SuperMoney
Explore
Compare Rates

Find Your Best Match for Student Loan Refinancing

See if you qualify for student loan refinancing and compare real time offers.

Get Personalized Rates
x I’m not looking for offers right now
Advertiser Disclosure
  U-fi Student Loan Refinancing
U-fi Student Loan Refinancing
in Student Loan Refinancing from U-fi
Unaffiliated

U-fi Student Loan Refinancing

Unaffiliated
in Student Loan Refinancing from U-fi
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend U-fi Student Loan Refinancing to your friends?

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
Fixed APR Starting at 4.50%
Variable APR Starting at 3.60%
Loan Amount $5,000 - $500,000
Loan Term (Years) 5 - 25 years

U-fi Student Loan Refinancing Review

U-fi Student Loan Refinancing is a student loan refinance offering by U-fi, . Founded in 2015, U-fi offers student loan refinancing in 50 states (and Washington, DC).

U-fi Student Loan Refinancing FAQ

What APRs does U-fi Student Loan Refinancing offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

U-fi Student Loan Refinancing offers variable rate APRs that range from 3.60% to %.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 4.50% to % APR.

How much can you borrow via U-fi Student Loan Refinancing?

Loan amounts start at $5,000 and go up to $500,000

Does U-fi Student Loan Refinancing charge an origination fee?

No, U-fi Student Loan Refinancing does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does U-fi Student Loan Refinancing charge prepayment fees?

Yes, U-fi Student Loan Refinancing charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does U-fi Student Loan Refinancing offer?

U-fi Student Loan Refinancing provides refinancing loans of 5 to 25 years.

What type of borrowers will U-fi Student Loan Refinancing consider?

U-fi Student Loan Refinancing considers loans applications from:

  • undergraduate degree holders
  • graduate degree holders
  • parents of graduates

What do you need to qualify for U-fi Student Loan Refinancing?

U-fi Student Loan Refinancing does not require or does not disclose a credit score minimum.

U-fi Student Loan Refinancing does not have or does not disclose a minimum annual income eligibility requirement.

What is the estimated funding time for a student loan refinance via U-fi Student Loan Refinancing?

U-fi Student Loan Refinancing will typically provide a credit approval decision in less than an hour and fund the loan within 7 to 14 days.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by U-fi

Icon for Loans

Private Student Loans

Rating not yet determined

2 Reviews

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 6 days
No Origination Fee
Cosigner Optional
Funding Time Range 7 - 14 days
Fixed APR Starting at 4.50%
Loan Amount $5,000 - $500,000
Variable APR Starting at 3.60%
Loan Term 5 - 25 years

Be the first to rate

 

Would you recommend U-fi Student Loan Refinancing to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Student Loan Refinancing

Strongly recommended

33 Reviews

Strongly recommended

53 Reviews

Strongly recommended

29 Reviews

View All
Browse Student Loan Refinancing Lenders
SuperMoney
Best Picks
Partner with us
Go to homepage
AICPA SOC for Service Organizations badge SOC 2 Type II Monitored by Vanta badge

Copyright 2023 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.