SuperMoney
  Northwest Bank Travel Visa Credit Card

Northwest Bank Travel Visa Credit Card

in Personal Credit Cards from Northwest Bank

Unaffiliated

Northwest Bank Travel Visa Credit Card

Unaffiliated

in Personal Credit Cards from Northwest Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Northwest Bank Travel Visa Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Fixed APR) 10.99 - 18.99
Balance Transfer APR  (Fixed APR) 10.99 - 18.99
Credit Score Range 600 - 850
Annual Fee 0

Northwest Bank Travel Visa Credit Card Review

This is a credit card issued by Northwest Bank. If you're wondering whether Northwest Bank Travel Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Northwest Bank Travel Visa Credit Card has a fixed purchase APR that ranges from 10.99% up to 18.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Northwest Bank Travel Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of Northwest Bank Travel Visa Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • No foreign transaction fee.
  • Northwest Bank Travel Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Northwest Bank Travel Visa Credit Card FAQ

Does Northwest Bank Travel Visa Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Northwest Bank Travel Visa Credit Card benefits?

It provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Northwest Bank Travel Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a fixed purchase APR that ranges from 10.99% up to 18.99%. The card has a fixed balance transfer APR that ranges from 10.99% up to 18.99%. It also has a fixed cash advance APR that ranges from 10.99% up to 18.99%. Note that late payments are subject to an APR of 21.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Northwest Bank Travel Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Northwest Bank Travel Visa Credit Card have an intro APR offer on new purchases?

Northwest Bank Travel Visa Credit Card Purchase Intro Offer
Description
Introductory Rate 1.99
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 12 months.

What are the fees for Northwest Bank Travel Visa Credit Card?

The following fees apply:

  • There is no overlimit fee
Northwest Bank Travel Visa Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $25
Late Payment Fee up to $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Northwest Bank Travel Visa Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Northwest Bank Travel Visa Credit Card?

The Northwest Bank Travel Visa Credit Card customer service number is (814) 728-7818.

Does Northwest Bank Travel Visa Credit Card report your account activity to credit bureaus?

Yes, Northwest Bank Travel Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Northwest Bank Travel Visa Credit Card

  • Visit the Northwest Bank Travel Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

About Northwest Bank Travel Visa Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Northwest Bank

Availability

  Available in 3 states
  • New York
  • Ohio
  • Pennsylvania

Feature Breakdown

Introductory Rate 1.99
Purchase Intro APR Period (Fixed APR) 12 months
Foreign Currency Transaction Fee 0
No Annual Fee
No Foreign Transaction Fee
Annual Fee 0
Over-Limit Fee 0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum 10
Cash Advance Fee (%) Up to 3
Minimum Cash Advance Fee ($) Starting at 10
Minimum Interest Charge 0.50
Returned Payment Fee Up to 25
Paper Statement Fee 3
Late Fee Amount Up to 35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Fixed APR) 10.99 - 18.99
Balance Computation Average Daily Balance (including new purchases)
Penalty APR (Fixed APR) 21.99
Purchase APR (Fixed APR) 10.99 - 18.99
Balance Transfer APR (Fixed APR) 10.99 - 18.99
Balance Transfer Fee Minimum 10
Balance Transfer Fee % 3
Card Type
  • Balance Transfer
  • Travel
Card Network Visa

Be the first to rate

 

Would you recommend Northwest Bank Travel Visa Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Northwest Bank Personal Credit Cards

Loading...