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  HSBC Premier World Mastercard

HSBC Premier World Mastercard

in Personal Credit Cards from HSBC Bank USA

Claimed Special OffersSpecial Offer Available!

HSBC Premier World Mastercard

Claimed Special OffersSpecial Offer Available!

in Personal Credit Cards from HSBC Bank USA

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 17.24% - 21.24%
Balance Transfer APR  (Variable APR) 17.24% - 21.24%
Credit Score Range 670 - 850

HSBC Premier World Mastercard Review

HSBC Premier World Mastercard is a cashback credit card issued by HSBC Bank USA. 

This card is designed for people with good credit. The minimum credit score to apply is 670. If you're wondering whether HSBC Premier World Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of HSBC Premier World Mastercard
Pros Cons
  • 35,000 Rewards Program Bonus Points worth at least $400 in air travel
  • No foreign transaction fees.
  • There is a $95 annual for anyone who does not have a qualifying U.S. HSBC Premier checking account.
  • Is there a HSBC Premier World Mastercard cash back or rewards program?

    HSBC Premier World Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward. With HSBC Premier World Mastercard you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 2% for purchases in a bonus category.

    HSBC Premier World Mastercard Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate 2%
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus (Points/Miles) 35000
    Signup Bonus Spend Requirement $3000

    Does HSBC Premier World Mastercard have a signup bonus?

    HSBC Premier World Mastercard doesn't offer a cash signup bonus. However, it does include a 35000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

    Does HSBC Premier World Mastercard offer an annual loyalty bonus?

    HSBC Premier World Mastercard doesn't offer a cash loyalty bonus.

    What are the HSBC Premier World Mastercard benefits?

    HSBC Premier World Mastercard provides the following benefits:

    • Free Credit Score
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Trip Cancellation Insurance
    • Fraud Liability
    • Price Protection
    • Travel Accident Insurance
    • Cellular Telephone Protection
    • No blackout dates when redeeming miles
    • Travel Assistance
    • ID Theft Protection
    • Reports to major credit bureaus

    What are the relevant APRs for HSBC Premier World Mastercard?

    HSBC Premier World Mastercard has a variable purchase APR that ranges from 17.24% up to 21.24%. The card has a variable balance transfer APR that ranges from 17.24% up to 21.24%.

    It also has a variable cash advance APR starting at 27.24% . Note that late payments are subject to an APR of 32.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

    Does HSBC Premier World Mastercard have an introductory APR offer?

    No, HSBC Premier World Mastercard does not come with an introductory APR offer for balance transfers. HSBC Premier World Mastercard does not offer an introductory rate on new purchases.
    HSBC Premier World Mastercard Rates & Terms
    Purchase APR 17.24% - 21.24%
    Balance Transfer APR 17.24% - 21.24%
    Cash Advance APR Starting at 27.24%
    Penalty APR 32.24%

    What are the HSBC Premier World Mastercard fees?

    The following fees apply to HSBC Premier World Mastercard:

  • There is no overlimit fee
    HSBC Premier World Mastercard Fees
    Fees Amount
    Annual Fee $0
    Overlimit Fee $0
    Foreign Transaction Fee 0%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $25
    Late Payment Fee up to $37

    Does HSBC Premier World Mastercard have a foreign transaction fee?

    HSBC Premier World Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    Does HSBC Premier World Mastercard report your account activity to credit bureaus?

    HSBC Premier World Mastercard reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for HSBC Premier World Mastercard

    • Visit the HSBC Bank USA website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
  • Contact

    • Headquarters
    •   425 Fifth Avenue
      New York, NY 10018
    •   Visit Site

    Special Limited Time Offers

    Complimentary unlimited premium Wi-Fi at over a million secure hotspots worldwide with Boingo. 10% off at Expedia, Agoda or onefinestay

    Hours of Operation

    • Sunday Closed
    • Monday 8:30am - 5:00pm
    • Tuesday 8:30am - 5:00pm
    • Wednesday 8:30am - 5:00pm
    • Thursday 8:00am - 6:00pm
    • Friday 8:30am - 5:00pm
    • Saturday 9:00am - 1:00pm

    Other Services by HSBC Bank USA

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Airfare Up to 2%
    Hotels Up to 2%
    Travel Up to 2%
    Car Rentals Up to 2%
    No Interest Grace Period for Late Payment 25
    Over-Limit Fee $0
    Annual Fee $0
    Foreign Currency Transaction Fee 0%
    No Foreign Transaction Fee  
    Returned Payment Fee Up to $25
    Minimum Interest Charge $0.50
    Late Fee Amount Up to $37
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Minimum Cash Advance Fee ($) Starting at $5
    Cash Advance Fee (%) Starting at 3%
    Cash Advance Fee Minimum $5
    Minimum Age 18
    Credit Score Range 670 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    • Tax Returns
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Lost Luggage Insurance  
    Free FICO Score  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Cellular Telephone Protection
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Free Credit Score
    • Global Entry / TSA Precheck Fee Credit
    • Identity Theft Protection
    • Price Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    • Trip Cancellation Insurance
    Rewards Categories
    • Airfare
    • Car Rentals
    • Every Purchase
    • Hotels
    • Trains, Cruises, Other Travel
    Bonus Rewards Earn 35,000 Rewards Program Bonus Points worth at least $400 in air travel – after spending $3,000 in the first 3 months from Account opening. 2X Rewards Program Points on new travel purchases – including airline, hotels, and car rentals
    No Blackout Dates  
    Every Purchase 1X Points on all other purchases.
    No Reward Expiration Period  
    Signup Bonus (points) 35,000
    Purchase APR (Variable APR) 17.24% - 21.24%
    Cash Advance APR (Variable APR) Starting at 27.24%
    Balance Computation average daily balance (including new purchases)
    Penalty APR 32.24%
    Balance Transfer APR (Variable APR) 17.24% - 21.24%

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    HSBC Bank USA Personal Credit Cards

    Product

    Reviews

    Annual Fee

    Purchase APR

    Balance Transfer APR

    Credit Score Range

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    Purchase APR 13.24% - 21.24%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 13.24% - 21.24%
    (Variable APR)
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    Credit Score Range 670 - 850     300 850
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        0% 36% Variable APR
    Balance Transfer APR 15.24% - 25.24%
    (Variable APR)
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    Purchase APR 15.24% - 25.24%
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        0% 36% Variable APR
    Balance Transfer APR 15.24% - 25.24%
    (Variable APR)
        0% 29% Variable APR
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    HSBC Premier World Elite Mastercard
    Annual Fee $395 Annual Fee
    Purchase APR 17.24% - 21.24%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 17.24% - 21.24%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 670 - 850     300 850
    HSBC Advance Mastercard

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    Annual Fee $0 Annual Fee
    Purchase APR 17.24% - 21.24%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 17.24% - 21.24%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 670 - 850     300 850