Verve Mastercard Card
in Personal Credit Cards from The Bank of Missouri
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Would you recommend Verve Mastercard Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 25.9% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 300 - 850 |
| Annual Fee | $99 |
Verve Mastercard Card Review
Verve Mastercard Card is a credit card issued by The Bank of Missouri. If you're wondering whether Verve Mastercard Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.9%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
Verve Mastercard Card Pros & Cons
| The Good | The Bad |
|---|---|
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Verve Mastercard Card FAQ
Is there a Verve Mastercard Card cash back or rewards program?
No, Verve Mastercard Card does not offer a rewards program.
What are the Verve Mastercard Card benefits?
Verve Mastercard Card provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Verve Mastercard Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Verve Mastercard Card has higher than average purchase APRs.Verve Mastercard Card has a variable purchase APR of 25.9%. It also has a variable cash advance APR of 25.9% .
Does Verve Mastercard Card have an introductory APR offer on balance transfers?
No, Verve Mastercard Card does not come with an introductory APR offer for balance transfers.Does Verve Mastercard Card have an introductory APR offer on new purchases?
Verve Mastercard Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Verve Mastercard Card?
The following fees apply to Verve Mastercard Card:
| Fees | Amount |
|---|---|
| Annual Fee | $99 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does Verve Mastercard Card have a foreign transaction fee?
Verve Mastercard Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Verve Mastercard Card report your account activity to credit bureaus?
Verve Mastercard Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Verve Mastercard Card
- Visit the Verve Mastercard Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
The Bank of Missouri
PO Box 85710
Sioux Falls, SD 57118 - Visit Site
About Verve Mastercard Card
View all personal credit cards offered by The Bank of Missouri
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $99 |
| Returned Payment Fee | Up to $40 |
| Additional Card Fee Amount | $30 |
| Late Fee Amount | Up to $40 |
Verve Mastercard Card Community Reviews
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