Skip to content
SuperMoney logo
SuperMoney logo
Student Loan Refinancing
Advertiser Disclosure

Last Updated: 04/18/2025

Wells Fargo Student Loan Refinance

in Student Loan Refinancing from Wells Fargo Bank

Last Updated: 04/18/2025

Wells Fargo Bank logo
Rating not yet determined1 total votes
1 users are unsure
Cast Your Vote icon

Cast Your Vote

Get Competing Student Loan Refinancing Offers

Compare student loan refinancing offers from multiple vetted lenders.

Compare student loan refinancing offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

Fixed APR

6.24% - 10.99%

Variable APR

4.49% - 9.49%

Amount Range

$1,000 - $250,000

Loan Term (Years)

5 - 15
Speech bubbles icon

Wells Fargo Student Loan Refinance Review

Wells Fargo Student Loan Refinance is a student loan refinance offering by Wells Fargo Bank . Founded in 1852, Wells Fargo Bank offers student loan refinancing in 50 states and Washington, DC.

Wells Fargo Student Loan Refinance FAQ

What APRs does Wells Fargo Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.
Wells Fargo Student Loan Refinance offers variable rate APRs that range from 4.49% to 9.49%.Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 6.24% to 10.99% APR.

How much can you borrow via Wells Fargo Student Loan Refinance?

Loan amounts start at $1,000 and go up to $250,000

Does Wells Fargo Student Loan Refinance charge an origination fee?

No, Wells Fargo Student Loan Refinance does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Wells Fargo Student Loan Refinance charge prepayment fees?

Yes, Wells Fargo Student Loan Refinance charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does Wells Fargo Student Loan Refinance offer?

Wells Fargo Student Loan Refinance provides refinancing loans of 5 to 15 years.

What type of borrowers will Wells Fargo Student Loan Refinance consider?

Wells Fargo Student Loan Refinance considers loans applications from:

    What do you need to qualify for Wells Fargo Student Loan Refinance?

    Wells Fargo Student Loan Refinance does not require or does not disclose a credit score minimum.
    Wells Fargo Student Loan Refinance does not have or does not disclose a minimum annual income eligibility requirement.
    To qualify, applicants may need to provide the following documentation:
    • Loan payoff statements
    • Proof of income
    • Proof of identity
    • Proof of citizenship or residence permit

    What is the estimated funding time for a student loan refinance via Wells Fargo Student Loan Refinance?

    Wells Fargo Student Loan Refinance will typically fund loans within 7 and 14 days of approval.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    420 Montgomery Street
    San Francisco, CA 94104
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    All Day
    Monday
    All Day
    Tuesday
    All Day
    Wednesday
    All Day
    Thursday
    All Day
    Friday
    All Day
    Saturday
    All Day

    Other Services by Wells Fargo Bank