SuperMoney
  Consumers Credit Union Visa Signature Cash Rebate

Consumers Credit Union Visa Signature Cash Rebate

in Personal Credit Cards from Consumers Credit Union

Claimed

Consumers Credit Union Visa Signature Cash Rebate

Claimed

in Personal Credit Cards from Consumers Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Consumers Credit Union Visa Signature Cash Rebate to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 11.99 - 22.99
Balance Transfer APR  (Variable APR) 11.99 - 22.99
Credit Score Range 700 - 850
Annual Fee N/A

Consumers Credit Union Visa Signature Cash Rebate Review

Consumers Credit Union Visa Signature Cash Rebate is a rewards credit card issued by Consumers Credit Union. If you're wondering whether Consumers Credit Union Visa Signature Cash Rebate is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Consumers Credit Union Visa Signature Cash Rebate has a variable purchase APR that ranges from 11.99% up to 22.99%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Consumers Credit Union Visa Signature Cash Rebate Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on their purchases.
  • Consumers Credit Union Visa Signature Cash Rebate reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
Consumers Credit Union Visa Signature Cash Rebate FAQ

Is there a Consumers Credit Union Visa Signature Cash Rebate cash back or rewards program?

Consumers Credit Union Visa Signature Cash Rebate offers a rewards program to its customers. This card features rewards for purchases in the following categories:

Consumers Credit Union Visa Signature Cash Rebate Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Consumers Credit Union Visa Signature Cash Rebate have a signup bonus?

Consumers Credit Union Visa Signature Cash Rebate doesn't offer a cash signup bonus.

Does Consumers Credit Union Visa Signature Cash Rebate offer an annual loyalty bonus?

Consumers Credit Union Visa Signature Cash Rebate doesn't offer a cash loyalty bonus.

What are the Consumers Credit Union Visa Signature Cash Rebate benefits?

Consumers Credit Union Visa Signature Cash Rebate provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Consumers Credit Union Visa Signature Cash Rebate?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Consumers Credit Union Visa Signature Cash Rebate has lower than average purchase APRs.

Consumers Credit Union Visa Signature Cash Rebate has a variable purchase APR that ranges from 11.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 22.99%. It also has a variable cash advance APR that ranges from 11.99% up to 22.99%.

Does Consumers Credit Union Visa Signature Cash Rebate have an introductory APR offer on balance transfers?

No, Consumers Credit Union Visa Signature Cash Rebate does not come with an introductory APR offer for balance transfers.

Does Consumers Credit Union Visa Signature Cash Rebate have an introductory APR offer on new purchases?

Consumers Credit Union Visa Signature Cash Rebate does not offer an introductory rate on new purchases.

What are the fees for Consumers Credit Union Visa Signature Cash Rebate?

The following fees apply to Consumers Credit Union Visa Signature Cash Rebate:

Consumers Credit Union Visa Signature Cash Rebate Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%

Does Consumers Credit Union Visa Signature Cash Rebate have a foreign transaction fee?

Consumers Credit Union Visa Signature Cash Rebate charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Consumers Credit Union Visa Signature Cash Rebate report your account activity to credit bureaus?

Yes, Consumers Credit Union Visa Signature Cash Rebate reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Consumers Credit Union Visa Signature Cash Rebate

  • Visit the Consumers Credit Union Visa Signature Cash Rebate website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Consumers Credit Union Visa Signature Cash Rebate's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Illinois
Availabile in all of Illinois

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum 5
Cash Advance Fee (%) Starting at 5
Minimum Cash Advance Fee ($) Starting at 5
Foreign Currency Transaction Fee 1
Returned Payment Fee Starting at 25
Paper Statement Fee 10
Additional Card Fee Amount 10
Late Fee Amount Starting at 25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Travel
Cash Advance APR (Variable APR) 11.99 - 22.99
Balance Computation We use a method called "Average Daily Balance (Including new purchases).
Purchase APR (Variable APR) 11.99 - 22.99
Balance Transfer APR (Variable APR) 11.99 - 22.99
Card Type
  • Rewards
Card Network Visa

Be the first to rate

 

Would you recommend Consumers Credit Union Visa Signature Cash Rebate to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Consumers Credit Union Personal Credit Cards

Loading...