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  F&A Federal Credit Union Premier Rewards Visa

F&A Federal Credit Union Premier Rewards Visa

in Personal Credit Cards from F.A. Federal Credit Union

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F&A Federal Credit Union Premier Rewards Visa

Unaffiliated

in Personal Credit Cards from F.A. Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 8.90 - 15.50
Balance Transfer APR  (Variable APR) 6.90 - 14.50
Credit Score Range 700 - 850
Annual Fee N/A

F&A Federal Credit Union Premier Rewards Visa Review

F&A Federal Credit Union Premier Rewards Visa is a rewards credit card issued by F.A. Federal Credit Union. If you're wondering whether F&A Federal Credit Union Premier Rewards Visa is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. F&A Federal Credit Union Premier Rewards Visa has a variable purchase APR that ranges from 8.90% up to 15.50%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
F&A Federal Credit Union Premier Rewards Visa Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Offers auto rental collision damage waiver.
  • Travel assistance insurance
  • Cardholders can earn rewards on their purchases.
  • F&A Federal Credit Union Premier Rewards Visa reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
F&A Federal Credit Union Premier Rewards Visa FAQ

Is there a F&A Federal Credit Union Premier Rewards Visa cash back or rewards program?

F&A Federal Credit Union Premier Rewards Visa offers a rewards program to its customers.

F&A Federal Credit Union Premier Rewards Visa Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does F&A Federal Credit Union Premier Rewards Visa have a signup bonus?

F&A Federal Credit Union Premier Rewards Visa doesn't offer a cash signup bonus.

Does F&A Federal Credit Union Premier Rewards Visa offer an annual loyalty bonus?

F&A Federal Credit Union Premier Rewards Visa doesn't offer a cash loyalty bonus.

What are the F&A Federal Credit Union Premier Rewards Visa benefits?

F&A Federal Credit Union Premier Rewards Visa provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for F&A Federal Credit Union Premier Rewards Visa?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. F&A Federal Credit Union Premier Rewards Visa has lower than average purchase APRs.

F&A Federal Credit Union Premier Rewards Visa has a variable purchase APR that ranges from 8.90% up to 15.50%. The card has a variable balance transfer APR that ranges from 6.90% up to 14.50%. It also has a variable cash advance APR that ranges from 8.90% up to 15.50%.

Does F&A Federal Credit Union Premier Rewards Visa have an introductory APR offer on balance transfers?

No, F&A Federal Credit Union Premier Rewards Visa does not come with an introductory APR offer for balance transfers.

Does F&A Federal Credit Union Premier Rewards Visa have an introductory APR offer on new purchases?

F&A Federal Credit Union Premier Rewards Visa does not offer an introductory rate on new purchases.

What are the fees for F&A Federal Credit Union Premier Rewards Visa?

The following fees apply to F&A Federal Credit Union Premier Rewards Visa:

F&A Federal Credit Union Premier Rewards Visa Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Returned Payment Fee up to $5
Late Payment Fee up to $20

Does F&A Federal Credit Union Premier Rewards Visa have a foreign transaction fee?

F&A Federal Credit Union Premier Rewards Visa charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does F&A Federal Credit Union Premier Rewards Visa report your account activity to credit bureaus?

Yes, F&A Federal Credit Union Premier Rewards Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for F&A Federal Credit Union Premier Rewards Visa

  • Visit the F&A Federal Credit Union Premier Rewards Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View F&A Federal Credit Union Premier Rewards Visa's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday Closed

About F&A Federal Credit Union Premier Rewards Visa

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Interest Charge 0
No Interest Grace Period for Late Payment 21 days
Foreign Currency Transaction Fee 1
Returned Payment Fee Up to 5
Late Fee Amount Up to 20
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Travel Assistance
Rewards Categories
  • Travel
  • Hotels
  • Select Merchants
Cash Advance APR (Variable APR) 8.90 - 15.50
Balance Computation We use a method called “average daily balance (including new purchases).”
Credit Limit 5 - 25
Purchase APR (Variable APR) 8.90 - 15.50
Balance Transfer APR (Variable APR) 6.90 - 14.50
Card Type
  • Rewards
Card Network Visa

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