Verve Mastercard Card Review

Verve Mastercard Card is a credit card issued by The Bank of Missouri. If you're wondering whether Verve Mastercard Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.9%
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

Verve Mastercard Card Pros and Cons:

The Good	The Bad
Free access to your credit score. Considers applicants with fair or poor credit. Verve Mastercard Card reports to multiple credit bureaus.	Higher than average purchase APRs. Charges an annual fee of $99 Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase. Does not include many credit card rewards.

Is there a Verve Mastercard Card cash back or rewards program?

No, Verve Mastercard Card does not offer a rewards program.

What are the Verve Mastercard Card benefits?

Verve Mastercard Card provides the following benefits:

• Free Credit Score
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Verve Mastercard Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Verve Mastercard Card has higher than average purchase APRs.

Verve Mastercard Card has a variable purchase APR of 25.9%. It also has a variable cash advance APR of 25.9% .

What are the fees for Verve Mastercard Card?

The following fees apply to Verve Mastercard Card:

Verve Mastercard Card Fees

Fees	Amount
Annual Fee	$99
Foreign Transaction Fee	3%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

Does Verve Mastercard Card report your account activity to credit bureaus?

Verve Mastercard Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Verve Mastercard Card

• Visit the Verve Mastercard Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.