
Wells Fargo Student Loan Refinance
in Student Loan Refinancing from Wells Fargo Bank
Would you recommend Wells Fargo Student Loan Refinance to your friends?
Community Rating |
Rating not yet determined |
Loan Amount | $1,000 - $250,000 |
Loan Term (Years) | 5 - 15 years |
Fixed APR | 6.24% - 10.99% |
Variable APR | 4.49% - 9.49% |
Wells Fargo Student Loan Refinance Review
Wells Fargo Student Loan Refinance is a student loan refinance offering by Wells Fargo Bank, . Founded in 1852, Wells Fargo Bank offers student loan refinancing in 50 states (and Washington, DC).
What APRs does Wells Fargo Student Loan Refinance offer on its student refinancing loans?
The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.
Wells Fargo Student Loan Refinance offers variable rate APRs that range from 4.49% to 9.49%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 6.24% to 10.99% APR.
How much can you borrow via Wells Fargo Student Loan Refinance?
Loan amounts start at $1,000 and go up to $250,000
Does Wells Fargo Student Loan Refinance charge an origination fee?
No, Wells Fargo Student Loan Refinance does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Wells Fargo Student Loan Refinance charge prepayment fees?
Yes, Wells Fargo Student Loan Refinance charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
What terms does Wells Fargo Student Loan Refinance offer?
Wells Fargo Student Loan Refinance provides refinancing loans of 5 to 15 years.
What type of borrowers will Wells Fargo Student Loan Refinance consider?
Wells Fargo Student Loan Refinance considers loans applications from:
- undergraduate degree holders
- graduate degree holders
- parents of graduates
What do you need to qualify for Wells Fargo Student Loan Refinance?
Wells Fargo Student Loan Refinance does not require or does not disclose a credit score minimum.Wells Fargo Student Loan Refinance does not have or does not disclose a minimum annual income eligibility requirement.
To qualify, applicants may need to provide the following documentation:
- Proof of graduation
- Loan payoff statements
- Proof of income
- Proof of identity
- Proof of citizenship or residence permit
What is the estimated funding time for a student loan refinance via Wells Fargo Student Loan Refinance?
Wells Fargo Student Loan Refinance will typically provide a credit approval decision in less than an hour and fund the loan within 7 to 14 days.
Contact
- Headquarters
-
420 Montgomery Street
San Francisco, CA 94104 USA - (800) 877-4833
- Visit Site
Other Services by Wells Fargo Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
No Interest Grace Period for Late Payment | 6 days |
No Origination Fee |
Wells Fargo Student Loan Refinance Community Reviews
Would you recommend Wells Fargo Student Loan Refinance to your friends?
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