Who is this credit card designed for?
PenFed Promise Visa Card is a credit card issued by Pentagon Federal Credit Union, which is based in McLean, VA.
PenFed Promise Visa Card is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.
What are the relevant APRs?
PenFed Promise Visa Card has a variable purchase APR that ranges from 11.24% up to 17.99%.
The card has a variable balance transfer APR that ranges from 11.24% up to 17.99%.
It also has a variable cash advance APR that ranges from 11.24% up to 17.99%.
Is an introductory APR offer available?
Yes, PenFed Promise Visa Card offers an introductory APR rate on balance transfers of 4.99% for a period of 12 months.
PenFed Promise Visa Card does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to PenFed Promise Visa Card:
- There is no annual fee.
- A late payment penalty of .
- A returned payment fee of .
- There is no overlimit fee
- There are no foreign transaction fees.
Is a rewards program offered?
No, PenFed Promise Visa Card does not offer a rewards program.
Is a signup bonus offered?
PenFed Promise Visa Card doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
PenFed Promise Visa Card doesn't offer a cash loyalty bonus.
What additional benefits are offered?
PenFed Promise Visa Card provides the following benefits:
Does PenFed Promise Visa Card report your account activity to credit bureaus?
PenFed Promise Visa Card reports your account activity to the following credit reporting agencies:
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
7940 Jones Branch Drive
McLean, VA 22102 USA
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Other Services by Pentagon Federal Credit Union
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Late Payment Penalty||$0|
|Returned Payment Fee||$0|
|Grace Period for Late Payment (Days)||25|
|Minimum Interest Charge||$0|
|Foreign Currency Transaction Fee||0%|
|No Annual Fee|
|No Foreign Transaction Fee|
|Credit Score Range||
640 - 850
850 300 640
|Immigration Status Considered||
|Employment Statuses Considered||
|Supported Income Types||
|Credit Card Benefits||
|Purchase APR (Variable APR)||11.24% - 17.99%|
|Cash Advance APR (Variable APR)||11.24% - 17.99%|
|Balance Computation||average daily balance (including new purchases)|
|Balance Transfer APR (Variable APR)||11.24% - 17.99%|
|Intro APR period (months)||12|
Pentagon Federal Credit Union Personal Credit Cards
Balance Transfer APR
Credit Score Range
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