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  Members 1st CU Utah VISA Platinum Cards
Members 1st CU Utah VISA Platinum Cards Unaffiliated

Members 1st CU Utah VISA Platinum Cards

Unaffiliated
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Highlights
Purchase APR  (Variable APR) Starting at 8.75%
(Verified 10/23/2022)
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Members 1st CU Utah VISA Platinum Cards Review

This is a rewards card issued by Members First Credit Union - Utah. If you're wondering whether Members 1st CU Utah VISA Platinum Cards is the right card for you, read on.

Key Takeaways

  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Members 1st CU Utah VISA Platinum Cards

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Airline Credit.
  • Identity Theft Protection.
  • Cardholders can earn rewards on purchases everywhere Members 1st CU Utah VISA Platinum Cards is accepted.
  • Members 1st CU Utah VISA Platinum Cards reports to multiple credit bureaus.
  • Does not offer a signup bonus.

Members 1st CU Utah VISA Platinum Cards FAQ

Does Members 1st CU Utah VISA Platinum Cards have a cash back or rewards program?

Members 1st CU Utah VISA Platinum Cards is a rewards card.

Members 1st CU Utah VISA Platinum Cards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Members 1st CU Utah VISA Platinum Cards have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Members 1st CU Utah VISA Platinum Cards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Members 1st CU Utah VISA Platinum Cards benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Members 1st CU Utah VISA Platinum Cards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Members 1st CU Utah VISA Platinum Cards has a variable purchase APR starting at 8.75% .

Does Members 1st CU Utah VISA Platinum Cards have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Members 1st CU Utah VISA Platinum Cards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Members 1st CU Utah VISA Platinum Cards?

The following fees apply:

Members 1st CU Utah VISA Platinum Cards Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Members 1st CU Utah VISA Platinum Cards?

The Members 1st CU Utah VISA Platinum Cards customer service number is .

What is the support contact email for Members 1st CU Utah VISA Platinum Cards?

The support contact email for Members 1st CU Utah VISA Platinum Cards is webmaster@memfirstcu.com.

What is the Members 1st CU Utah VISA Platinum Cards login page?

You can access the Members 1st CU Utah VISA Platinum Cards login page here.

How do people rate the customer service and user experience of Members 1st CU Utah VISA Platinum Cards?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Members 1st CU Utah VISA Platinum Cards report your account activity to credit bureaus?

Yes, Members 1st CU Utah VISA Platinum Cards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Members 1st CU Utah VISA Platinum Cards

  • Visit the Members 1st CU Utah VISA Platinum Cards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Utah
Availabile in all of Utah

Feature Breakdown

Cash Advance Fee Minimum $0
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Airline Credit
Rewards Categories
APR Type Variable APR
Credit Limit Up to $10,000
Purchase APR (Variable APR) Starting at 8.75%
(Verified 10/23/2022)
Card Type
  • Rewards
Card Network Visa

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