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HSBC Premier World Mastercard

in Personal Credit Cards

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HSBC Premier World Mastercard

Unaffiliated

in Personal Credit Cards

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Overview

Who is this credit card designed for?

HSBC Premier World Mastercard is a credit card issued by HSBC Bank USA, which is based in New York, NY. 

HSBC Premier World Mastercard is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

HSBC Premier World Mastercard has a variable purchase APR that ranges from 16.49% up to 20.49%.

The card has a variable balance transfer APR that ranges from 16.49% up to 20.49%.

It also has a variable cash advance APR starting at 26.49%.

Note that late payments are subject to an APR of 31.49% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, HSBC Premier World Mastercard does not come with an introductory APR offer for balance transfers.

HSBC Premier World Mastercard does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to HSBC Premier World Mastercard:

  • There is no annual fee.
  • A late payment penalty of $37.
  • A returned payment fee of $25.
  • There is no overlimit fee
  • There are no foreign transaction fees.

Is a rewards program offered?

HSBC Premier World Mastercard offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Airfare
  • Car Rentals
  • Every Purchase
  • Hotels
  • Trains, Cruises, Other Travel

Is a signup bonus offered?

HSBC Premier World Mastercard doesn't offer a cash signup bonus. However, it does include a 35000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

HSBC Premier World Mastercard doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 HSBC Premier World Mastercard provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does HSBC Premier World Mastercard report your account activity to credit bureaus?

HSBC Premier World Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

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Contact

  • Headquarters
  • 425 Fifth Ave
    New York, NY 10018 USA
  • Visit Site

Other Services by HSBC Bank USA

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period
25
Over-Limit Fee
$0
Annual Fee
$0
No Annual Fee
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$37
Returned Payment Fee
$25
Minimum Interest Charge
$0.50
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required?
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range
640 - 850
850 300 640
Minimum Age
18
Customer Type
Personal
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • ID Theft Protection
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Lost Luggage Insurance
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Emergency Support
Flight Insurance
Bonus Rewards
Earn 50,000 Rewards Program Bonus Points, worth $750 in air travel, after spending $4,000 in the first 3 months from Account opening. 3X Points on travel, 2X Points on dining.
Rewards Categories
  • Airfare
  • Car Rentals
  • Every Purchase
  • Hotels
  • Trains, Cruises, Other Travel
All Other Purchases
1X Points on all other purchases.
No Blackout Dates
Every Purchase
1X Points on all other purchases.
No Reward Expiration Period
Signup Bonus (points)
35,000
Cash Advance APR
(Variable APR)
Starting at
26.49%
Purchases APR
(Variable APR)
16.49% - 20.49%
0% 29%
Balance Computation
average daily balance (including new purchases)
Penalty APR
31.49%
Balance Transfer APR
(Variable APR)
16.49% - 20.49%
8% 29%
Transfer Fee
3%
Transfer Fee Minimum
$5
Transfer Fee
up to 3%

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