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Applied Bank® Secured Visa® Gold Preferred®

in Personal Credit Cards from Applied Bank

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Applied Bank® Secured Visa® Gold Preferred®

Claimed

in Personal Credit Cards from Applied Bank

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Highlights
Highlights
Annual Fee $48
Purchase APR  (Fixed APR) 9.99%
Balance Transfer APR  (Fixed APR) N/A
Credit Score Range 300 - 640

Applied Bank® Secured Visa® Gold Preferred® Review

Applied Bank® Secured Visa® Gold Preferred® is a secured credit card credit card issued by Applied Bank. 

Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.

Good for building credit. This card is designed to help you build your credit. So you may qualify even if you have limited or poor credit. The minimum credit score to apply is 300.

Credit limit. This card has a credit limit of up to $5,000.

If you're wondering whether Applied Bank® Secured Visa® Gold Preferred® is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Applied Bank® Secured Visa® Gold Preferred® cash back or rewards program?

No, Applied Bank® Secured Visa® Gold Preferred® does not offer a rewards program.

Applied Bank® Secured Visa® Gold Preferred® Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the relevant APRs for Applied Bank® Secured Visa® Gold Preferred®?

Applied Bank® Secured Visa® Gold Preferred® has a fixed purchase APR of 9.99%.

It also has a fixed cash advance APR starting at 9.99% .

Does Applied Bank® Secured Visa® Gold Preferred® have an introductory APR offer?

Applied Bank® Secured Visa® Gold Preferred® does not offer an introductory rate on new purchases.

Applied Bank® Secured Visa® Gold Preferred® Rates & Terms
Purchase APR 9.99%
Cash Advance APR Starting at 9.99%

What are the Applied Bank® Secured Visa® Gold Preferred® fees?

$48 Annual Fee. Applied Bank® Secured Visa® Gold Preferred® charges an annual fee of $48.

3% Foreign transaction fees. Applied Bank® Secured Visa® Gold Preferred® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to Applied Bank® Secured Visa® Gold Preferred®:

Applied Bank® Secured Visa® Gold Preferred® Fees
Fees Amount
Annual Fee $48
Foreign Transaction Fee 3%
Returned Payment Fee $38
Late Payment Fee $38

Does Applied Bank® Secured Visa® Gold Preferred® report your account activity to credit bureaus?

Applied Bank® Secured Visa® Gold Preferred® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Applied Bank® Secured Visa® Gold Preferred®

  • Visit the Applied Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   2200 Concord Pike
    Suite 102
    Wilmington, DE 19803
  •   Visit Site

About Applied Bank® Secured Visa® Gold Preferred®

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Paper Statement Fee $0
Returned Payment Fee $38
No Interest Grace Period for Late Payment 0
Minimum Interest Charge $0.50
Annual Fee $48
Late Fee Amount $38
Foreign Currency Transaction Fee 3%
Minimum Age 18
Credit Score Range 300 - 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Purchase APR (Fixed APR) 9.99%
Cash Advance APR (Fixed APR) Starting at 9.99%
Security Deposit $200 - $1K
Balance Computation "average daily balance (including new purchases)"
Credit Limit $5,000

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