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Private Student Loans
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Last Updated: 02/19/2026

Meratas Student Loans Marketplace

in Private Student Loans from Meratas Inc

Last Updated: 02/19/2026

Meratas Inc logo
Strongly recommended113 total votes
113 users recommend
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Highlights

Community Rating

Strongly recommended

Fixed APR

4.42% - 14%
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Variable APR

4.42% - 14%
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Amount Range

$2,000 - $50,000
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Number of Reviews

113
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Meratas Student Loans Marketplace Review

Meratas Student Loans Marketplace is offered by Meratas Inc, a financial services company founded in 2019 and based in Stamford, CT. Meratas Student Loans Marketplace are available in 50 states and Washington, DC.

Meratas Student Loans Marketplace FAQ

What rates does Meratas Student Loans Marketplace offer for in-school private student loan?

Meratas Student Loans Marketplace has a variable APR that ranges from 4.42% up to 14% .
It offers a fixed APR that ranges from 4.42% up to 14% .
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from Meratas Student Loans Marketplace?

Available loan amounts may vary by applicant but Meratas Student Loans Marketplace has a minimum loan amount of $2K and offers loans up to $50K.

Does Meratas Student Loans Marketplace charge an origination fee?

No, Meratas Student Loans Marketplace does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Meratas Student Loans Marketplace charge prepayment fees?

No, Meratas Student Loans Marketplace does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Meratas Student Loans Marketplace offer?

Meratas Student Loans Marketplace provides repayment terms ranging from 1 to 5 years.

What type of borrowers will Meratas Student Loans Marketplace consider?

Meratas Student Loans Marketplace considers loans applications from:

    What do you need to qualify for Meratas Student Loans Marketplace?

    Applicants with a credit score that ranges above 500 may be eligible for Meratas Student Loans Marketplace. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
    Meratas Student Loans Marketplace does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Meratas Student Loans Marketplace. Not all companies will work with visa holders. Meratas Inc does offer its services to temporary resident visa holders such as F1 or H1B holders. An uncommon feature is for lenders to offer their services to non-residents. Meratas Inc is one of the few that does. If you are a non-resident looking to access these services through an entity incorporated in the U.S., you are in luck. Meratas Student Loans Marketplace will consider you for their services.
    To qualify, applicants may need to provide the following documentation:
    • Recent pay stubs
    • Bank account information
    • Driver's license or other government photo ID

    Is Meratas Inc a legit company?

    Meratas Inc was founded in 2019. It is an established company that has been in business for 7 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.

    Meratas Student Loans Marketplace Disclosure: Meratas does not provide financing and is not a lending institution. All loans are arranged through third party providers participating in the Meratas multi-lender network. Meratas does not provide any loans nor makes any decisions regarding loan qualifications. Not all participating lenders are available in all states. Prequalified rates are not an offer of credit.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Meratas Inc logo

    Message from Meratas Student Loans Marketplace

    Meratas is not a lender. Instead, they radically simplify the entire private loan process.

    Meratas powers an online marketplace that instantly prequalifies students with competitive loan offers from national lenders, covering both educational and personal loans through one quick universal application. And, any gap financing needs can be addressed with a school payment plan, all delivered through the same platform!

    Meratas empowers student borrowers with choice, transparency, and control.

    Choice: Why settle for the first pre-qualified offer when you can have better options? Meratas conducts a comprehensive lender search in the time it takes to manually apply to just one lender, maximizing your choices without eating into your schedule.

    Transparency: We're always free for students to use, and we make sure you see all of a lender's fees upfront when we present your pre-qualified loan offers. No more hidden costs or last-minute surprises.

    Control: For most students, the search for the best rate stops after just three lenders, simply because it's too time-consuming and tedious. Meratas automates this process, saving you time and effort, and putting you in control of finding the best rate.

    Contact

    Headquarters

    317 West Ave
    Stamford, CT 06902
    Visit Site

    Hours of Operation

    Sunday
    9:00AM - 5:00PM
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 5:00PM
    Saturday
    9:00AM - 5:00PM

    Other Services by Meratas Inc