Who is this credit card designed for?

HSBC Premier World Mastercard is a credit card issued by HSBC Bank USA, which is based in New York, NY, and was established in 1865.

HSBC Premier World Mastercard is designed for people with a credit score of 640 to 850. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

HSBC Bank USA charges a variable APR on new purchases that ranges from 14.24% to 18.24%. Balance transfer APRs, which are also variable, range from 14.24% to 18.24%

Note that late payments are subject to an APR of 31.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, HSBC Premier World Mastercard does not come with an introductory APR offer.

What are the fees?

The following fees apply to HSBC Premier World Mastercard:

  • An annual fee of $395. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $37.
  • A returned payment fee of $25.
  • There is no overlimit fee
  • There are no foreign transaction fees

Is a rewards program offered?

HSBC Premier World Mastercard offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Restaurants
  • Trains, Cruises, Other Travel

Is a signup bonus offered?

HSBC Premier World Mastercard doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus that can be redeemed for gifts and other perks.

What additional benefits are offered?

HSBC Premier World Mastercard provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Extended warranty
  • Flight insurance
  • Fraud liability
  • Lost luggage insurance
  • Travel insurance
    • Credit Score Range
      640 - 850
    • Employment Statuses Considered
      • Employed Full-Time
      • Employed Part-Time
      • Other
      • Retired
      • Self-Employed
      • Unemployed
    • Immigration Status Considered
      • U.S. Citizen
      • U.S. Permanent Resident
    • Military Status
      • Active Duty Military
      • Military Dependent
      • Non-Military
      • Veterans
    • Minimum Age
    • Supported Income Types
      • 1099 Misc. Income
      • Cash / Other
      • Direct Deposit (W2, SSA, SSDI)
      • Payroll Check or Prepaid Card
    • Customer Type
    • Annual Fee
    • Grace Period / Deferred Interest
    • Late Payment Penalty
    • Minimum Interest Charge
    • Returned Payment Fee
    • No Foreign Transaction Fee
    • Card Type
      • Travel
      • Rewards
    • Card Network
    • Car Rental Insurance
    • Credit Card Benefits
      • Auto Rental Collision Damage Waiver
      • Emergency Support
      • Extended Warranty Protection
      • Fraud Liability
      • Price Protection
      • Purchase Protection
      • Travel Accident Insurance
      • Trip Cancellation Insurance
    • Emergency Support
    • Extended Warranty
    • Flight Insurance
    • Fraud Liability
    • Lost Luggage Insurance
    • Travel Insurance
    • Points
    • Rewards Categories
      • Every Purchase
      • Restaurants
      • Trains, Cruises, Other Travel
    • Signup Bonus (points)
    • Balance Computation
      Average Daily Valance (including new purchases)
    • Penalty APR
    • Purchases APR (variable)
      14.24% - 18.24%
    • Transfer Fee
      up to 3%
    • Balance Transfer APR (variable)
      14.24% - 18.24%
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