Wells Fargo Cash Back College Card Review

Wells Fargo Cash Back College Card is a rewards credit card issued by Wells Fargo Bank. 

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

If you're wondering whether Wells Fargo Cash Back College Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Wells Fargo Cash Back College Card

Pros	Cons
Allows students to build credit with no annual fee. Cash rewards 0% introductory rate for purchases and balance transfers.	Low rewards after introductory period. Foreign transaction fees means this is not an ideal card for students to use internationally.

Is there a Wells Fargo Cash Back College Card cash back or rewards program?

Wells Fargo Cash Back College Card offers a rewards program to its customers.

This card features rewards for purchases in the following categories:

• Drug Stores
• Every Purchase
• Gas
• Groceries

Wells Fargo Cash Back College Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus Spend Requirement	$0

What are the Wells Fargo Cash Back College Card benefits?

Wells Fargo Cash Back College Card provides the following benefits:

• Free Credit Score
• Reports to major credit bureaus

What are the relevant APRs for Wells Fargo Cash Back College Card?

Wells Fargo Cash Back College Card has a variable purchase APR that ranges from 13.4% up to 23.4%. The card has a variable balance transfer APR that ranges from 13.4% up to 23.4%.

It also has a variable cash advance APR starting at 26.24% .

What are the Wells Fargo Cash Back College Card fees?

No Annual Fee. Wells Fargo Cash Back College Card does not charge an annual fee.

3% Foreign transaction fees. Wells Fargo Cash Back College Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to Wells Fargo Cash Back College Card:

Wells Fargo Cash Back College Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	5%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	up to $37
Late Payment Fee	up to $37

Does Wells Fargo Cash Back College Card report your account activity to credit bureaus?

Wells Fargo Cash Back College Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Wells Fargo Cash Back College Card

• Visit the Wells Fargo Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.