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  Dillard's Credit Card

Dillard's Credit Card

in Personal Credit Cards from Wells Fargo Bank

Unaffiliated

Dillard's Credit Card

Unaffiliated

in Personal Credit Cards from Wells Fargo Bank

SuperMoney Net Recommendation Score +69

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +69, equating to 4.4 on a 5 point rating scale.

+69

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

9 users recommend
4 users are unsure
0 users don't recommend
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Highlights
Community Rating Strongly recommended
Purchase APR  (Variable APR) 24.49% - 26.49%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0
Number of Reviews 13

Dillard's Credit Card Review

This is a store credit card issued by Wells Fargo Bank. If you're wondering whether Dillards credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 24 months.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 24.49% up to 26.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Dillards credit card
The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers .
  • No balance transfer fee.
  • 0% APR on new purchases during the first 24 months.
  • No annual fee.
  • Dillard's Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Does not include many credit card benefits.
Dillards credit card FAQ

Does Dillards credit card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Dillards credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR that ranges from 24.49% up to 26.49%.

Does Dillards credit card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0%

Dillard's Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%

Does Dillards credit card have an intro APR offer on new purchases?

Dillard's Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 24 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 24 months.

What are the fees for Dillards credit card?

The following fees apply:

Dillards credit card Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $37

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for Dillards credit card?

The Dillards credit card customer service number is (800) 877-4833.

What is the support contact email for Dillards credit card?

The support contact email for Dillards credit card is socialresponsibility@wellsfargo.com.

What is the login page for Dillards credit card?

This is the login page for Dillards credit card.

How do people rate the customer service and user experience of Dillards credit card?

Overall, Dillards credit card is strongly recommended based on community reviews that rate customer service and user experience.

Does Dillard's Credit Card report your account activity to credit bureaus?

Yes, Dillard's Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Dillards credit card

  • Visit the Dillards credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Wells Fargo Bank

Wells Fargo and Company (NYSE: WFC) is a diversified, community-based financial services company with $1.92 trillion in assets. Wells Fargo’s vision is to satisfy our customers’ financial needs and help them succeed financially. Founded in 1852, and headquartered in San Francisco, Wells Fargo provides banking, investment and mortgage products and services, as well as consumer and commercial finance through more than 7,200 locations, more than 13,000 ATMs, the internet, and mobile banking and has offices in 31 countries and territories to support customers who conduct business in the global economy. Wells Fargo serves one in three households in the United States. Wells Fargo and Company was ranked No. 30 on Fortune’s 2020 rankings of America’s largest corporations.

You earn rewards points on purchases you make with your Dillard's Credit Card. When you pay with your Dillard's Card, cardmembers can take advantage of special financing with our Club Plan.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 24 months
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Late Fee Amount Up to $37
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Login URL https://dillards.myonlineresourcecenter.com/
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Balance Computation average daily balance (including new purchases).
Purchase APR (Variable APR) 24.49% - 26.49%
Card Type
  • Store Card

Dillard's Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +69, equating to 4.4 on a 5 point rating scale.

+69

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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