SuperMoney
  First Security Bank of Bozeman Maximum Rewards Visa

First Security Bank of Bozeman Maximum Rewards Visa

in Personal Credit Cards from Glacier Bancorp. Inc

Unaffiliated

First Security Bank of Bozeman Maximum Rewards Visa

Unaffiliated

in Personal Credit Cards from Glacier Bancorp. Inc

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend First Security Bank of Bozeman Maximum Rewards Visa to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 18.24% - 28.24%
Balance Transfer APR  (Variable APR) 18.24% - 28.24%
Credit Score Range 580 - 840
Annual Fee $0

First Security Bank of Bozeman Maximum Rewards Visa Review

This is a cashback credit card issued by Glacier Bancorp. Inc. If you're wondering whether First Security Bank of Bozeman Maximum Rewards Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.24% up to 28.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. First Security Bank of Bozeman Maximum Rewards Visa charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above580.
Pros & Cons of First Security Bank of Bozeman Maximum Rewards Visa
The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Free access to your credit score.
  • Considers applicants with fair or poor credit.
  • First Security Bank of Bozeman Maximum Rewards Visa reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Charges a 5% balance transfer fee.
First Security Bank of Bozeman Maximum Rewards Visa FAQ

Does First Security Bank of Bozeman Maximum Rewards Visa have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the First Security Bank of Bozeman Maximum Rewards Visa benefits?

It provides the following benefits:

  • Free Credit Score
  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for First Security Bank of Bozeman Maximum Rewards Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR that ranges from 18.24% up to 28.24%. The card has a variable balance transfer APR that ranges from 18.24% up to 28.24%. It also has a variable cash advance APR of 25.24% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does First Security Bank of Bozeman Maximum Rewards Visa have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.

First Security Bank of Bozeman Maximum Rewards Visa Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 18.24% - 28.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%

Does First Security Bank of Bozeman Maximum Rewards Visa have an intro APR offer on new purchases?

First Security Bank of Bozeman Maximum Rewards Visa Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for First Security Bank of Bozeman Maximum Rewards Visa?

The following fees apply:

First Security Bank of Bozeman Maximum Rewards Visa Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee $35
Late Payment Fee $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does First Security Bank of Bozeman Maximum Rewards Visa have a foreign transaction fee?

First Security Bank of Bozeman Maximum Rewards Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for First Security Bank of Bozeman Maximum Rewards Visa?

The First Security Bank of Bozeman Maximum Rewards Visa customer service number is .

What is the support contact email for First Security Bank of Bozeman Maximum Rewards Visa?

The support contact email for First Security Bank of Bozeman Maximum Rewards Visa is Investor@glacierbancorp.com.

Does First Security Bank of Bozeman Maximum Rewards Visa report your account activity to credit bureaus?

Yes, First Security Bank of Bozeman Maximum Rewards Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for First Security Bank of Bozeman Maximum Rewards Visa

  • Visit the First Security Bank of Bozeman Maximum Rewards Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Montana
Availabile in all of Montana

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $15
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $15
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1.75
Returned Payment Fee $35
Late Fee Amount $40
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Checking Account Required
Credit Score Range 580 - 840
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
  • Free Credit Score
Rewards Rates
  • Every Purchase
Cash Advance APR (Variable APR) 25.24%
Balance Computation average daily balance
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 18.24% - 28.24%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 18.24% - 28.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Cashback

Be the first to rate

 

Would you recommend First Security Bank of Bozeman Maximum Rewards Visa to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards

Glacier Bancorp. Inc Personal Credit Cards

Loading...