SuperMoney 
  Wells Fargo Student Loan Refinance

Wells Fargo Student Loan Refinance

in Student Loan Refinancing from Wells Fargo Bank

Unaffiliated

Wells Fargo Student Loan Refinance

Unaffiliated

in Student Loan Refinancing from Wells Fargo Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Wells Fargo Student Loan Refinance to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Fixed APR 6.24% - 10.99%
Loan Amount $1,000 - $250,000
Variable APR 4.49% - 9.49%
Loan Term 5 - 15 years

Wells Fargo Student Loan Refinance Review

Wells Fargo Student Loan Refinance is a student loan refinance offering by Wells Fargo Bank, . Founded in 1852, Wells Fargo Bank offers student loan refinancing in 50 states (and Washington, DC).

What APRs does Wells Fargo Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

Wells Fargo Student Loan Refinance offers variable rate APRs that range from 4.49% to 9.49%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 6.24% to 10.99% APR.

How much can you borrow via Wells Fargo Student Loan Refinance?

Loan amounts start at $1,000 and go up to $250,000

Does Wells Fargo Student Loan Refinance charge an origination fee?

No, Wells Fargo Student Loan Refinance does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Wells Fargo Student Loan Refinance charge prepayment fees?

Yes, Wells Fargo Student Loan Refinance charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does Wells Fargo Student Loan Refinance offer?

Wells Fargo Student Loan Refinance provides refinancing loans of 5 to 15 years.

What type of borrowers will Wells Fargo Student Loan Refinance consider?

Wells Fargo Student Loan Refinance considers loans applications from:

  • undergraduate degree holders
  • graduate degree holders
  • parents of graduates

What do you need to qualify for Wells Fargo Student Loan Refinance?

Wells Fargo Student Loan Refinance does not require or does not disclose a credit score minimum.

Wells Fargo Student Loan Refinance does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

To qualify, applicants may need to provide the following documentation:

  • Proof of graduation
  • Loan payoff statements
  • Proof of income
  • Proof of identity
  • Proof of citizenship or residence permit

What is the estimated funding time for a student loan refinance via Wells Fargo Student Loan Refinance?

Wells Fargo Student Loan Refinance will typically fund loans within 7 and 14 days of approval.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 6
No Origination Fee  
Cosigner Optional  
Verification Documents Required
  • Loan Payoff Statements
  • Proof of Graduation
  • Proof of Identity
  • Proof of Income
  • Proof of citizenship/residence (Green Card)
Variable APR 4.49% - 9.49%
Loan Amount $1K - $250K
Loan Term 5 - 15 years
Fixed APR 6.24% - 10.99%

Be the first to rate

 
 

Would you recommend Wells Fargo Student Loan Refinance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Student Loan Refinancing