
Wells Fargo Cash Back College Card
in Personal Credit Cards from Wells Fargo Bank
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Purchase APR (Variable APR) | 12.90% - 22.90% |
Balance Transfer APR (Variable APR) | 12.90% - 22.90% |
Credit Score Range | N/A |
Annual Fee | $0 |
Wells Fargo Cash Back College Card Review
Wells Fargo Cash Back College Card is a rewards credit card issued by Wells Fargo Bank. If you're wondering whether Wells Fargo Cash Back College Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 3x.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Wells Fargo Cash Back College Card has a variable purchase APR that ranges from 12.90% up to 22.90%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Wells Fargo Cash Back College Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
The Good | The Bad |
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Is there a Wells Fargo Cash Back College Card cash back or rewards program?
Wells Fargo Cash Back College Card offers a rewards program to its customers.
Minimum rewards rate | 1x |
Max rewards rate | 3x |
Annual rewards limit | N/A |
Signup Bonus Spend Requirement | $0 |
Does Wells Fargo Cash Back College Card have a signup bonus?
Wells Fargo Cash Back College Card doesn't offer a cash signup bonus.Does Wells Fargo Cash Back College Card offer an annual loyalty bonus?
Wells Fargo Cash Back College Card doesn't offer a cash loyalty bonus.What are the Wells Fargo Cash Back College Card benefits?
Wells Fargo Cash Back College Card provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Wells Fargo Cash Back College Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Wells Fargo Cash Back College Card has lower than average purchase APRs.Wells Fargo Cash Back College Card has a variable purchase APR that ranges from 12.90% up to 22.90%. The card has a variable balance transfer APR that ranges from 12.90% up to 22.90%. It also has a variable cash advance APR of 25.74% .
Does Wells Fargo Cash Back College Card have an introductory APR offer on balance transfers?
Yes, Wells Fargo Cash Back College Card offers an introductory APR rate on balance transfers of 0% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer APR | 12.90% - 22.90% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period (months) | 6 |
Balance Transfer Fee % | 3% |
Balance Transfer Fee Minimum | $5 |
Does Wells Fargo Cash Back College Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period (months) | 6 |
What are the fees for Wells Fargo Cash Back College Card?
The following fees apply to Wells Fargo Cash Back College Card:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $37 |
Late Payment Fee | up to $37 |
Does Wells Fargo Cash Back College Card have a foreign transaction fee?
Wells Fargo Cash Back College Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Wells Fargo Cash Back College Card report your account activity to credit bureaus?
Yes, Wells Fargo Cash Back College Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Wells Fargo Cash Back College Card
- Visit the Wells Fargo Cash Back College Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
420 Montgomery Street
San Francisco, CA 94104 - (800) 877-4833
- Visit Site
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Feature Breakdown
Every Purchase (Points) | 1% cash rewards for each $1 spent on virtually all other purchases with your card |
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