
First Security Bank Platinum Edition Visa
in Personal Credit Cards from Glacier Bancorp. Inc
UnaffiliatedFirst Security Bank Platinum Edition Visa
in Personal Credit Cards from Glacier Bancorp. Inc
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Purchase APR (Variable APR) | 14.24% - 23.24% |
Balance Transfer APR (Variable APR) | 14.24% - 23.24% |
Credit Score Range | 650 - 840 |
Annual Fee | $0 |
First Security Bank Platinum Edition Visa Review
First Security Bank Platinum Edition Visa is a credit card issued by Glacier Bancorp. Inc. If you're wondering whether First Security Bank Platinum Edition Visa is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- Signup bonus. Offers a signup bonus of $25 if you spend $1 within 3 months.
- Competitive APRs. First Security Bank Platinum Edition Visa has a variable purchase APR that ranges from 14.24% up to 23.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. First Security Bank Platinum Edition Visa charges a fee of up to 3% on balance transfers, if you transfer the balance within 450 days of opening the account. After the introductory period, the fee is 5%. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
The Good | The Bad |
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Is there a First Security Bank Platinum Edition Visa cash back or rewards program?
No, First Security Bank Platinum Edition Visa does not offer a rewards program.
What are the First Security Bank Platinum Edition Visa benefits?
First Security Bank Platinum Edition Visa provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for First Security Bank Platinum Edition Visa?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. First Security Bank Platinum Edition Visa has lower than average purchase APRs.First Security Bank Platinum Edition Visa has a variable purchase APR that ranges from 14.24% up to 23.24%. The card has a variable balance transfer APR that ranges from 14.24% up to 23.24%. It also has a variable cash advance APR of 25.24% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does First Security Bank Platinum Edition Visa have an introductory APR offer on balance transfers?
Yes, First Security Bank Platinum Edition Visa offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.
Description | |
---|---|
Balance Transfer APR | 14.24% - 23.24% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period (months) | 15 |
Balance Transfer Fee % | 3% |
Balance Transfer Fee % After Intro Period | 5% |
Balance Transfer Fee Intro Period (days) | 450 |
Balance Transfer Fee Minimum | $10 |
Does First Security Bank Platinum Edition Visa have an introductory APR offer on new purchases?
First Security Bank Platinum Edition Visa does not offer an introductory rate on new purchases.Description | |
---|---|
Introductory Rate | N/A |
Purchase Intro APR Period (months) | N/A |
What are the fees for First Security Bank Platinum Edition Visa?
The following fees apply to First Security Bank Platinum Edition Visa:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | $35 |
Late Payment Fee | $40 |
Does First Security Bank Platinum Edition Visa have a foreign transaction fee?
First Security Bank Platinum Edition Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does First Security Bank Platinum Edition Visa report your account activity to credit bureaus?
Yes, First Security Bank Platinum Edition Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for First Security Bank Platinum Edition Visa
- Visit the First Security Bank Platinum Edition Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
49 Commons Loop
Kalispell, MT 59901 - Visit Site
Other Services by Glacier Bancorp. Inc

Availability
Feature Breakdown
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 21 days |
Cash Advance Fee Minimum | $15 |
Cash Advance Fee (%) | 5% |
Minimum Cash Advance Fee ($) | $15 |
Foreign Currency Transaction Fee | 3% |
Minimum Interest Charge | $1.75 |
Returned Payment Fee | $35 |
Late Fee Amount | $40 |
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