in Personal Credit Cards from Glacier Bancorp. Inc
UnaffiliatedFirst Security Bank Platinum Edition Visa
in Personal Credit Cards from Glacier Bancorp. Inc
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| Purchase APR (Variable APR) | 14.24% - 23.24% |
| Balance Transfer APR (Variable APR) | 14.24% - 23.24% |
| Credit Score Range | 650 - 840 |
| Annual Fee | $0 |
First Security Bank Platinum Edition Visa Review
This is a credit card issued by Glacier Bancorp. Inc. If you're wondering whether First Security Bank Platinum Edition Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- Signup bonus. Offers a signup bonus of $25 if you spend $1 within 3 months.
- Competitive APRs. First Security Bank Platinum Edition Visa has a variable purchase APR that ranges from 14.24% up to 23.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. First Security Bank Platinum Edition Visa charges a fee of 3% on balance transfers, if you transfer the balance within 450 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
| The Good | The Bad |
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Does First Security Bank Platinum Edition Visa have a cash back or rewards program?
No, it does not offer a rewards program.
What are the First Security Bank Platinum Edition Visa benefits?
It provides the following benefits:
- Free Credit Score
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for First Security Bank Platinum Edition Visa?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.First Security Bank Platinum Edition Visa has a variable purchase APR that ranges from 14.24% up to 23.24%. The card has a variable balance transfer APR that ranges from 14.24% up to 23.24%. It also has a variable cash advance APR of 25.24% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does First Security Bank Platinum Edition Visa have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer Fee % After Intro Period | 5% |
| Balance Transfer Fee Intro Period | 450 days |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 15 months |
| Balance Transfer APR | 14.24% - 23.24% |
| Balance Transfer Fee Minimum | $10 |
| Balance Transfer Fee % | 3% |
Does First Security Bank Platinum Edition Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for First Security Bank Platinum Edition Visa?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | $35 |
| Late Payment Fee | $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does First Security Bank Platinum Edition Visa have a foreign transaction fee?
First Security Bank Platinum Edition Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for First Security Bank Platinum Edition Visa?
The support contact email for First Security Bank Platinum Edition Visa is Investor@glacierbancorp.com.
How do people rate the customer service and user experience of First Security Bank Platinum Edition Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does First Security Bank Platinum Edition Visa report your account activity to credit bureaus?
Yes, First Security Bank Platinum Edition Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for First Security Bank Platinum Edition Visa
- Visit the First Security Bank Platinum Edition Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
49 Commons Loop
Kalispell, MT 59901 - Visit Site
- Email Support
Other Services by Glacier Bancorp. Inc
Availability
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Cash Advance Fee Minimum | $15 |
| Cash Advance Fee (%) | 5% |
| Minimum Cash Advance Fee ($) | $15 |
| Foreign Currency Transaction Fee | 3% |
| Minimum Interest Charge | $1.75 |
| Returned Payment Fee | $35 |
| Late Fee Amount | $40 |
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