Southern Tire Mart Credit Card
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| Purchase APR (Variable APR) | 28.8% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Southern Tire Mart Credit Card Review
This is a store credit card issued by Credit First National Association. If you're wondering whether Southern Tire Mart Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.8%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Southern Tire Mart Credit Card
| The Good | The Bad |
|---|---|
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Southern Tire Mart Credit Card FAQ
Does Southern Tire Mart Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Southern Tire Mart Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Southern Tire Mart Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Southern Tire Mart Credit Card has a variable purchase APR of 28.8%.
Does Southern Tire Mart Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Southern Tire Mart Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Southern Tire Mart Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Southern Tire Mart Credit Card?
The Southern Tire Mart Credit Card customer service number is (800) 321-3950.
What is the support contact email for Southern Tire Mart Credit Card?
The support contact email for Southern Tire Mart Credit Card is social@cfna.com.
What is the Southern Tire Mart Credit Card login page?
You can access the Southern Tire Mart Credit Card login page here.
How do people rate the customer service and user experience of Southern Tire Mart Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Southern Tire Mart Credit Card report your account activity to credit bureaus?
Yes, Southern Tire Mart Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Southern Tire Mart Credit Card
- Visit the Southern Tire Mart Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
6275 Eastland Rd
Cleveland, OH 44142 USA - (800) 321-3950
- Visit Site
- Email Support
About Southern Tire Mart Credit Card
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 23 days |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
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