Verve Mastercard CardClaimed
SUPERMONEY NET RECOMMENDATION SCORE
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Strongly not recommended
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Verve Mastercard Card Review
This is a credit card issued by The Bank of Missouri. If you're wondering whether Verve credit card is the right card for you, read on.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.9%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Verve credit card
|The Good||The Bad|
Verve credit card FAQ
Does Verve credit card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Verve credit card benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Verve credit card?According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.
Verve Mastercard Card has a variable purchase APR of 25.9%. It also has a variable cash advance APR of 25.9% .
Does Verve credit card have an intro APR offer on balance transfers?No, it does not come with an intro APR offer for balance transfers.
Does Verve credit card have an intro APR offer on new purchases?This card does not offer an intro APR rate on new purchases.
What are the fees for Verve credit card?
The following fees apply:
|Foreign Transaction Fee||3%|
|Returned Payment Fee||up to $40|
|Late Payment Fee||up to $40|
Does Verve credit card have a foreign transaction fee?Verve credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.
What is the customer service phone number for Verve credit card?
The Verve credit card customer service number is (888) 547-6541.
What is the support contact email for Verve credit card?
The support contact email for Verve credit card is firstname.lastname@example.org.
What is the Verve credit card login page?
You can access the Verve credit card login page here.
How do people rate the customer service and user experience of Verve credit card?
Overall, Verve credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Verve Mastercard Card report your account activity to credit bureaus?
Yes, Verve Mastercard Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Verve credit card
- Visit the Verve credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- Washington, DC
- West Virginia
|Cash Advance Fee Minimum||$5|
|Cash Advance Fee (%)||Up to 5%|
|Minimum Cash Advance Fee ($)||Starting at $5|
|Foreign Currency Transaction Fee||3%|
|No Interest Grace Period for Late Payment||25 days|
|Returned Payment Fee||Up to $40|
|Additional Card Fee Amount||$30|
|Late Fee Amount||Up to $40|
|Employment Statuses Considered||
|Immigration Status Considered||
|Credit Score Range||300 - 850|
|Credit Bureau Reporting||
|Credit Card Benefits||
|Rewards Type||No Rewards|
|Cash Advance APR (Variable APR)||25.9%|
|APR Type||Variable APR|
|Balance Computation||average daily balance(including new purchases).|
|Purchase APR (Variable APR)||25.9%|
Verve Mastercard Card Community Reviews
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SUPERMONEY NET RECOMMENDATION SCORE