Last Updated: 07/28/2025
Members 1st Federal Credit Union VISA Platinum Secured
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Balance Transfer APR (Fixed APR)
Credit Score Range
Annual Fee
Members 1st Federal Credit Union VISA Platinum Secured Review
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a fixed purchase APR starting at 18.00%
- A 1% balance transfer fee. Members 1st Federal Credit Union VISA Platinum Secured charges a fee of 1% on balance transfers. For example, a balance of $1,000 could cost $10 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Members 1st Federal Credit Union VISA Platinum Secured
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Members 1st Federal Credit Union VISA Platinum Secured FAQ
Does Members 1st Federal Credit Union VISA Platinum Secured have a cash back or rewards program?
| Description |
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