Last Updated: 07/28/2025
NET VISA® Cash Back credit card
Unaffiliated
in Credit Cards from NET Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 11.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Starting at 11.99%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
NET VISA® Cash Back credit card Review
This is a cashback credit card issued by NET Credit Union. If you're wondering whether NET VISA® Cash Back credit card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
Pros & Cons of NET VISA® Cash Back credit card
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NET VISA® Cash Back credit card FAQ
Does NET VISA® Cash Back credit card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does NET VISA® Cash Back credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does NET VISA® Cash Back credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the NET VISA® Cash Back credit card benefits?
NET VISA® Cash Back credit card provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for NET VISA® Cash Back credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.NET VISA® Cash Back credit card has a variable purchase APR starting at 11.99%. The card has a variable balance transfer APR starting at 11.99% . It also has a variable cash advance APR starting at 11.99% .
Does NET VISA® Cash Back credit card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | Starting at 11.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does NET VISA® Cash Back credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for NET VISA® Cash Back credit card?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for NET VISA® Cash Back credit card?
The customer service number for NET VISA® Cash Back credit card is .
What is the support contact email for NET VISA® Cash Back credit card?
The support contact email for NET VISA® Cash Back credit card is info@netcreditunion.com.
What is the login page for NET VISA® Cash Back credit card?
You can access the login page of NET VISA® Cash Back credit card here.
How do people rate the customer service and user experience of NET VISA® Cash Back credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does NET VISA® Cash Back credit card report your account activity to credit bureaus?
Yes, NET VISA® Cash Back credit card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does NET Credit Union perform a hard credit pull?
Yes, NET VISA® Cash Back credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for NET VISA® Cash Back credit card
- Visit the website of NET VISA® Cash Back credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:30PM
Saturday
8:30AM - 12:30PM