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  Members First Credit Union Utah VISA Platinum Rewards Cards

Members First Credit Union Utah VISA Platinum Rewards Cards

in Personal Credit Cards from Members First Credit Union - Utah

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Members First Credit Union Utah VISA Platinum Rewards Cards

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in Personal Credit Cards from Members First Credit Union - Utah

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Highlights
Purchase APR  (Variable APR) Starting at 8.75%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Members First Credit Union Utah VISA Platinum Rewards Cards Review

This is a rewards credit card issued by Members First Credit Union - Utah. If you're wondering whether Members First Credit Union Utah VISA Platinum Rewards Cards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Members First Credit Union Utah VISA Platinum Rewards Cards
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Airline Credit.
  • Identity Theft Protection.
  • Cardholders can earn rewards on purchases everywhere Members First Credit Union Utah VISA Platinum Rewards Cards is accepted.
  • Members First Credit Union Utah VISA Platinum Rewards Cards reports to multiple credit bureaus.
  • Does not offer a signup bonus.
Members First Credit Union Utah VISA Platinum Rewards Cards FAQ

Does Members First Credit Union Utah VISA Platinum Rewards Cards have a cash back or rewards program?

Members First Credit Union Utah VISA Platinum Rewards Cards is a rewards card.

Members First Credit Union Utah VISA Platinum Rewards Cards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Members First Credit Union Utah VISA Platinum Rewards Cards have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Members First Credit Union Utah VISA Platinum Rewards Cards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Members First Credit Union Utah VISA Platinum Rewards Cards benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Members First Credit Union Utah VISA Platinum Rewards Cards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR starting at 8.75% .

Does Members First Credit Union Utah VISA Platinum Rewards Cards have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Members First Credit Union Utah VISA Platinum Rewards Cards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Members First Credit Union Utah VISA Platinum Rewards Cards?

The following fees apply:

Members First Credit Union Utah VISA Platinum Rewards Cards Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Members First Credit Union Utah VISA Platinum Rewards Cards report your account activity to credit bureaus?

Yes, Members First Credit Union Utah VISA Platinum Rewards Cards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Members First Credit Union Utah VISA Platinum Rewards Cards

  • Visit the Members First Credit Union Utah VISA Platinum Rewards Cards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Utah
Availabile in all of Utah

Feature Breakdown

Cash Advance Fee Minimum $0
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Airline Credit
  • Fraud Liability
  • Identity Theft Protection
Rewards Categories
  • Airfare
  • Car Rentals
  • Entertainment
  • Every Purchase
  • Gas
  • Hotels
  • Restaurants
  • Retail
Credit Limit Up to $10,000
Purchase APR (Variable APR) Starting at 8.75%
Card Type
  • Rewards
Card Network Visa

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