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  Wells Fargo Cash Back College Card

Wells Fargo Cash Back College Card

in Personal Credit Cards from Wells Fargo Bank

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Wells Fargo Cash Back College Card

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in Personal Credit Cards from Wells Fargo Bank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 12.90% - 22.90%
Balance Transfer APR  (Variable APR) 12.90% - 22.90%
Credit Score Range N/A

Wells Fargo Cash Back College Card Review

Wells Fargo Cash Back College Card is a rewards credit card issued by Wells Fargo Bank. 

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

If you're wondering whether Wells Fargo Cash Back College Card is the right card for you, read on. This is everything you need to know to make a good choice.
Pros & Cons of Wells Fargo Cash Back College Card
Pros Cons
  • Allows students to build credit with no annual fee.
  • 6 months 0% introductory rate for purchases and balance transfers.
  • Low rewards after introductory period.
  • Foreign transaction fees means this is not an ideal card for students to use internationally.
  • Is there a Wells Fargo Cash Back College Card cash back or rewards program?

    Wells Fargo Cash Back College Card offers a rewards program to its customers.

    Wells Fargo Cash Back College Card Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate 3%
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus Spend Requirement $0

    Does Wells Fargo Cash Back College Card have a signup bonus?

    Wells Fargo Cash Back College Card doesn't offer a cash signup bonus.

    Does Wells Fargo Cash Back College Card offer an annual loyalty bonus?

    Wells Fargo Cash Back College Card doesn't offer a cash loyalty bonus.

    What are the Wells Fargo Cash Back College Card benefits?

    Wells Fargo Cash Back College Card provides the following benefits:

    • Free Credit Score
    • Auto Rental Collision Damage Waiver
    • Fraud Liability
    • Travel Accident Insurance
    • Travel Assistance
    • Reports to major credit bureaus

    What are the relevant APRs for Wells Fargo Cash Back College Card?

    Wells Fargo Cash Back College Card has a variable purchase APR that ranges from 12.90% up to 22.90%. The card has a variable balance transfer APR that ranges from 12.90% up to 22.90%.

    It also has a variable cash advance APR of 25.74% .

    Does Wells Fargo Cash Back College Card have an introductory APR offer?

    Yes, Wells Fargo Cash Back College Card offers an introductory APR rate on balance transfers of 0% for a period of up to 6 months.

    This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

    Wells Fargo Cash Back College Card Balance Transfers
    Description
    Balance Transfer APR 12.90% - 22.90%
    Introductory Rate 0%
    Intro APR period (months) 6
    Wells Fargo Cash Back College Card Rates & Terms
    Description
    Balance Computation average daily balance (including new purchases)
    Purchase APR 12.90% - 22.90%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR 25.74%
    Security Deposit N/A
    Introductory Rate 0%
    Intro APR period (months) 6

    What are the Wells Fargo Cash Back College Card fees?

    The following fees apply to Wells Fargo Cash Back College Card:

    Wells Fargo Cash Back College Card Fees
    Fees Amount
    Annual Fee $0
    Foreign Transaction Fee 3%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $37
    Late Payment Fee up to $37

    Does Wells Fargo Cash Back College Card have a foreign transaction fee?

    Wells Fargo Cash Back College Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does Wells Fargo Cash Back College Card report your account activity to credit bureaus?

    Wells Fargo Cash Back College Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Wells Fargo Cash Back College Card

    • Visit the Wells Fargo Cash Back College Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Annual Fee $0
    No Annual Fee  
    No Interest Grace Period for Late Payment 25
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee (%) 5%
    Cash Advance Fee Minimum $10
    Foreign Currency Transaction Fee 3%
    Late Fee Amount Up to $37
    Minimum Interest Charge $1
    Returned Payment Fee Up to $37
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Card Network
    • Visa
    Card Type
    • Bad Credit
    • Balance Transfer
    • Gas
    • Rewards
    • Student
    • Zero Percent
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Fraud Liability
    • Free Credit Score
    • Travel Accident Insurance
    • Travel Assistance
    Fraud Liability  
    Free FICO Score  
    Travel Insurance  
    Bonus Rewards 3% cash rewards earned for up to $2,500 spent on gas, grocery, and drugstore purchases for the first 6 months
    Every Purchase 1% cash rewards for each $1 spent on virtually all other purchases with your card
    Rewards Categories
    • Drug Store Purchases
    • Every Purchase
    • Gas
    • Groceries
    Cash Advance APR (Variable APR) 25.74%
    Purchase APR (Variable APR) 12.90% - 22.90%
    Balance Computation average daily balance (including new purchases)
    Introductory Rate 0%
    Balance Transfer APR (Variable APR) 12.90% - 22.90%
    Intro APR period 6
    Introductory Rate 0%

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