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  Lexus Pursuits Visa® Signature

Lexus Pursuits Visa® Signature

in Personal Credit Cards from Comenity

Unaffiliated

Lexus Pursuits Visa® Signature

Unaffiliated

in Personal Credit Cards from Comenity

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Highlights
Purchase APR  (Variable APR) 16.24% - 25.24%
Balance Transfer APR  (Variable APR) 27.24%
Credit Score Range 700 - 850
Annual Fee $0

Lexus Pursuits Visa® Signature Review

This is a store credit card issued by Comenity. If you're wondering whether Lexus Pursuits Visa® Signature is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 5000 points after spending $50 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Lexus Pursuits Visa® Signature has a variable purchase APR that ranges from 16.24% up to 25.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Lexus Pursuits Visa® Signature charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Lexus Pursuits Visa® Signature
The Good The Bad
  • Earn points for every dollar spent at Lexus dealerships, gas, dining, entertainment and wherever Visa card is accepted.
  • Receive 5,000 bonus points for spending $500 outside Lexus dealerships within first 90 days
  • Redeem points on services, parts, accessories, eligible Lexus vehicle purchases and more.
  • No annual and foreign transaction fee.
  • No annual fee.
  • Lexus Pursuits Visa® Signature reports to multiple credit bureaus.
  • High cash advance and balance transfer rates.
  • Requires good to excellent credit.
  • Does not offer rewards or cash back.
  • Charges a 5% balance transfer fee.
  • Does not include many credit card benefits.
Lexus Pursuits Visa® Signature FAQ

Does Lexus Pursuits Visa® Signature have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Lexus Pursuits Visa® Signature?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.

It has a variable purchase APR that ranges from 16.24% up to 25.24%. The card has a variable balance transfer APR of 27.24% . It also has a variable cash advance APR of 27.24% .

Does Lexus Pursuits Visa® Signature have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Lexus Pursuits Visa® Signature have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Lexus Pursuits Visa® Signature?

The following fees apply:

Lexus Pursuits Visa® Signature Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $38
Late Payment Fee up to $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Lexus Pursuits Visa® Signature report your account activity to credit bureaus?

Yes, Lexus Pursuits Visa® Signature reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Lexus Pursuits Visa® Signature

  • Visit the Lexus Pursuits Visa® Signature website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   12921 South Vista Station Boulevard
    Salt Lake County
    Draper, UT 84020
  •   Visit Site

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Gas (Points) 2
Eligible In-Store Purchases (Points) 5
Entertainment (Points) Starting at 2
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Interest Charge $2
Returned Payment Fee Up to $38
Late Fee Amount Up to $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Rewards Rates
  • Entertainment
  • Every Purchase
  • Gas
  • Restaurants
Signup Bonus (points) 5,000
Cash Advance APR (Variable APR) 27.24%
Purchase APR (Variable APR) 16.24% - 25.24%
Balance Transfer APR (Variable APR) 27.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Gas
  • Store Card
Card Network Visa

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