Educators Credit Union Visa Pledge Card
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| Purchase APR (Variable APR) | N/A |
| Balance Transfer APR (Variable APR) | Starting at 13.8% |
| Credit Score Range | 670 - 840 |
| Annual Fee | $0 |
Educators Credit Union Visa Pledge Card Review
This is a cashback card issued by Educators Credit Union. If you're wondering whether Educators Credit Union Visa Pledge Card is the right card for you, read on.
Key Takeaways
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
Pros & Cons of Educators Credit Union Visa Pledge Card
| The Good | The Bad |
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Educators Credit Union Visa Pledge Card FAQ
Does Educators Credit Union Visa Pledge Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Educators Credit Union Visa Pledge Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Educators Credit Union Visa Pledge Card?
The card has a variable balance transfer APR starting at 13.8% . It also has a variable cash advance APR starting at 13.8% .Does Educators Credit Union Visa Pledge Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Educators Credit Union Visa Pledge Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Educators Credit Union Visa Pledge Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $26 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Educators Credit Union Visa Pledge Card?
The Educators Credit Union Visa Pledge Card customer service number is .
What is the support contact email for Educators Credit Union Visa Pledge Card?
The support contact email for Educators Credit Union Visa Pledge Card is amortgageofficer@ecu.com.
What is the Educators Credit Union Visa Pledge Card login page?
You can access the Educators Credit Union Visa Pledge Card login page here.
How do people rate the customer service and user experience of Educators Credit Union Visa Pledge Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Educators Credit Union Visa Pledge Card report your account activity to credit bureaus?
Yes, Educators Credit Union Visa Pledge Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Educators Credit Union Visa Pledge Card
- Visit the Educators Credit Union Visa Pledge Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1400 N Newman Rd
Racine, WI 53406 USA - Visit Site
- Email Support
Other Services by Educators Credit Union
Availability
Feature Breakdown
| Cash Advance Fee Minimum | $3 |
| Cash Advance Fee (%) | Starting at 2% |
| Minimum Cash Advance Fee ($) | Up to $3 |
| No Foreign Transaction Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $26 |
| Additional Card Fee Amount | $5 |
| Late Fee Amount | Up to $25 |
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