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Last Updated: 07/28/2025

TwinStar Credit Union Visa Platinum Rewards Card

from TwinStar Credit Union

Last Updated: 07/28/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

Purchase APR (Variable APR)

15.25%(Verified 09/25/2024)

Balance Transfer APR (Variable APR)

12.25%(Verified 09/25/2024)

Credit Score Range

680 - 850

Annual Fee

N/A

TwinStar Credit Union Visa Platinum Rewards Card Review

This is a rewards card issued by TwinStar Credit Union. If you're wondering whether TwinStar Credit Union Visa Platinum Rewards Card is the right card for you, read on.

Key Takeaways

APRs: TwinStar Credit Union Visa Platinum Rewards Card has a variable regular purchase APR of 15.25%
Good or excellent credit required. You will have low approval odds if your credit score is below good.

Pros & Cons of TwinStar Credit Union Visa Platinum Rewards Card

The Good

The Bad

Potentially lower than average purchase APRs.
It has a variable purchase APR of up to 15.25%.
Cardholders can earn rewards on their purchases.

You need good credit to qualify.
N/A
Does not offer a signup bonus.
You don't earn rewards on every purchase.
Does not report to credit bureaus.

TwinStar Credit Union Visa Platinum Rewards Card FAQ

Does TwinStar Credit Union Visa Platinum Rewards Card have a cash back or rewards program?

TwinStar Credit Union Visa Platinum Rewards Card is a rewards card.

TwinStar Credit Union Visa Platinum Rewards Card Rewards Breakdown

Description

Does TwinStar Credit Union Visa Platinum Rewards Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does TwinStar Credit Union Visa Platinum Rewards Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for TwinStar Credit Union Visa Platinum Rewards Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.

TwinStar Credit Union Visa Platinum Rewards Card has a variable purchase APR of 15.25%. The card has a variable balance transfer APR of 12.25% . It also has a variable cash advance APR of 18.25% .

Does TwinStar Credit Union Visa Platinum Rewards Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does TwinStar Credit Union Visa Platinum Rewards Card have an intro APR offer on new purchases?

TwinStar Credit Union Visa Platinum Rewards Card Purchase Intro Offer

Description

Introductory Rate

1.90%

Purchase Intro APR Period

6 months

This card does offer an intro APR rate of 1.90% on qualified purchases for a period of 6 months.

What are the fees for TwinStar Credit Union Visa Platinum Rewards Card?

N/A.

What is the customer service phone number for TwinStar Credit Union Visa Platinum Rewards Card?

The customer service number for TwinStar Credit Union Visa Platinum Rewards Card is (800) 258-3115.

What is the support contact email for TwinStar Credit Union Visa Platinum Rewards Card?

The support contact email for TwinStar Credit Union Visa Platinum Rewards Card is social@twinstarcu.com.

How do people rate the customer service and user experience of TwinStar Credit Union Visa Platinum Rewards Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does TwinStar Credit Union perform a hard credit pull?

Yes, TwinStar Credit Union Visa Platinum Rewards Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for TwinStar Credit Union Visa Platinum Rewards Card

Visit the website of TwinStar Credit Union Visa Platinum Rewards Card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1020 5th Ave SE

Olympia, WA 98501

(800) 258-3115

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:30PM

Tuesday

9:00AM - 5:30PM

Wednesday

9:00AM - 5:30PM

Thursday

9:00AM - 5:30PM

Friday

9:00AM - 5:30PM

Saturday

9:30AM - 2:00PM

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Other Credit Cards from TwinStar Credit Union

TwinStar Credit Union Visa Classic Card

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Purchase APR

16.25%

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Balance Transfer APR

13.25%

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Credit Score Range

N/A

Annual Fee

Visit Site

TwinStar Credit Union Visa Platinum Card

Rating not yet determined

Be the first to rate

Purchase APR

14.25%

Disclaimer popup with additional information

Balance Transfer APR

11.25%

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Credit Score Range

670 - 850

300

850

Annual Fee

N/A

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.