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  Premier America CU Student MC Credit Card
Premier America CU Student MC Credit Card
in Credit Cards from Premier America Credit Union
Unaffiliated

Premier America CU Student MC Credit Card

Unaffiliated
in Credit Cards from Premier America Credit Union
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Highlights
Purchase APR  (Variable APR) 10.5%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 10.5%
(Verified 08/04/2023)
Credit Score Range 600 - 850
Annual Fee $0

Premier America CU Student MC Credit Card Review

This is a card issued by Premier America Credit Union. If you're wondering whether Premier America CU Student MC Credit Card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Premier America CU Student MC Credit Card has a variable purchase APR of 10.5%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Premier America CU Student MC Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 6 months. There is then a variable purchase APR of 10.5%.
  • No annual fee.
  • Access to a concierge.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • Premier America CU Student MC Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.

Premier America CU Student MC Credit Card FAQ

Does Premier America CU Student MC Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Premier America CU Student MC Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Premier America CU Student MC Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Premier America CU Student MC Credit Card has a variable purchase APR of 10.5%. The card has a variable balance transfer APR of 10.5% . It also has a variable cash advance APR of 10.5% .

Does Premier America CU Student MC Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.

Premier America CU Student MC Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 10.5%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does Premier America CU Student MC Credit Card have an intro APR offer on new purchases?

Premier America CU Student MC Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Premier America CU Student MC Credit Card?

The following fees apply:

  • There is no overlimit fee
Premier America CU Student MC Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Initial Program Fee $
Foreign Transaction Fee 1%
Returned Payment Fee $
Late Payment Fee Starting at up to $15

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Premier America CU Student MC Credit Card have a foreign transaction fee?

Premier America CU Student MC Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Premier America CU Student MC Credit Card?

The Premier America CU Student MC Credit Card customer service number is (800) 772-4000.

What is the support contact email for Premier America CU Student MC Credit Card?

The support contact email for Premier America CU Student MC Credit Card is notify@premieramerica.com.

What is the Premier America CU Student MC Credit Card login page?

You can access the Premier America CU Student MC Credit Card login page here.

How do people rate the customer service and user experience of Premier America CU Student MC Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Premier America CU Student MC Credit Card report your account activity to credit bureaus?

Yes, Premier America CU Student MC Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Premier America CU Student MC Credit Card

  • Visit the Premier America CU Student MC Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

About Premier America CU Student MC Credit Card

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Availability

  Available in 2 states
  • California
  • Texas

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $3
Cash Advance Fee (%) Up to 3%
Minimum Cash Advance Fee ($) Starting at $3
Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Late Fee Amount Up to $15
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Concierge
Rewards Type No Rewards
Cash Advance APR (Variable APR) 10.5%
APR Type Variable APR
Balance Computation average daily balance (including new purchases).
Credit Limit $500 - $2,000
Purchase APR (Variable APR) 10.5%
(Verified 08/04/2023)
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 10.5%
(Verified 08/04/2023)
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Balance Transfer
Card Network Mastercard

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