Equitable Federal Secured MasterCard Credit Card
in Personal Credit Cards from Equitable Federal Credit Union
UnaffiliatedEquitable Federal Secured MasterCard Credit Card
in Personal Credit Cards from Equitable Federal Credit Union
Not enough votes for recommendation
Would you recommend Equitable Federal Secured MasterCard Credit Card to your friends?
| Purchase APR (Fixed APR) | 9.78 - 16.78 |
| Balance Transfer APR (Fixed APR) | Starting at 5.50 |
| Credit Score Range | 500 - 599 |
| Annual Fee | N/A |
Equitable Federal Secured MasterCard Credit Card Review
Equitable Federal Secured MasterCard Credit Card is a credit card issued by Equitable Federal Credit Union. If you're wondering whether Equitable Federal Secured MasterCard Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Equitable Federal Secured MasterCard Credit Card has a fixed purchase APR that ranges from 9.78% up to 16.78%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
| The Good | The Bad |
|---|---|
|
|
Is there a Equitable Federal Secured MasterCard Credit Card cash back or rewards program?
No, Equitable Federal Secured MasterCard Credit Card does not offer a rewards program.
What are the Equitable Federal Secured MasterCard Credit Card benefits?
Equitable Federal Secured MasterCard Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Equitable Federal Secured MasterCard Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Equitable Federal Secured MasterCard Credit Card has lower than average purchase APRs.Equitable Federal Secured MasterCard Credit Card has a fixed purchase APR that ranges from 9.78% up to 16.78%. The card has a fixed balance transfer APR starting at 5.50% . It also has a fixed cash advance APR that ranges from 9.78% up to 16.78%.
Does Equitable Federal Secured MasterCard Credit Card have an introductory APR offer on balance transfers?
No, Equitable Federal Secured MasterCard Credit Card does not come with an introductory APR offer for balance transfers.Does Equitable Federal Secured MasterCard Credit Card have an introductory APR offer on new purchases?
Equitable Federal Secured MasterCard Credit Card does not offer an introductory rate on new purchases.What are the fees for Equitable Federal Secured MasterCard Credit Card?
The following fees apply to Equitable Federal Secured MasterCard Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $27 |
| Late Payment Fee | up to $25 |
Does Equitable Federal Secured MasterCard Credit Card have a foreign transaction fee?
Equitable Federal Secured MasterCard Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Equitable Federal Secured MasterCard Credit Card report your account activity to credit bureaus?
Yes, Equitable Federal Secured MasterCard Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Equitable Federal Secured MasterCard Credit Card
- Visit the Equitable Federal Secured MasterCard Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1889 Brittain Road
Akron, OH 44310 - (330) 633-7307
- Visit Site
About Equitable Federal Secured MasterCard Credit Card
Availability
Feature Breakdown
| Minimum Cash Advance Fee ($) | Up to 25 |
| Foreign Currency Transaction Fee | 1 |
| Returned Payment Fee | Up to 27 |
| Additional Card Fee Amount | 10 |
| Late Fee Amount | Up to 25 |
Be the first to rate
Would you recommend Equitable Federal Secured MasterCard Credit Card to your friends?
Other Personal Credit Cards
Equitable Federal Credit Union Personal Credit Cards
- BECU UW Cash Back Visa Credit Card
- Baxter Credit Union Low Rate Simply Visa Credit Card
- Berkshire Bank Visa Signature® Real Rewards Credit Card
- Blue Nile Credit Card
- Colorado Credit Union Classic Visa credit card
- Comerica Bank Visa Platinum® Card
- Exchange Bank Visa® Platinum Card
- First Security Bank of Bozeman Platinum Edition Visa
- HSBC Platinum Rewards Credit Card
- Hughes Federal Credit Union Visa Platinum Credit Card
- Oriental Bank MasterCard Gold PUNTOS Credit Card
- PCB Secured Visa® Credit Card
