F&A Federal Credit Union Premier Rewards Visa Review

F&A Federal Credit Union Premier Rewards Visa is a rewards credit card issued by F.A. Federal Credit Union. If you're wondering whether F&A Federal Credit Union Premier Rewards Visa is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. F&A Federal Credit Union Premier Rewards Visa has a variable purchase APR that ranges from 8.90% up to 15.50%.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

The Good	The Bad
Lower than average purchase APRs. Offers auto rental collision damage waiver. Travel assistance insurance Cardholders can earn rewards on their purchases. F&A Federal Credit Union Premier Rewards Visa reports to multiple credit bureaus.	Requires good to excellent credit. Does not offer a signup bonus. Charges a foreign transaction fee of 1%. You don't earn rewards on every purchase.

Is there a F&A Federal Credit Union Premier Rewards Visa cash back or rewards program?

F&A Federal Credit Union Premier Rewards Visa offers a rewards program to its customers.

F&A Federal Credit Union Premier Rewards Visa Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the F&A Federal Credit Union Premier Rewards Visa benefits?

F&A Federal Credit Union Premier Rewards Visa provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for F&A Federal Credit Union Premier Rewards Visa?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. F&A Federal Credit Union Premier Rewards Visa has lower than average purchase APRs.

F&A Federal Credit Union Premier Rewards Visa has a variable purchase APR that ranges from 8.90% up to 15.50%. The card has a variable balance transfer APR that ranges from 6.90% up to 14.50%. It also has a variable cash advance APR that ranges from 8.90% up to 15.50%.

What are the fees for F&A Federal Credit Union Premier Rewards Visa?

The following fees apply to F&A Federal Credit Union Premier Rewards Visa:

F&A Federal Credit Union Premier Rewards Visa Fees

Fees	Amount
Annual Fee
Foreign Transaction Fee	1%
Returned Payment Fee	up to $5
Late Payment Fee	up to $20

Does F&A Federal Credit Union Premier Rewards Visa report your account activity to credit bureaus?

Yes, F&A Federal Credit Union Premier Rewards Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for F&A Federal Credit Union Premier Rewards Visa

• Visit the F&A Federal Credit Union Premier Rewards Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.