First Security Bank of Bozeman Platinum Edition Visa

First Security Bank of Bozeman Platinum Edition Visa Review

This is a card issued by Glacier Bancorp. Inc. If you're wondering whether First Security Bank of Bozeman Platinum Edition Visa is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• Signup bonus. Offers a signup bonus of up to $25 if you spend $1 within 3 months.
• Competitive APRs. First Security Bank of Bozeman Platinum Edition Visa has a variable purchase APR that ranges from 14.24% up to 23.24%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. First Security Bank of Bozeman Platinum Edition Visa charges a fee of 3% on balance transfers, if you transfer the balance within 450 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of First Security Bank of Bozeman Platinum Edition Visa

First Security Bank of Bozeman Platinum Edition Visa FAQ

Does First Security Bank of Bozeman Platinum Edition Visa have a cash back or rewards program?

No, it does not offer a rewards program.

What are the First Security Bank of Bozeman Platinum Edition Visa benefits?

It provides the following benefits:

• Free Credit Score
• Emergency Support
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for First Security Bank of Bozeman Platinum Edition Visa?

First Security Bank of Bozeman Platinum Edition Visa has a variable purchase APR that ranges from 14.24% up to 23.24%. The card has a variable balance transfer APR that ranges from 14.24% up to 23.24%. It also has a variable cash advance APR of 25.24% .

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for First Security Bank of Bozeman Platinum Edition Visa?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does First Security Bank of Bozeman Platinum Edition Visa report your account activity to credit bureaus?

Yes, First Security Bank of Bozeman Platinum Edition Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for First Security Bank of Bozeman Platinum Edition Visa

• Visit the First Security Bank of Bozeman Platinum Edition Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.