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  First Bank of Wyoming Secured Visa

First Bank of Wyoming Secured Visa

in Personal Credit Cards from Glacier Bancorp. Inc

Unaffiliated

First Bank of Wyoming Secured Visa

Unaffiliated

in Personal Credit Cards from Glacier Bancorp. Inc

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Highlights
Purchase APR  (Variable APR) 24.24%
Balance Transfer APR  (Variable APR) 24.24%
Credit Score Range 500 - 840
Annual Fee $35

First Bank of Wyoming Secured Visa Review

This is a secured credit card credit card issued by Glacier Bancorp. Inc. If you're wondering whether First Bank of Wyoming Secured Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.24%
  • 5% Balance transfer fee. First Bank of Wyoming Secured Visa charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of First Bank of Wyoming Secured Visa
The Good The Bad
  • Free access to your credit score.
  • Considers applicants with fair or poor credit.
  • First Bank of Wyoming Secured Visa reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges an annual fee of $35
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Charges a 5% balance transfer fee.
  • Does not include many credit card benefits.
First Bank of Wyoming Secured Visa FAQ

Does First Bank of Wyoming Secured Visa have a cash back or rewards program?

No, it does not offer a rewards program.

What are the First Bank of Wyoming Secured Visa benefits?

It provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for First Bank of Wyoming Secured Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR of 24.24%. The card has a variable balance transfer APR of 24.24% . It also has a variable cash advance APR of 25.24% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does First Bank of Wyoming Secured Visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does First Bank of Wyoming Secured Visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for First Bank of Wyoming Secured Visa?

The following fees apply:

First Bank of Wyoming Secured Visa Fees
Fees Amount
Annual Fee $35
Foreign Transaction Fee 3%
Returned Payment Fee $35
Late Payment Fee $40

Does First Bank of Wyoming Secured Visa have a foreign transaction fee?

First Bank of Wyoming Secured Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for First Bank of Wyoming Secured Visa?

The First Bank of Wyoming Secured Visa customer service number is .

What is the support contact email for First Bank of Wyoming Secured Visa?

The support contact email for First Bank of Wyoming Secured Visa is Investor@glacierbancorp.com.

Does First Bank of Wyoming Secured Visa report your account activity to credit bureaus?

Yes, First Bank of Wyoming Secured Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for First Bank of Wyoming Secured Visa

  • Visit the First Bank of Wyoming Secured Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 6:00pm
  • Wednesday 8:00am - 6:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 8:00am - 1:00pm

Other Services by Glacier Bancorp. Inc

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Availability

  Available in 1 state
Wyoming
Availabile in all of Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $15
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $15
Foreign Currency Transaction Fee 3%
Annual Fee $35
Minimum Interest Charge $1.75
Returned Payment Fee $35
Late Fee Amount $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Checking Account Required
Credit Score Range 500 - 840
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
Rewards Type No Rewards
Security Deposit $300 - $5,000
Cash Advance APR (Variable APR) 25.24%
Balance Computation average daily balance
Credit Limit $300 - $5,000
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 24.24%
Balance Transfer APR (Variable APR) 24.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Secured
  • Bad Credit
Card Network Visa

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