Last Updated: 07/28/2025
Okaloosa County Teachers Platinum Mastercard
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 13.15%(Verified 08/21/2024)
Balance Transfer APR (Variable APR)
Starting at 13.15%(Verified 08/21/2024)
Credit Score Range
680 - 850
Annual Fee
$0
Okaloosa County Teachers Platinum Mastercard Review
This is a card issued by Okaloosa County Teachers Federal Credit Union. If you're wondering whether Okaloosa County Teachers Platinum Mastercard is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 2% balance transfer fee. Okaloosa County Teachers Platinum Mastercard charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Okaloosa County Teachers Platinum Mastercard
| The Good | The Bad |
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Okaloosa County Teachers Platinum Mastercard FAQ
Does Okaloosa County Teachers Platinum Mastercard have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Okaloosa County Teachers Platinum Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Okaloosa County Teachers Platinum Mastercard has a variable purchase APR starting at 13.15%. The card has a variable balance transfer APR starting at 13.15% . It also has a variable cash advance APR starting at 13.15% .
Does Okaloosa County Teachers Platinum Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Okaloosa County Teachers Platinum Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Okaloosa County Teachers Platinum Mastercard?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Okaloosa County Teachers Platinum Mastercard?
The customer service number for Okaloosa County Teachers Platinum Mastercard is (850) 682-2225.
What is the support contact email for Okaloosa County Teachers Platinum Mastercard?
The support contact email for Okaloosa County Teachers Platinum Mastercard is contactus@okaloosafcu.org.
What is the login page for Okaloosa County Teachers Platinum Mastercard?
You can access the login page of Okaloosa County Teachers Platinum Mastercard here.
How do people rate the customer service and user experience of Okaloosa County Teachers Platinum Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Okaloosa County Teachers Platinum Mastercard report your account activity to credit bureaus?
Yes, Okaloosa County Teachers Platinum Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Okaloosa County Teachers Federal Credit Union perform a hard credit pull?
Yes, Okaloosa County Teachers Platinum Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Okaloosa County Teachers Platinum Mastercard
- Visit the website of Okaloosa County Teachers Platinum Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:45PM
Tuesday
8:30AM - 4:45PM
Wednesday
8:30AM - 4:45PM
Thursday
8:30AM - 4:45PM
Friday
8:30AM - 5:15PM
Saturday
Closed