Last Updated: 07/28/2025
Members First Credit Union Utah VISA Debit Overdraft
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 14.5%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Members First Credit Union Utah VISA Debit Overdraft Review
This is a card issued by Members First Credit Union - Utah. If you're wondering whether Members First Credit Union Utah VISA Debit Overdraft is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Members First Credit Union Utah VISA Debit Overdraft
| The Good | The Bad |
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Members First Credit Union Utah VISA Debit Overdraft FAQ
Does Members First Credit Union Utah VISA Debit Overdraft have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Members First Credit Union Utah VISA Debit Overdraft?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Members First Credit Union Utah VISA Debit Overdraft has a fixed purchase APR starting at 14.5%. Members First Credit Union Utah VISA Debit Overdraft does not offer balance transfers.
Does Members First Credit Union Utah VISA Debit Overdraft have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Members First Credit Union Utah VISA Debit Overdraft does not offer balance transfers.Does Members First Credit Union Utah VISA Debit Overdraft have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Members First Credit Union Utah VISA Debit Overdraft?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Members First Credit Union Utah VISA Debit Overdraft?
The customer service number for Members First Credit Union Utah VISA Debit Overdraft is .
What is the support contact email for Members First Credit Union Utah VISA Debit Overdraft?
The support contact email for Members First Credit Union Utah VISA Debit Overdraft is webmaster@memfirstcu.com.
What is the login page for Members First Credit Union Utah VISA Debit Overdraft?
You can access the login page of Members First Credit Union Utah VISA Debit Overdraft here.
How do people rate the customer service and user experience of Members First Credit Union Utah VISA Debit Overdraft?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Members First Credit Union Utah VISA Debit Overdraft report your account activity to credit bureaus?
Yes, Members First Credit Union Utah VISA Debit Overdraft reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Members First Credit Union - Utah perform a hard credit pull?
Yes, Members First Credit Union Utah VISA Debit Overdraft performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Members First Credit Union Utah VISA Debit Overdraft
- Visit the website of Members First Credit Union Utah VISA Debit Overdraft.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 2:00PM