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  American Home Furniture & Mattress Credit Card

American Home Furniture & Mattress Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

American Home Furniture & Mattress Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

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Highlights
Purchase APR  (Variable APR) Starting at 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

American Home Furniture & Mattress Credit Card Review

American Home Furniture & Mattress Credit Card is a store credit card issued by Comenity. If you're wondering whether American Home Furniture & Mattress Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 29.99%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
American Home Furniture & Mattress Credit Card Pros & Cons
The Good The Bad
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • American Home Furniture & Mattress Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
American Home Furniture & Mattress Credit Card FAQ

Is there a American Home Furniture & Mattress Credit Card cash back or rewards program?

No, American Home Furniture & Mattress Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:

  • Furniture

What are the American Home Furniture & Mattress Credit Card benefits?

American Home Furniture & Mattress Credit Card provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for American Home Furniture & Mattress Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. American Home Furniture & Mattress Credit Card has higher than average purchase APRs.

American Home Furniture & Mattress Credit Card has a variable purchase APR starting at 29.99% .

Does American Home Furniture & Mattress Credit Card have an introductory APR offer on balance transfers?

No, American Home Furniture & Mattress Credit Card does not come with an introductory APR offer for balance transfers.

Does American Home Furniture & Mattress Credit Card have an introductory APR offer on new purchases?

American Home Furniture & Mattress Credit Card does not offer an introductory rate on new purchases.
American Home Furniture & Mattress Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for American Home Furniture & Mattress Credit Card?

The following fees apply to American Home Furniture & Mattress Credit Card:

American Home Furniture & Mattress Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $38
Late Payment Fee $38

Does American Home Furniture & Mattress Credit Card report your account activity to credit bureaus?

Yes, American Home Furniture & Mattress Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for American Home Furniture & Mattress Credit Card

  • Visit the American Home Furniture & Mattress Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   12921 South Vista Station Boulevard
    Salt Lake County
    Draper, UT 84020 USA
  •   Visit Site

About American Home Furniture & Mattress Credit Card

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Availability

  Available in 1 state
New Mexico
Availabile in all of New Mexico

Feature Breakdown

No Annual Fee  
Annual Fee $0
Minimum Interest Charge $2
Returned Payment Fee $38
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
Credit Card Benefits Fraud Liability
Rewards Categories Furniture
Balance Computation Daily Balance
Purchase APR (Variable APR) Starting at 29.99%
Card Type Store Card
Card Network Other

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