Wells Fargo Cash Back College Card

Wells Fargo Cash Back College Card Review

This is a credit card issued by Wells Fargo Bank. If you're wondering whether Wells Fargo Cash Back College Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Generous reward rate. You will get a rewards rate of up to 3x.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Competitive APRs. Wells Fargo Cash Back College Card has a variable purchase APR that ranges from 11.15% up to 21.15%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Wells Fargo Cash Back College Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Does Wells Fargo Cash Back College Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Wells Fargo Cash Back College Card benefits?

It provides the following benefits:

• Reports to major credit bureaus

What are the relevant APRs for Wells Fargo Cash Back College Card?

Wells Fargo Cash Back College Card has a variable purchase APR that ranges from 11.15% up to 21.15%. The card has a variable balance transfer APR that ranges from 11.15% up to 21.15%. It also has a variable cash advance APR of 23.99% .

What are the fees for Wells Fargo Cash Back College Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Wells Fargo Cash Back College Card report your account activity to credit bureaus?

Yes, Wells Fargo Cash Back College Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Wells Fargo Cash Back College Card

• Visit the Wells Fargo Cash Back College Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.