Security Service FCU Power Travel Rewards World Mastercard®

Security Service FCU Power Travel Rewards World Mastercard® Review

This is a cashback card issued by Security Service Federal Credit Union. If you're wondering whether Security Service Power Travel Rewards is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of up to $500.
• Signup bonus. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Security Service FCU Power Travel Rewards World Mastercard® has a variable purchase APR that ranges from 15.25% up to 16.25%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• 2% Balance transfer fee. Security Service FCU Power Travel Rewards World Mastercard® charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of Security Service Power Travel Rewards

The Good

The Bad

Potentially lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 6 months. 0% APR on new purchases during the first 6 months. There is then a variable purchase APR that ranges from 15.25% up to 16.25%. No annual fee. Multiple credit card perks. Access to a concierge. Identity Theft Protection. Travel accident and travel assistance insurance. No foreign transaction fee. Security Service FCU Power Travel Rewards World Mastercard® reports to multiple credit bureaus.

You need good credit to qualify. Charges a 2% balance transfer fee.

Security Service Power Travel Rewards FAQ

Does Security Service Power Travel Rewards have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Security Service Power Travel Rewards benefits?

It provides the following benefits:

• Emergency Support
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Security Service Power Travel Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Security Service FCU Power Travel Rewards World Mastercard® has a variable purchase APR that ranges from 15.25% up to 16.25%. The card has a variable balance transfer APR of 8.90% . It also has a variable cash advance APR that ranges from 15.25% up to 16.25%.

What are the fees for Security Service Power Travel Rewards?

The following fees apply:

Security Service Power Travel Rewards Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $20
Late Payment Fee	up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Security Service FCU Power Travel Rewards World Mastercard® report your account activity to credit bureaus?

Yes, Security Service FCU Power Travel Rewards World Mastercard® reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Security Service Power Travel Rewards

• Visit the Security Service Power Travel Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.