The Hotels.com® Rewards Visa® Card

The Hotels.com® Rewards Visa® Card Review

The Hotels.com® Rewards Visa® Card is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs.

This is a rewards card issued by Wells Fargo Bank. If you're wondering whether The Hotels.com® Rewards Visa® Card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of up to $125 if you spend $1000 within 3 months.
• Competitive APRs. The Hotels.com® Rewards Visa® Card has a variable purchase APR that ranges from 14.99% up to 22.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. The Hotels.com® Rewards Visa® Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of The Hotels.com® Rewards Visa® Card

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Identity Theft Protection. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere The Hotels.com® Rewards Visa® Card is accepted. The Hotels.com® Rewards Visa® Card reports to multiple credit bureaus.	Charges a 5% balance transfer fee.

The Hotels.com® Rewards Visa® Card FAQ

Does The Hotels.com® Rewards Visa® Card have a cash back or rewards program?

The Hotels.com® Rewards Visa® Card is a rewards card.

The Hotels.com® Rewards Visa® Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$125
Signup Bonus Spend Requirement	$1000
Signup Bonus Spend Period (months)	3 months

What are the The Hotels.com® Rewards Visa® Card benefits?

It provides the following benefits:

• Zero fraud liability
• Cell Phone Protection
• Reports to major credit bureaus

What are the relevant APRs for The Hotels.com® Rewards Visa® Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

The Hotels.com® Rewards Visa® Card has a variable purchase APR that ranges from 14.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 22.99%. It also has a variable cash advance APR of 24.74% .

What are the fees for The Hotels.com® Rewards Visa® Card?

The following fees apply:

The Hotels.com® Rewards Visa® Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does The Hotels.com® Rewards Visa® Card report your account activity to credit bureaus?

Yes, The Hotels.com® Rewards Visa® Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for The Hotels.com® Rewards Visa® Card

• Visit the The Hotels.com® Rewards Visa® Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.