Members First Credit Union Utah VISA Platinum Rewards Cards Review

This is a rewards credit card issued by Members First Credit Union - Utah. If you're wondering whether Members First Credit Union Utah VISA Platinum Rewards Cards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Airline Credit. Identity Theft Protection. Cardholders can earn rewards on purchases everywhere Members First Credit Union Utah VISA Platinum Rewards Cards is accepted. Members First Credit Union Utah VISA Platinum Rewards Cards reports to multiple credit bureaus.	Does not offer a signup bonus.

Does Members First Credit Union Utah VISA Platinum Rewards Cards have a cash back or rewards program?

Members First Credit Union Utah VISA Platinum Rewards Cards is a rewards card.

Members First Credit Union Utah VISA Platinum Rewards Cards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Members First Credit Union Utah VISA Platinum Rewards Cards benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Members First Credit Union Utah VISA Platinum Rewards Cards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR starting at 8.75% .

What are the fees for Members First Credit Union Utah VISA Platinum Rewards Cards?

The following fees apply:

Members First Credit Union Utah VISA Platinum Rewards Cards Fees

Fees	Amount
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Members First Credit Union Utah VISA Platinum Rewards Cards report your account activity to credit bureaus?

Yes, Members First Credit Union Utah VISA Platinum Rewards Cards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Members First Credit Union Utah VISA Platinum Rewards Cards

• Visit the Members First Credit Union Utah VISA Platinum Rewards Cards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.