Last Updated: 07/28/2025
F&A Federal Credit Union Premier Rewards Visa
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
8.90% - 15.50%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
6.90% - 14.50%(Verified 06/21/2024)
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Credit Score Range
700 - 850
Annual Fee
N/A
F&A Federal Credit Union Premier Rewards Visa Review
This is a rewards card issued by F.A. Federal Credit Union. If you're wondering whether F&A Federal Credit Union Premier Rewards Visa is the right card for you, read on.
Key Takeaways
- APRs: F&A Federal Credit Union Premier Rewards Visa has a variable regular purchase APR that ranges from 8.90% up to 15.50%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of F&A Federal Credit Union Premier Rewards Visa
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F&A Federal Credit Union Premier Rewards Visa FAQ
Does F&A Federal Credit Union Premier Rewards Visa have a cash back or rewards program?
F&A Federal Credit Union Premier Rewards Visa is a rewards card.
| Description |
Does F&A Federal Credit Union Premier Rewards Visa have a signup bonus?
This card doesn't offer a cash signup bonus.Does F&A Federal Credit Union Premier Rewards Visa offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the F&A Federal Credit Union Premier Rewards Visa benefits?
F&A Federal Credit Union Premier Rewards Visa provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for F&A Federal Credit Union Premier Rewards Visa?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.F&A Federal Credit Union Premier Rewards Visa has a variable purchase APR that ranges from 8.90% up to 15.50%. The card has a variable balance transfer APR that ranges from 6.90% up to 14.50%. It also has a variable cash advance APR that ranges from 8.90% up to 15.50%.
Does F&A Federal Credit Union Premier Rewards Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does F&A Federal Credit Union Premier Rewards Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for F&A Federal Credit Union Premier Rewards Visa?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does F&A Federal Credit Union Premier Rewards Visa have a foreign transaction fee?
F&A Federal Credit Union Premier Rewards Visa charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for F&A Federal Credit Union Premier Rewards Visa?
The customer service number for F&A Federal Credit Union Premier Rewards Visa is (800) 222-1226.
What is the support contact email for F&A Federal Credit Union Premier Rewards Visa?
The support contact email for F&A Federal Credit Union Premier Rewards Visa is feedback@fafcu.org.
How do people rate the customer service and user experience of F&A Federal Credit Union Premier Rewards Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does F&A Federal Credit Union Premier Rewards Visa report your account activity to credit bureaus?
Yes, F&A Federal Credit Union Premier Rewards Visa reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does F.A. Federal Credit Union perform a hard credit pull?
Yes, F&A Federal Credit Union Premier Rewards Visa performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for F&A Federal Credit Union Premier Rewards Visa
- Visit the website of F&A Federal Credit Union Premier Rewards Visa.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View F&A Federal Credit Union Premier Rewards Visa's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 4:00PMTuesday9:00AM - 4:00PMWednesday9:00AM - 4:00PMThursday9:00AM - 4:00PMFriday9:00AM - 4:00PMSaturdayClosed
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