State Farm Boaters Insurance

State Farm Boaters Insurance FAQ

What types of boat insurance coverage does State Farm Boaters Insurance offer?

• Salvage/Wreckage Removal: Some standard insurance policies will subtract salvage costs from the insured value of the boat or only offer a small percentage of the coverage amount for salvage. This endorsement protects from the specific costs and liability that go with a wreckage or salvage.

• Fishing Equipment and Carry-On Items: Add replacement coverage for fishing rods, reels, and tackle boxes. You can also add personal effects coverage for items you carry on your boat, such as phones and SCUBA gear. Items are covered if they’re damaged, stolen or fall off your boat.

• Hurricane Coverage: Pays for the damages caused by tropical storms, tornadoes, windstorms, and hurricanes.

• Total Loss Replacement: If it's a total loss, this policy will pay you based on the agreed value, actual cash value or the replacement cost value.

• Travel Expenses / Trip Interruption Coverage: This coverage helps pay for non-refundable expenses if your trip is delayed or canceled due to an accident, mechanical breakdown, theft, injury, unexpected illness, or some other covered event.

• Transport Trailer Coverage: This covers non-motorized trailers used to tow your boat. If the trailer is damaged or causes damage, this policy will cover the costs and tow your boat.

What benefits does State Farm Boaters Insurance offer?

• Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.

What is the financial strength rating of State Farm Boaters Insurance?