Last Updated: 07/28/2025
SuperMoney User Recommendation Score +47
Mostly recommended15 total votes
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Highlights
Community Rating
Mostly recommended
Purchase APR (Variable APR)
24.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Number of Reviews
Dillard's Credit Card Review
This is a store card issued by Wells Fargo Bank. If you're wondering whether Dillard's Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 24.99%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Dillards credit card
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Dillards credit card FAQ
Does Dillards credit card have a cash back or rewards program?
No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
- Retail
| Description |
- Zero fraud liability
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Dillards credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Dillard's Credit Card has a variable purchase APR of 24.99%. Dillard's Credit Card does not offer balance transfers.
Does Dillards credit card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0%
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Dillards credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Dillards credit card?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Dillards credit card?
The customer service number for Dillards credit card is (800) 877-4833.
What is the support contact email for Dillards credit card?
The support contact email for Dillards credit card is corporateresponsibility@wellsfargo.com.
What is the login page for Dillards credit card?
You can access the login page of Dillards credit card here.
How do people rate the customer service and user experience of Dillards credit card?
Overall, Dillards credit card is mostly recommended based on community reviews that rate customer service and user experience.
Does Dillard's Credit Card report your account activity to credit bureaus?
Yes, Dillard's Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Wells Fargo Bank perform a hard credit pull?
Yes, Dillards credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Dillards credit card
- Visit the website of Dillards credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Message from Dillards credit card
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All Day
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Tuesday
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Wednesday
All Day
Thursday
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Saturday
All Day