First Security Bank Secured Visa
in Personal Credit Cards from Glacier Bancorp. Inc
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| Purchase APR (Variable APR) | 24.24% |
| Balance Transfer APR (Variable APR) | 24.24% |
| Credit Score Range | 500 - 750 |
| Annual Fee | $35 |
First Security Bank Secured Visa Review
This is a secured credit card credit card issued by Glacier Bancorp. Inc. If you're wondering whether First Security Bank Secured Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.24%
- 5% Balance transfer fee. First Security Bank Secured Visa charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
| The Good | The Bad |
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Does First Security Bank Secured Visa have a cash back or rewards program?
No, it does not offer a rewards program.
What are the First Security Bank Secured Visa benefits?
It provides the following benefits:
- Free Credit Score
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for First Security Bank Secured Visa?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.First Security Bank Secured Visa has a variable purchase APR of 24.24%. The card has a variable balance transfer APR of 24.24% . It also has a variable cash advance APR of 25.24% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does First Security Bank Secured Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does First Security Bank Secured Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for First Security Bank Secured Visa?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $35 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $40 |
Does First Security Bank Secured Visa have a foreign transaction fee?
First Security Bank Secured Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for First Security Bank Secured Visa?
The support contact email for First Security Bank Secured Visa is Investor@glacierbancorp.com.
How do people rate the customer service and user experience of First Security Bank Secured Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does First Security Bank Secured Visa report your account activity to credit bureaus?
Yes, First Security Bank Secured Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for First Security Bank Secured Visa
- Visit the First Security Bank Secured Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
49 Commons Loop
Kalispell, MT 59901 - Visit Site
- Email Support
Other Services by Glacier Bancorp. Inc
Availability
Feature Breakdown
| No Interest Grace Period for Late Payment | 21 days |
| Cash Advance Fee Minimum | $15 |
| Cash Advance Fee (%) | 5% |
| Minimum Cash Advance Fee ($) | $15 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $35 |
| Minimum Interest Charge | $1.75 |
| Returned Payment Fee | $35 |
| Late Fee Amount | $40 |
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