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  Athleta Rewards Mastercard®
Athleta Rewards Mastercard® Claimed

Athleta Rewards Mastercard®

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Highlights
Purchase APR  (Variable APR) 28.99%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 28.99%
(Verified 08/04/2023)
Credit Score Range Starting at 740
Annual Fee $0

Athleta Rewards Mastercard® Review

This is a rewards card issued by Barclays Bank. If you're wondering whether Athleta Rewards Mastercard is the right card for you, read on.

Key Takeaways

  • Unlock up to 2,000 bonus points annually when you shop at 2 or more of our Gap Inc. brands. 2 brands = 500 pts // 3 brands = 1,000 pts // 4 brands = 2,000 pts. Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athlet.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Athleta Rewards Mastercard® charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Very good credit required. Applicants will typically need a credit score of at least 740 to have good approval odds.

Pros & Cons of Athleta Rewards Mastercard

The Good The Bad
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Higher than average purchase APRs.
  • You need good credit to qualify.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Charges a 5% balance transfer fee

Athleta Rewards Mastercard FAQ

Does Athleta Rewards Mastercard have a cash back or rewards program?

Athleta Rewards Mastercard is a rewards card.

Athleta Rewards Mastercard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Athleta Rewards Mastercard have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Athleta Rewards Mastercard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Athleta Rewards Mastercard benefits?

It provides the following benefits:

  • Zero fraud liability

What are the relevant APRs for Athleta Rewards Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Athleta Rewards Mastercard® has a variable purchase APR of 28.99%. The card has a variable balance transfer APR of 28.99% . It also has a variable cash advance APR of 29.99% .

Does Athleta Rewards Mastercard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Athleta Rewards Mastercard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Athleta Rewards Mastercard?

The following fees apply:

Athleta Rewards Mastercard Fees
Fees Amount
Annual Fee $0
Overlimit Fee $
Initial Program Fee $
Foreign Transaction Fee 3%
Returned Payment Fee $41
Late Payment Fee $41

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Athleta Rewards Mastercard have a foreign transaction fee?

Athleta Rewards Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Athleta Rewards Mastercard?

The Athleta Rewards Mastercard customer service number is (888) 710-8756.

What is the support contact email for Athleta Rewards Mastercard?

The support contact email for Athleta Rewards Mastercard is online@barclaysus.com.

What is the Athleta Rewards Mastercard login page?

You can access the Athleta Rewards Mastercard login page here.

How do people rate the customer service and user experience of Athleta Rewards Mastercard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for Athleta Rewards Mastercard

  • Visit the Athleta Rewards Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Other Credit Cards by Barclays Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $2
No Interest Grace Period for Late Payment 23 days
Returned Payment Fee $41
Late Fee Amount $41
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 740 -
Credit Card Benefits
  • Fraud Liability
Bonus Offer Unlock up to 2,000 bonus points annually when you shop at 2 or more of our Gap Inc. brands. 2 brands = 500 pts // 3 brands = 1,000 pts // 4 brands = 2,000 pts. Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athlet.
Cash Advance APR (Variable APR) 29.99%
APR Type Variable APR
Purchase APR (Variable APR) 28.99%
(Verified 08/04/2023)
Balance Transfer APR (Variable APR) 28.99%
(Verified 08/04/2023)
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Card Type
  • Rewards
Card Network Mastercard

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