Last Updated: 04/18/2025
TwinStar Credit Union Visa Platinum Card
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
14.25%(Verified 09/25/2024)
Balance Transfer APR (Variable APR)
11.25%(Verified 09/25/2024)
Credit Score Range
670 - 850
Annual Fee
N/A
TwinStar Credit Union Visa Platinum Card Review
This is a card issued by TwinStar Credit Union. If you're wondering whether TwinStar Credit Union Visa Platinum Card is the right card for you, read on.
Key Takeaways
- APRs: TwinStar Credit Union Visa Platinum Card has a variable regular purchase APR of 14.25%
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of TwinStar Credit Union Visa Platinum Card
| The Good | The Bad |
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TwinStar Credit Union Visa Platinum Card FAQ
Does TwinStar Credit Union Visa Platinum Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for TwinStar Credit Union Visa Platinum Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.TwinStar Credit Union Visa Platinum Card has a variable purchase APR of 14.25%. The card has a variable balance transfer APR of 11.25% . It also has a variable cash advance APR of 17.25% .
Does TwinStar Credit Union Visa Platinum Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does TwinStar Credit Union Visa Platinum Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for TwinStar Credit Union Visa Platinum Card?
N/A.
What is the customer service phone number for TwinStar Credit Union Visa Platinum Card?
The customer service number for TwinStar Credit Union Visa Platinum Card is (800) 258-3115.
What is the support contact email for TwinStar Credit Union Visa Platinum Card?
The support contact email for TwinStar Credit Union Visa Platinum Card is social@twinstarcu.com.
How do people rate the customer service and user experience of TwinStar Credit Union Visa Platinum Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does TwinStar Credit Union Visa Platinum Card report your account activity to credit bureaus?
Yes, TwinStar Credit Union Visa Platinum Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does TwinStar Credit Union perform a hard credit pull?
Yes, TwinStar Credit Union Visa Platinum Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for TwinStar Credit Union Visa Platinum Card
- Visit the website of TwinStar Credit Union Visa Platinum Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:30AM - 2:00PM
Other Services by TwinStar Credit Union
Other Credit Cards from TwinStar Credit Union
Rating not yet determined
Purchase APR
16.25%
Disclaimer popup with additional information
Balance Transfer APR
13.25%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
15.25%
Disclaimer popup with additional information
Balance Transfer APR
12.25%
Disclaimer popup with additional information
Credit Score Range
680 - 850
300
850
Annual Fee
N/A
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Learn MoreSuperMoney Net Recommendation Score
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TwinStar Credit Union Visa Platinum Card Community Reviews
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