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  Members First Credit Union Utah VISA Debit Overdraft

Members First Credit Union Utah VISA Debit Overdraft

in Personal Credit Cards from Members First Credit Union - Utah

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Members First Credit Union Utah VISA Debit Overdraft

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in Personal Credit Cards from Members First Credit Union - Utah

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Highlights
Purchase APR  (Fixed APR) Starting at 14.5%
Balance Transfer APR  (Fixed APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

Members First Credit Union Utah VISA Debit Overdraft Review

This is a credit card issued by Members First Credit Union - Utah. If you're wondering whether Members First Credit Union Utah VISA Debit Overdraft is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of Members First Credit Union Utah VISA Debit Overdraft
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Members First Credit Union Utah VISA Debit Overdraft reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Members First Credit Union Utah VISA Debit Overdraft FAQ

Does Members First Credit Union Utah VISA Debit Overdraft have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Members First Credit Union Utah VISA Debit Overdraft benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Members First Credit Union Utah VISA Debit Overdraft?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a fixed purchase APR starting at 14.5% .

Does Members First Credit Union Utah VISA Debit Overdraft have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Members First Credit Union Utah VISA Debit Overdraft have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Members First Credit Union Utah VISA Debit Overdraft?

The following fees apply:

Members First Credit Union Utah VISA Debit Overdraft Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Members First Credit Union Utah VISA Debit Overdraft report your account activity to credit bureaus?

Yes, Members First Credit Union Utah VISA Debit Overdraft reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Members First Credit Union Utah VISA Debit Overdraft

  • Visit the Members First Credit Union Utah VISA Debit Overdraft website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   P.O. Box 657
    Brigham, UT 84302
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Members First Credit Union - Utah

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Availability

  Available in 1 state
Utah
Availabile in all of Utah

Feature Breakdown

No Annual Fee
Annual Fee $0
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Rewards Type No Rewards
Credit Limit Up to $5,000
Purchase APR (Fixed APR) Starting at 14.5%
Card Type
  • Low Interest
Card Network Visa

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