Pinnacle Bank Visa Credit Card
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| Purchase APR (Fixed APR) | 15.99% |
| Balance Transfer APR (Fixed APR) | 15.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Pinnacle Bank Visa Credit Card Review
This is a rewards card issued by Pinnacle Bank. If you're wondering whether Pinnacle Bank Visa Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Pinnacle Bank Visa Credit Card has a fixed purchase APR of 15.99%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 2% Balance transfer fee. Pinnacle Bank Visa Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 0.8% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Pinnacle Bank Visa Credit Card
| The Good | The Bad |
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Pinnacle Bank Visa Credit Card FAQ
Does Pinnacle Bank Visa Credit Card have a cash back or rewards program?
Pinnacle Bank Visa Credit Card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Pinnacle Bank Visa Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Pinnacle Bank Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Pinnacle Bank Visa Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Pinnacle Bank Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Pinnacle Bank Visa Credit Card has a fixed purchase APR of 15.99%. The card has a fixed balance transfer APR of 15.99% . It also has a fixed cash advance APR of 15.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Pinnacle Bank Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Pinnacle Bank Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Pinnacle Bank Visa Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0.8% |
| Returned Payment Fee | $0 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Pinnacle Bank Visa Credit Card have a foreign transaction fee?
Pinnacle Bank Visa Credit Card charges a foreign transaction fee of 0.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $16. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Pinnacle Bank Visa Credit Card?
The Pinnacle Bank Visa Credit Card customer service number is (402) 434-3127.
What is the support contact email for Pinnacle Bank Visa Credit Card?
The support contact email for Pinnacle Bank Visa Credit Card is CustomerService@pinnbank.com.
What is the Pinnacle Bank Visa Credit Card login page?
You can access the Pinnacle Bank Visa Credit Card login page here.
How do people rate the customer service and user experience of Pinnacle Bank Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Pinnacle Bank Visa Credit Card report your account activity to credit bureaus?
Yes, Pinnacle Bank Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Pinnacle Bank Visa Credit Card
- Visit the Pinnacle Bank Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1401 N Street
Lincoln, NE 68508 USA - (402) 434-3127
- Visit Site
- Email Support
Other Services by Pinnacle Bank
Availability
Feature Breakdown
| Cash Advance Fee Minimum | $2 |
| Cash Advance Fee (%) | Up to 2% |
| Minimum Cash Advance Fee ($) | Starting at $2 |
| Foreign Currency Transaction Fee | 0.8% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | $0 |
| Late Fee Amount | Up to $25 |
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