SuperMoney 

PenFed Promise Visa Card

in Personal Credit Cards

Unaffiliated Visit Site

PenFed Promise Visa Card

Unaffiliated

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend PenFed Promise Visa Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

PenFed Promise Visa Card is a credit card issued by Pentagon Federal Credit Union, which is based in McLean, VA. 

PenFed Promise Visa Card is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

PenFed Promise Visa Card has a variable purchase APR that ranges from 11.24% up to 17.99%.

The card has a variable balance transfer APR that ranges from 11.24% up to 17.99%.

It also has a variable cash advance APR that ranges from 11.24% up to 17.99%.

Is an introductory APR offer available?

Yes, PenFed Promise Visa Card offers an introductory APR rate on balance transfers of 4.99% for a period of 12 months.

PenFed Promise Visa Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to PenFed Promise Visa Card:

  • There is no annual fee.
  • A late payment penalty of .
  • A returned payment fee of .
  • There is no overlimit fee
  • There are no foreign transaction fees.

Is a rewards program offered?

No, PenFed Promise Visa Card does not offer a rewards program.

Is a signup bonus offered?

PenFed Promise Visa Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

PenFed Promise Visa Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 PenFed Promise Visa Card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus
  • Does PenFed Promise Visa Card report your account activity to credit bureaus?

    PenFed Promise Visa Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   7940 Jones Branch Drive
      McLean, VA 22102 USA
    •   Visit Site

    Other Services by Pentagon Federal Credit Union

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Late Payment Penalty $0
    Returned Payment Fee $0
    Grace Period for Late Payment (Days) 25
    Over-Limit Fee $0
    Minimum Interest Charge $0
    Annual Fee $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee  
    No Foreign Transaction Fee  
    Minimum Age 18
    Credit Score Range 640 - 850
    850 300 640
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Credit Card Benefits
    • Fraud Liability
    • Identity Theft Protection
    Purchase APR (Variable APR) 11.24% - 17.99%
    Cash Advance APR (Variable APR) 11.24% - 17.99%
    Balance Computation average daily balance (including new purchases)
    Balance Transfer APR (Variable APR) 11.24% - 17.99%
    Introductory Rate 4.99%
    Intro APR period (months) 12

    Be the first to rate

     
     

    Would you recommend PenFed Promise Visa Card to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Credit Cards

    Pentagon Federal Credit Union Personal Credit Cards

    Product

    Reviews

    Purchase APR

    Balance Transfer APR

    Annual Fee

    Credit Score Range

    PenFed Platinum Rewards Visa Signature® Card
    Purchase APR 11.24% - 17.99%
    (Variable APR)
        0% 30% Variable APR
    Balance Transfer APR 11.24% - 17.99%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $0 Annual Fee
    Credit Score Range 700 - 850     300 850