Members 1st CU Utah VISA Platinum Cards

Members 1st CU Utah VISA Platinum Cards Review

This is a rewards card issued by Members First Credit Union - Utah. If you're wondering whether Members 1st CU Utah VISA Platinum Cards is the right card for you, read on.

Key Takeaways

• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Members 1st CU Utah VISA Platinum Cards

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Airline Credit. Identity Theft Protection. Cardholders can earn rewards on purchases everywhere Members 1st CU Utah VISA Platinum Cards is accepted. Members 1st CU Utah VISA Platinum Cards reports to multiple credit bureaus.	Does not offer a signup bonus.

Members 1st CU Utah VISA Platinum Cards FAQ

Does Members 1st CU Utah VISA Platinum Cards have a cash back or rewards program?

Members 1st CU Utah VISA Platinum Cards is a rewards card.

Members 1st CU Utah VISA Platinum Cards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Members 1st CU Utah VISA Platinum Cards benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Members 1st CU Utah VISA Platinum Cards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Members 1st CU Utah VISA Platinum Cards has a variable purchase APR starting at 8.75% .

What are the fees for Members 1st CU Utah VISA Platinum Cards?

The following fees apply:

Members 1st CU Utah VISA Platinum Cards Fees

Fees	Amount
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Members 1st CU Utah VISA Platinum Cards report your account activity to credit bureaus?

Yes, Members 1st CU Utah VISA Platinum Cards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Members 1st CU Utah VISA Platinum Cards

• Visit the Members 1st CU Utah VISA Platinum Cards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.