Last Updated: 04/18/2025
PREMIER Bankcard Secured Credit Card
Unaffiliated
in Credit Cards from First Premier Bank
Last Updated: 04/18/2025
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Highlights
Purchase APR (Fixed APR)
19.9%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
N/A
Credit Score Range
Up to 500
Annual Fee
$50
PREMIER Bankcard Secured Credit Card Review
This is a card issued by First Premier Bank. If you're wondering whether PREMIER Bankcard Secured Credit Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a fixed purchase APR of 19.9%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
Pros & Cons of premier bankcard secured credit card
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premier bankcard secured credit card FAQ
Does premier bankcard secured credit card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for premier bankcard secured credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.PREMIER Bankcard Secured Credit Card has a fixed purchase APR of 19.9%. PREMIER Bankcard Secured Credit Card does not offer balance transfers. It also has a fixed cash advance APR of 19.9% .
Does premier bankcard secured credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. PREMIER Bankcard Secured Credit Card does not offer balance transfers.Does premier bankcard secured credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for premier bankcard secured credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $50.
Does premier bankcard secured credit card have a foreign transaction fee?
premier bankcard secured credit card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for premier bankcard secured credit card?
The customer service number for premier bankcard secured credit card is (605) 357-3000.
What is the support contact email for premier bankcard secured credit card?
The support contact email for premier bankcard secured credit card is customercare@firstpremier.com.
What is the login page for premier bankcard secured credit card?
You can access the login page of premier bankcard secured credit card here.
How do people rate the customer service and user experience of premier bankcard secured credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does PREMIER Bankcard Secured Credit Card report your account activity to credit bureaus?
Yes, PREMIER Bankcard Secured Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does First Premier Bank perform a hard credit pull?
Yes, premier bankcard secured credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for premier bankcard secured credit card
- Visit the website of premier bankcard secured credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.