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  American Home Furniture & Mattress Credit Card

American Home Furniture & Mattress Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

American Home Furniture & Mattress Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

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Highlights
Purchase APR  (Variable APR) Starting at 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

American Home Furniture & Mattress Credit Card Review

This is a store credit card issued by Comenity. If you're wondering whether American Home Furniture & Mattress Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 29.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of American Home Furniture & Mattress Credit Card
The Good The Bad
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • American Home Furniture & Mattress Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Does not include many credit card benefits.
American Home Furniture & Mattress Credit Card FAQ

Does American Home Furniture & Mattress Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the American Home Furniture & Mattress Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for American Home Furniture & Mattress Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR starting at 29.99% .

Does American Home Furniture & Mattress Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does American Home Furniture & Mattress Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for American Home Furniture & Mattress Credit Card?

The following fees apply:

American Home Furniture & Mattress Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $38
Late Payment Fee $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for American Home Furniture & Mattress Credit Card?

The American Home Furniture & Mattress Credit Card customer service number is (855) 796-9632.

What is the support contact email for American Home Furniture & Mattress Credit Card?

The support contact email for American Home Furniture & Mattress Credit Card is info@rh.com.

Does American Home Furniture & Mattress Credit Card report your account activity to credit bureaus?

Yes, American Home Furniture & Mattress Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for American Home Furniture & Mattress Credit Card

  • Visit the American Home Furniture & Mattress Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity

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Availability

  Available in 1 state
New Mexico
Availabile in all of New Mexico

Feature Breakdown

No Annual Fee
Annual Fee $0
Minimum Interest Charge $2
Returned Payment Fee $38
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Balance Computation Daily Balance
Purchase APR (Variable APR) Starting at 29.99%
Card Type
  • Store Card
Card Network Other

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