Last Updated: 04/18/2025
SuperMoney User Recommendation Score +20
Mostly recommended5 total votes
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Highlights
Community Rating
Mostly recommended
Financial Strength Rating
A+(Verified 04/18/2025)
Number of Reviews
State Farm Boaters Insurance Review
State Farm Boaters Insurance is an insurance carrier with headquarters in Bloomington, IL. The company was established in 1922 and offers boat insurance in 48 states (and Washington, DC).
State Farm Boaters Insurance FAQ
What types of boat insurance coverage does State Farm Boaters Insurance offer?
Although we often talk about boat insurance in the singular, it really includes several types of coverage. State Farm Boaters Insurance offers the following types of coverage:
- Salvage/Wreckage Removal: Some standard insurance policies will subtract salvage costs from the insured value of the boat or only offer a small percentage of the coverage amount for salvage. This endorsement protects from the specific costs and liability that go with a wreckage or salvage.
State Farm Boaters Insurance also provides access to the following endorsements:
- Fishing Equipment and Carry-On Items: Add replacement coverage for fishing rods, reels, and tackle boxes. You can also add personal effects coverage for items you carry on your boat, such as phones and SCUBA gear. Items are covered if they’re damaged, stolen or fall off your boat.
- Hurricane Coverage: Pays for the damages caused by tropical storms, tornadoes, windstorms, and hurricanes.
- Total Loss Replacement: If it's a total loss, this policy will pay you based on the agreed value, actual cash value or the replacement cost value.
What benefits does State Farm Boaters Insurance offer?
State Farm Boaters Insurance offers the following benefits to its customers:
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
What is the financial strength rating of State Farm Boaters Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score of available ratings.
State Farm Boaters Insurance scores an A+, SuperMoney's highest available rating.
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Message from State Farm Boaters Insurance
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed