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Last Updated: 04/18/2025

Wells Fargo Student Loan Refinance

from Wells Fargo Bank

Last Updated: 04/18/2025

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Rating not yet determined1 total votes
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Get Competing Student Loan Refinancing Offers

Compare student loan refinancing offers from multiple vetted lenders.

Compare student loan refinancing offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

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It's quick, easy, and won't hurt your credit score.

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Highlights

Fixed APR

6.24% - 10.99%

Variable APR

4.49% - 9.49%

Amount Range

$1,000 - $250,000

Loan Term (Years)

5 - 15
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Wells Fargo Student Loan Refinance Review

Wells Fargo Student Loan Refinance is a student loan refinance offering by Wells Fargo Bank . Founded in 1852, Wells Fargo Bank offers student loan refinancing in 50 states and Washington, DC.

Wells Fargo Student Loan Refinance FAQ

What APRs does Wells Fargo Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.
Wells Fargo Student Loan Refinance offers variable rate APRs that range from 4.49% to 9.49%.Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 6.24% to 10.99% APR.

How much can you borrow via Wells Fargo Student Loan Refinance?

Loan amounts start at $1,000 and go up to $250,000

Does Wells Fargo Student Loan Refinance charge an origination fee?

No, Wells Fargo Student Loan Refinance does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Wells Fargo Student Loan Refinance charge prepayment fees?

Yes, Wells Fargo Student Loan Refinance charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does Wells Fargo Student Loan Refinance offer?

Wells Fargo Student Loan Refinance provides refinancing loans of 5 to 15 years.

What type of borrowers will Wells Fargo Student Loan Refinance consider?

Wells Fargo Student Loan Refinance considers loans applications from:

    What do you need to qualify for Wells Fargo Student Loan Refinance?

    Wells Fargo Student Loan Refinance does not require or does not disclose a credit score minimum.
    Wells Fargo Student Loan Refinance does not have or does not disclose a minimum annual income eligibility requirement.
    To qualify, applicants may need to provide the following documentation:
    • Loan payoff statements
    • Proof of income
    • Proof of identity
    • Proof of citizenship or residence permit

    What is the estimated funding time for a student loan refinance via Wells Fargo Student Loan Refinance?

    Wells Fargo Student Loan Refinance will typically fund loans within 7 and 14 days of approval.

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    SuperMoney Net Recommendation Score

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    Wells Fargo Student Loan Refinance Community Reviews

    Would you recommend Wells Fargo Student Loan Refinance to your friends?

    KM

    Kate M.

    Nov 6, 2020

    May or may not recommend

    I have my student loans through Wells Fargo now and the experience has been so-so. It definitely is not much to write home about considering its a student loan and was necessary to continue my education. What I do like is that I was given an interest rate decrease for setting up my payments as an automatic withdrawal and the payments themselves are not ridiculously high and are very manageable. ...Show More

    Showing 1 of 1 reviews

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