PenFed Promise Visa Card
in Personal Credit Cards from PenFed Credit Union
Would you recommend PenFed Promise Visa Card to your friends?
| Community Rating | Mostly recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 11.24% - 17.99% |
| Balance Transfer APR (Variable APR) | 11.24% - 17.99% |
| Credit Score Range | 640 - 850 |
PenFed Promise Visa Card Review
PenFed Promise Visa Card is a credit card issued by PenFed Credit Union.
This card is designed for people with fair credit. The minimum credit score to apply is 640. If you're wondering whether PenFed Promise Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a PenFed Promise Visa Card cash back or rewards program?
No, PenFed Promise Visa Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the PenFed Promise Visa Card benefits?
PenFed Promise Visa Card provides the following benefits:
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for PenFed Promise Visa Card?
PenFed Promise Visa Card has a variable purchase APR that ranges from 11.24% up to 17.99%. The card has a variable balance transfer APR that ranges from 11.24% up to 17.99%.
It also has a variable cash advance APR that ranges from 11.24% up to 17.99%.
Does PenFed Promise Visa Card have an introductory APR offer?
Yes, PenFed Promise Visa Card offers an introductory APR rate on balance transfers of 4.99% for a period of 12 months.
PenFed Promise Visa Card does not offer an introductory rate on new purchases.| Purchase APR | 11.24% - 17.99% |
| Balance Transfer APR | 11.24% - 17.99% |
| Cash Advance APR | 11.24% - 17.99% |
What are the PenFed Promise Visa Card fees?
The following fees apply to PenFed Promise Visa Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | $0 |
| Late Payment Fee | $0 |
Does PenFed Promise Visa Card have a foreign transaction fee?
PenFed Promise Visa Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does PenFed Promise Visa Card report your account activity to credit bureaus?
PenFed Promise Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for PenFed Promise Visa Card
- Visit the PenFed Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2930 Eisenhower Avenue
Alexandria, VA 22314 USA - (800) 247-5626
- Visit Site
Other Services by PenFed Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Returned Payment Fee | $0 |
| No Interest Grace Period for Late Payment | 25 |
| Over-Limit Fee | $0 |
| Minimum Interest Charge | $0 |
| Annual Fee | $0 |
| Late Fee Amount | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee |
PenFed Promise Visa Card Community Reviews
Would you recommend PenFed Promise Visa Card to your friends?
Other Personal Credit Cards
PenFed Credit Union Personal Credit Cards
Annual Fee
$0
Purchase APR
11.24% - 17.99%
Balance Transfer APR
11.24% - 17.99%
Credit Score Range
700 - 850
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