SuperMoney

HSBC Premier World Mastercard

in Personal Credit Cards

Unaffiliated Visit Site

HSBC Premier World Mastercard

Unaffiliated

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend HSBC Premier World Mastercard to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

HSBC Premier World Mastercard is a credit card issued by HSBC Bank USA, which is based in New York, NY.

HSBC Premier World Mastercard is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

HSBC Premier World Mastercard has a variable purchase APR that ranges from 16.49% to 20.49%. Balance transfer APRs range from 16.49% to 20.49%

Note that late payments are subject to an APR of 31.49% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, HSBC Premier World Mastercard does not come with an introductory APR offer.

What are the fees?

The following fees apply to HSBC Premier World Mastercard:

  • There is no annual fee
  • A late payment penalty of $37.
  • A returned payment fee of $25.
  • There is no overlimit fee
  • There are no foreign transaction fees

Is a rewards program offered?

HSBC Premier World Mastercard offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Airfare
  • Car Rentals
  • Every Purchase
  • Hotels
  • Trains, Cruises, Other Travel

Is a signup bonus offered?

HSBC Premier World Mastercard doesn't offer a cash signup bonus. However, it does include a 35000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, and other perks.

Is an annual loyalty bonus offered?

HSBC Premier World Mastercard doesn't offer a cash loyalty bonus.

What additional benefits are offered?

HSBC Premier World Mastercard provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Extended warranty
  • Flight insurance
  • Fraud liability
  • Lost luggage insurance
  • Travel insurance
  •  

    SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    • 425 Fifth Ave
      New York, NY 10018 USA
    • Visit Site

    Other Services by HSBC Bank USA

    Availability

    Available in 50 States and Washington, DC
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period / Deferred Interest (Months)
    25
    Over-Limit Fee
    $0
    Annual Fee
    $0
    No Annual Fee
    Foreign Currency Transaction Fee
    0%
    No Foreign Transaction Fee
    Late Payment Penalty
    $37
    Returned Payment Fee
    $25
    Minimum Interest Charge
    $0.5
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Bank Account Required?
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Credit Score Range
    640 - 850
    850 300 640
    Minimum Age
    18
    Customer Type
    Personal
    Card Type
    • Bonus Offers
    • Rewards
    • Travel
    Card Network
    • Mastercard
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • ID Theft Protection
    • Price Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    • Trip Cancellation Insurance
    Lost Luggage Insurance
    Car Rental Insurance
    Extended Warranty
    Fraud Liability
    Travel Insurance
    Emergency Support
    Flight Insurance
    Bonus Rewards
    Earn 50,000 Rewards Program Bonus Points, worth $750 in air travel, after spending $4,000 in the first 3 months from Account opening. 3X Points on travel, 2X Points on dining.
    Rewards Categories
    • Airfare
    • Car Rentals
    • Every Purchase
    • Hotels
    • Trains, Cruises, Other Travel
    No Reward Expiration Period
    All Other Purchases
    1X Points on all other purchases.
    No Blackout Dates
    Every Purchase
    1X Points on all other purchases.
    Signup Bonus (points)
    35,000
    Purchases APR
    16.49% - 20.49%
    0% 29%
    Balance Computation
    average daily balance (including new purchases)
    Penalty APR
    31.49%
    Balance Transfer APR
    16.49% - 20.49%
    8% 29%
    Transfer Fee
    3%
    Transfer Fee Minimum
    $5
    Transfer Fee
    up to 3%

    Be the first to rate

    Would you recommend HSBC Premier World Mastercard to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Credit Cards

    HSBC Bank USA Personal Credit Cards

    Product

    Reviews

    Purchases APR

    Balance Transfer APR

    Annual Fee

    Credit Score Range

    HSBC Gold Mastercard® Credit Card

    HSBC Gold Mastercard® Credit Card

    Be the first to rate

    Purchases APR 12.24% - 20.24% 0% 29%
    Balance Transfer APR 12.24% - 20.24% 8% 29%
    Annual Fee N/A Annual Fee
    Credit Score Range 640 - 850 300 850
    HSBC Cash Rewards Mastercard

    HSBC Cash Rewards Mastercard

    Be the first to rate

    Purchases APR 14.24% - 24.24% 0% 29%
    Balance Transfer APR 14.24% - 24.24% 8% 29%
    Annual Fee N/A Annual Fee
    Credit Score Range 680 - 850 300 850
    HSBC Advance Mastercard

    HSBC Advance Mastercard

    Be the first to rate

    Purchases APR 16.49% - 20.49% 0% 29%
    Balance Transfer APR 16.49% - 20.49% 8% 29%
    Annual Fee $0 Annual Fee
    Credit Score Range 700 - 850 300 850