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  Dillard's Credit Card

Dillard's Credit Card

in Personal Credit Cards from Wells Fargo Bank

Unaffiliated

Dillard's Credit Card

Unaffiliated

in Personal Credit Cards from Wells Fargo Bank

SuperMoney Net Recommendation Score +69%

SUPERMONEY NET RECOMMENDATION SCORE

+69%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly recommended

9 users recommend
4 users are unsure
0 users don't recommend
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Highlights
Community Rating Strongly recommended
Purchase APR  (Variable APR) 24.49% - 26.49%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0
Number of Reviews 13

Dillard's Credit Card Review

Dillard's Credit Card is a store credit card issued by Wells Fargo Bank. If you're wondering whether Dillard's Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 24 months.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 24.49% up to 26.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Dillard's Credit Card Pros & Cons
The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers .
  • No balance transfer fee.
  • 0% APR on new purchases during the first 24 months.
  • No annual fee.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.
Dillard's Credit Card FAQ

Is there a Dillard's Credit Card cash back or rewards program?

No, Dillard's Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:

  • Retail

What are the relevant APRs for Dillard's Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Dillard's Credit Card has higher than average purchase APRs.

Dillard's Credit Card has a variable purchase APR that ranges from 24.49% up to 26.49%.

Does Dillard's Credit Card have an introductory APR offer on balance transfers?

Yes, Dillard's Credit Card offers an introductory APR rate on balance transfers of 0%

Dillard's Credit Card Balance Transfers
Description
Balance Transfer APR N/A
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) N/A
Balance Transfer Fee % N/A
Balance Transfer Fee % After Intro Period N/A
Balance Transfer Fee Intro Period (days) N/A
Balance Transfer Fee Minimum N/A

Does Dillard's Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 24 months.

Dillard's Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 24

What are the fees for Dillard's Credit Card?

The following fees apply to Dillard's Credit Card:

Dillard's Credit Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $37

How to apply for Dillard's Credit Card

  • Visit the Dillard's Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 24 months
No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Late Fee Amount Up to $37
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Rewards Categories Retail
Balance Computation average daily balance (including new purchases).
Purchase APR (Variable APR) 24.49% - 26.49%
Card Type Store Card

Dillard's Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+69%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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