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  Dillard's Credit Card

Dillard's Credit Card

in Personal Credit Cards from Wells Fargo Bank

Unaffiliated

Dillard's Credit Card

Unaffiliated

in Personal Credit Cards from Wells Fargo Bank

Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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1 user recommends
0 users are unsure
0 users don't recommend
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Highlights
Highlights
Community Rating

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Annual Fee $0
Purchase APR  (Variable APR) 24.74% - 26.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850

Dillard's Credit Card Review

Dillard's Credit Card is a store credit card issued by Wells Fargo Bank. 

This card is designed for people with fair credit. The minimum credit score to apply is 650. If you're wondering whether Dillard's Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Dillard's Credit Card
The Good The Bad
  • No annual fee.
  • Has an introductory APR rate on balance transfers of 0%.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.
  • Is there a Dillard's Credit Card cash back or rewards program?

    No, Dillard's Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:

    • Retail
    Dillard's Credit Card Rewards
    Rewards rate (all purchases) 2%
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus Spend Requirement $0

    What are the relevant APRs for Dillard's Credit Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Dillard's Credit Card has higher than average purchase APRs.

    Dillard's Credit Card has a variable purchase APR that ranges from 24.74% up to 26.74%.

    Does Dillard's Credit Card have an introductory APR offer?

    Yes, Dillard's Credit Card offers an introductory APR rate on balance transfers of 0%

    This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 24 months.

    Dillard's Credit Card Balance Transfers
    Description
    Balance Transfer APR N/A
    Introductory Rate 0%
    Intro APR period (months) N/A
    Dillard's Credit Card Rates & Terms
    Description
    Balance Computation N/A
    Purchase APR 24.74% - 26.74%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR N/A
    Introductory Rate 0%
    Intro APR period (months) 24

    What are the Dillard's Credit Card fees?

    The following fees apply to Dillard's Credit Card:

    Dillard's Credit Card Fees
    Fees Amount
    Annual Fee $0

    How to apply for Dillard's Credit Card

    • Visit the Dillard's Credit Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Annual Fee $0
    No Annual Fee  
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Rewards Categories
    • Retail
    Purchase APR (Variable APR) 24.74% - 26.74%
    Introductory Rate 0%

    Dillard's Credit Card Community Reviews

     

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