Consumers Credit Union Visa Signature Cash Rebate Review

Consumers Credit Union Visa Signature Cash Rebate is a rewards credit card issued by Consumers Credit Union. If you're wondering whether Consumers Credit Union Visa Signature Cash Rebate is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Consumers Credit Union Visa Signature Cash Rebate has a variable purchase APR that ranges from 11.99% up to 22.99%.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

The Good	The Bad
Lower than average purchase APRs. Multiple credit card perks. Extended warranty and price protection on purchases. Identity Theft Protection. Travel accident and travel assistance insurance. Cardholders can earn rewards on their purchases. Consumers Credit Union Visa Signature Cash Rebate reports to multiple credit bureaus.	Requires good to excellent credit. Does not offer a signup bonus. Charges a foreign transaction fee of 1%. You don't earn rewards on every purchase.

Is there a Consumers Credit Union Visa Signature Cash Rebate cash back or rewards program?

Consumers Credit Union Visa Signature Cash Rebate offers a rewards program to its customers. This card features rewards for purchases in the following categories:

Consumers Credit Union Visa Signature Cash Rebate Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Consumers Credit Union Visa Signature Cash Rebate benefits?

Consumers Credit Union Visa Signature Cash Rebate provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Consumers Credit Union Visa Signature Cash Rebate?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Consumers Credit Union Visa Signature Cash Rebate has lower than average purchase APRs.

Consumers Credit Union Visa Signature Cash Rebate has a variable purchase APR that ranges from 11.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 22.99%. It also has a variable cash advance APR that ranges from 11.99% up to 22.99%.

What are the fees for Consumers Credit Union Visa Signature Cash Rebate?

The following fees apply to Consumers Credit Union Visa Signature Cash Rebate:

Consumers Credit Union Visa Signature Cash Rebate Fees

Fees	Amount
Annual Fee
Foreign Transaction Fee	1%

Does Consumers Credit Union Visa Signature Cash Rebate report your account activity to credit bureaus?

Yes, Consumers Credit Union Visa Signature Cash Rebate reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Consumers Credit Union Visa Signature Cash Rebate

• Visit the Consumers Credit Union Visa Signature Cash Rebate website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.