Applied Bank® Secured Visa® Gold Preferred®
in Personal Credit Cards from Applied Bank
Claimed Apply NowApplied Bank® Secured Visa® Gold Preferred®
in Personal Credit Cards from Applied Bank
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| Purchase APR | Starting at 9.99% |
| Balance Transfer APR | N/A |
| Annual Fee | $48 |
| Credit Score Range | 300 - 640 |
Overview
Who is this credit card designed for?
Applied Bank® Secured Visa® Gold Preferred® is a secured credit card credit card issued by Applied Bank, which is based in Wilmington, DE. Secured cards are a type of credit card that is backed by a secured payment, which is used as collateral. These cards are often used by borrowers with poor credit or little credit history to help build their credit.
Applied Bank® Secured Visa® Gold Preferred® is designed for people with a credit score of 300 to 640.
This card has a credit limit of $$5,000.
What are the relevant APRs?
Applied Bank® Secured Visa® Gold Preferred® has a fixed purchase APR starting at 9.99%.
It also has a fixed cash advance APR starting at 9.99%.
Is an introductory APR offer available?
No, Applied Bank® Secured Visa® Gold Preferred® does not come with an introductory APR offer for balance transfers.
Applied Bank® Secured Visa® Gold Preferred® does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to Applied Bank® Secured Visa® Gold Preferred®:
- An annual fee of $48. Make sure the rewards and benefits of this card justify the cost of the annual fee.
- A late payment penalty of up to $38.
- Applied Bank® Secured Visa® Gold Preferred® does not charge a returned payment fee.
- A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.
Is a rewards program offered?
No, Applied Bank® Secured Visa® Gold Preferred® does not offer a rewards program.
Is a signup bonus offered?
Applied Bank® Secured Visa® Gold Preferred® doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
Applied Bank® Secured Visa® Gold Preferred® doesn't offer a cash loyalty bonus.
Does Applied Bank® Secured Visa® Gold Preferred® report your account activity to credit bureaus?
Applied Bank® Secured Visa® Gold Preferred® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
Contact
- Headquarters
-
2200 Concord Pike
Suite 102
Wilmington, DE 19803 USA - Visit Site
About Applied Bank® Secured Visa® Gold Preferred®
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Returned Payment Fee | $38 |
| Grace Period for Late Payment (Days) | 0 |
| Minimum Interest Charge | $0.50 |
| Annual Fee | $48 |
| Late Fee Amount | $38 |
| Foreign Currency Transaction Fee | 3% |
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