mortgage Loans
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Other Credit Cards from Ventura County Credit Union
Rating not yet determined
Purchase APR
13.70% - 25.70%
Disclaimer popup with additional information
Balance Transfer APR
13.70% - 25.70%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
N/A
Balance Transfer APR
N/A
Credit Score Range
Starting at 500
Annual Fee
N/A
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