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Wells Fargo Student Loan Refinance
in Student Loan Refinancing from Wells Fargo Bank
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Wells Fargo Student Loan Refinance

Unaffiliated
in Student Loan Refinancing from Wells Fargo Bank
Net Recommendation Score 0  

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This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

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Highlights
Community Rating

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Fixed APR 6.24% - 10.99%
Variable APR 4.49% - 9.49%
Loan Amount $1,000 - $250,000
Loan Term (Years) 5 - 15 years

Wells Fargo Student Loan Refinance Review

Wells Fargo Student Loan Refinance is a student loan refinance offering by Wells Fargo Bank, . Founded in 1852, Wells Fargo Bank offers student loan refinancing in 50 states (and Washington, DC).

Wells Fargo Student Loan Refinance FAQ

What APRs does Wells Fargo Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

Wells Fargo Student Loan Refinance offers variable rate APRs that range from 4.49% to 9.49%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 6.24% to 10.99% APR.

How much can you borrow via Wells Fargo Student Loan Refinance?

Loan amounts start at $1,000 and go up to $250,000

Does Wells Fargo Student Loan Refinance charge an origination fee?

No, Wells Fargo Student Loan Refinance does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Wells Fargo Student Loan Refinance charge prepayment fees?

Yes, Wells Fargo Student Loan Refinance charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does Wells Fargo Student Loan Refinance offer?

Wells Fargo Student Loan Refinance provides refinancing loans of 5 to 15 years.

What type of borrowers will Wells Fargo Student Loan Refinance consider?

Wells Fargo Student Loan Refinance considers loans applications from:

  • undergraduate degree holders
  • graduate degree holders
  • parents of graduates

What do you need to qualify for Wells Fargo Student Loan Refinance?

Wells Fargo Student Loan Refinance does not require or does not disclose a credit score minimum.

Wells Fargo Student Loan Refinance does not have or does not disclose a minimum annual income eligibility requirement.

To qualify, applicants may need to provide the following documentation:

  • Loan payoff statements
  • Proof of income
  • Proof of identity
  • Proof of citizenship or residence permit

What is the estimated funding time for a student loan refinance via Wells Fargo Student Loan Refinance?

Wells Fargo Student Loan Refinance will typically provide a credit approval decision in less than an hour and fund the loan within 7 to 14 days.

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Contact

Hours of Operation

  • Sunday All Day
  • Monday All Day
  • Tuesday All Day
  • Wednesday All Day
  • Thursday All Day
  • Friday All Day
  • Saturday All Day

Other Services by Wells Fargo Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 6 days
No Origination Fee
Cosigner Optional
Verification Documents Required
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
  • Proof of Graduation
  • Loan Payoff Statements
  • Proof of Identity
Funding Time Range 7 - 14 days
Fixed APR 6.24% - 10.99%
Loan Amount $1,000 - $250,000
Variable APR 4.49% - 9.49%
Loan Term 5 - 15 years

Wells Fargo Student Loan Refinance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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