Last Updated: 04/18/2025
State Farm Personal Watercraft Insurance
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Last Updated: 04/18/2025
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Highlights
Financial Strength Rating
A+(Verified 04/18/2025)
State Farm Personal Watercraft Insurance Review
This review focuses on insurance for your personal watercraft. If you are looking for reviews on boat insurance, click here.
State Farm Personal Watercraft Insurance FAQ
Where does State Farm do business?
State Farm is an insurance carrier based in Bloomington, IL. The company was founded in 1922 and offers watercraft insurance in 47 states (and Washington, DC).
Highest possible financial rating. State Farm scores the highest available financial rating, which is just what you want from the company responsible for paying for your insurance claims.
If you are looking for a personal watercraft insurance policy and you're wondering whether State Farm Personal Watercraft Insurance is a good choice, read on.
What is a personal watercraft?
Most people either call them water scooters or by one of three brands: Jet-Ski, WaveRunner, or Sea-Doo. The United States Coast Guard defines a personal watercraft (or PWC) as a boat less than 16 feet in length that is designed to carry one to three persons and is operated by someone on the the watercraft.
Do I need Jet-Ski and WaveRunner insurance?
Legal requirements vary by state. Most states require some level of liability insurance. If you financed it with a loan, your lender may require you to get comprehensive insurance.How does State Farm Personal Watercraft Insurance compare to other personal watercraft insurance companies?
State Farm Personal Watercraft Insurance Pros & Cons
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What types of WaveRunner and Jet-Ski insurance coverage does State Farm Personal Watercraft Insurance offer?
Most people don't think about it when they buy a small boat or jet ski, but there are several types of personal watercraft insurance coverage. In the event of an accident, you need the right coverage to protect yourself from property damage costs and liability. These are types of policy State Farm offers.
Does State Farm offer on-water towing and labor?
No, State Farm does not offer on-water towing and labor to policyholders.
Does State Farm provide wreckage removal?
No, State Farm does not have wreckage removal as an available rider for personal watercraft insurance policies.What is the financial strength rating of State Farm Personal Watercraft Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
State Farm Personal Watercraft Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.
How can I get a State Farm Personal Watercraft Insurance quote?
- Visit the State Farm website.
- Fill in the insurance quote application form. You will typically need to provide personal information, such as your name, personal watercraft information and documentation, your driver's license, and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed