HSBC Gold Mastercard® Credit Card
in Personal Credit Cards from HSBC Bank USA
Not enough votes for recommendation
Would you recommend HSBC Gold Mastercard® Credit Card to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 12.49% - 20.49% |
| Balance Transfer APR (Variable APR) | 13.24% - 21.24% |
| Credit Score Range | 640 - 850 |
HSBC Gold Mastercard® Credit Card Review
HSBC Gold Mastercard® Credit Card is a credit card issued by HSBC Bank USA.
This card is designed for people with fair credit. The minimum credit score to apply is 640. If you're wondering whether HSBC Gold Mastercard® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a HSBC Gold Mastercard® Credit Card cash back or rewards program?
No, HSBC Gold Mastercard® Credit Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the HSBC Gold Mastercard® Credit Card benefits?
HSBC Gold Mastercard® Credit Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for HSBC Gold Mastercard® Credit Card?
HSBC Gold Mastercard® Credit Card has a variable purchase APR that ranges from 12.49% up to 20.49%. The card has a variable balance transfer APR that ranges from 13.24% up to 21.24%.
It also has a variable cash advance APR of 27.24% .
Does HSBC Gold Mastercard® Credit Card have an introductory APR offer?
Yes, HSBC Gold Mastercard® Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 18 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 18 months.
| Purchase APR | 12.49% - 20.49% |
| Balance Transfer APR | 13.24% - 21.24% |
| Cash Advance APR | 27.24% |
What are the HSBC Gold Mastercard® Credit Card fees?
The following fees apply to HSBC Gold Mastercard® Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 4% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $25 |
| Late Payment Fee | $37 |
Does HSBC Gold Mastercard® Credit Card have a foreign transaction fee?
HSBC Gold Mastercard® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does HSBC Gold Mastercard® Credit Card report your account activity to credit bureaus?
HSBC Gold Mastercard® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for HSBC Gold Mastercard® Credit Card
- Visit the HSBC Bank USA website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
425 Fifth Avenue
New York, NY 10018 - Visit Site
Message from HSBC Bank USA
Other Services by HSBC Bank USA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Annual Fee | $0 |
| Paper Statement Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $25 |
| Minimum Interest Charge | $1 |
| Late Fee Amount | $37 |
| Balance Transfer Fee % | 4% |
| Balance Transfer Fee Minimum | $10 |
Be the first to rate
Would you recommend HSBC Gold Mastercard® Credit Card to your friends?
Other Personal Credit Cards
HSBC Bank USA Personal Credit Cards
Annual Fee
$0
Purchase APR
15.24% - 25.24%
Balance Transfer APR
14.49% - 24.49%
Credit Score Range
680 - 850
Annual Fee
$0
Purchase APR
15.24% - 25.24%
Balance Transfer APR
15.24% - 25.24%
Credit Score Range
700 - 850
Annual Fee
$395
Purchase APR
17.24% - 21.24%
Balance Transfer APR
17.24% - 21.24%
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
16.49% - 20.49%
Balance Transfer APR
16.49% - 20.49%
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
16.49% - 20.49%
Balance Transfer APR
16.49% - 20.49%
Credit Score Range
640 - 850
- American Express Cash Magnet
- American Signature Furniture Credit Card
- At Home MasterCard
- Big Sandy Superstore Credit Card
- DSW Visa Card
- Hawaiian Airlines World Elite Mastercard
- Lufthansa Miles & More World Elite Mastercard
- Sutherlands Credit Card
- US Bank LATAM Visa® Secured Card
- World of Hyatt
- World of Hyatt Visa
- Zions Bank® Elite Visa®
