Last Updated: 07/28/2025
Security Service FCU Power MasterCard®
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
11.74% - 18%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
8.90% - 9.90%(Verified 06/21/2024)
Credit Score Range
630 - 850
Annual Fee
$0
Security Service FCU Power MasterCard® Review
This is a card issued by Security Service Federal Credit Union. If you're wondering whether Security Service FCU Power MasterCard® is the right card for you, read on.
Key Takeaways
- APRs: Security Service FCU Power MasterCard® has a variable regular purchase APR that ranges from 11.74% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 2% balance transfer fee. Security Service FCU Power MasterCard® charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.10% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Security Service Power MasterCard
| The Good | The Bad |
|
|
Security Service Power MasterCard FAQ
Does Security Service Power MasterCard have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Security Service Power MasterCard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Security Service FCU Power MasterCard® has a variable purchase APR that ranges from 11.74% up to 18%. The card has a variable balance transfer APR that ranges from 8.90% up to 9.90%. It also has a variable cash advance APR that ranges from 11.74% up to 18%.
Does Security Service Power MasterCard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Security Service Power MasterCard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Security Service Power MasterCard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.10% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Security Service Power MasterCard have a foreign transaction fee?
Security Service Power MasterCard charges a foreign transaction fee of up to 1.10%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Security Service Power MasterCard?
The customer service number for Security Service Power MasterCard is .
What is the support contact email for Security Service Power MasterCard?
The support contact email for Security Service Power MasterCard is serviceteam@ssfcu.org.
What is the login page for Security Service Power MasterCard?
You can access the login page of Security Service Power MasterCard here.
How do people rate the customer service and user experience of Security Service Power MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Security Service FCU Power MasterCard® report your account activity to credit bureaus?
Yes, Security Service FCU Power MasterCard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Security Service Federal Credit Union perform a hard credit pull?
Yes, Security Service Power MasterCard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Security Service Power MasterCard
- Visit the website of Security Service Power MasterCard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 2:00PM