HSBC Gold Mastercard® Credit Card
in Personal Credit Cards
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Overview
Who is this credit card designed for?
HSBC Gold Mastercard® Credit Card is a credit card issued by HSBC Bank USA, which is based in New York, NY.
HSBC Gold Mastercard® Credit Card is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.
What are the relevant APRs?
HSBC Gold Mastercard® Credit Card has a variable purchase APR that ranges from 12.49% up to 20.49%.
The card has a variable balance transfer APR that ranges from 12.49% up to 20.49%.
It also has a variable cash advance APR starting at 26.49%.
Is an introductory APR offer available?
Yes, HSBC Gold Mastercard® Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 18 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 18 months.
What are the fees?
The following fees apply to HSBC Gold Mastercard® Credit Card:
- There is no annual fee.
- A late payment penalty of $37.
- A returned payment fee of $25.
- There are no foreign transaction fees.
Is a rewards program offered?
No, HSBC Gold Mastercard® Credit Card does not offer a rewards program.
Is a signup bonus offered?
HSBC Gold Mastercard® Credit Card doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
HSBC Gold Mastercard® Credit Card doesn't offer a cash loyalty bonus.
What additional benefits are offered?
HSBC Gold Mastercard® Credit Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
Does HSBC Gold Mastercard® Credit Card report your account activity to credit bureaus?
HSBC Gold Mastercard® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
Contact
- Headquarters
-
425 Fifth Avenue
New York, NY 10018 USA - Visit Site
Other Services by HSBC Bank USA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Late Payment Penalty | $37 |
| Returned Payment Fee | $25 |
| Minimum Interest Charge | $1 |
| Balance Transfer Fee % | 4% |
| Balance Transfer Fee Minimum | $10 |
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Other Personal Credit Cards
HSBC Bank USA Personal Credit Cards
Purchase APR
14.49% - 24.49%
Balance Transfer APR
14.49% - 24.49%
Annual Fee
$0
Credit Score Range
680 - 850
Purchase APR
16.49% - 20.49%
Balance Transfer APR
16.49% - 20.49%
Annual Fee
$0
Credit Score Range
700 - 850
Purchase APR
16.49% - 20.49%
Balance Transfer APR
16.49% - 20.49%
Annual Fee
$0
Credit Score Range
640 - 850
