Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
20.74% - 29.74%(Verified 11/13/2024)
Balance Transfer APR (Variable APR)
20.74% - 29.74%(Verified 11/13/2024)
Credit Score Range
680 - 850
Annual Fee
$95
Wells Fargo Autograph Journey® Card Review
This is a travel card issued by Wells Fargo Bank. If you're wondering whether Wells Fargo Autograph Journey® Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 20.74% up to 29.74%.
- A 3% balance transfer fee. Wells Fargo Autograph Journey® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Wells Fargo Autograph Journey® Card
| The Good | The Bad |
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Wells Fargo Autograph Journey® Card FAQ
Does Wells Fargo Autograph Journey® Card have a cash back or rewards program?
Wells Fargo Autograph Journey® Card is a travel rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Travel | 3 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Airfare | 4 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Hotels | 5 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Restaurants | 3 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Wells Fargo Autograph Journey® Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Wells Fargo Autograph Journey® Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Wells Fargo Autograph Journey® Card benefits?
Wells Fargo Autograph Journey® Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Wells Fargo Autograph Journey® Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Wells Fargo Autograph Journey® Card has a variable purchase APR that ranges from 20.74% up to 29.74%. The card has a variable balance transfer APR that ranges from 20.74% up to 29.74%. It also has a variable cash advance APR of 29.99% .
Does Wells Fargo Autograph Journey® Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Wells Fargo Autograph Journey® Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Wells Fargo Autograph Journey® Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $95.
Does Wells Fargo Autograph Journey® Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Wells Fargo Autograph Journey® Card?
The customer service number for Wells Fargo Autograph Journey® Card is (800) 877-4833.
What is the support contact email for Wells Fargo Autograph Journey® Card?
The support contact email for Wells Fargo Autograph Journey® Card is corporateresponsibility@wellsfargo.com.
How do people rate the customer service and user experience of Wells Fargo Autograph Journey® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Wells Fargo Autograph Journey® Card report your account activity to credit bureaus?
Yes, Wells Fargo Autograph Journey® Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Wells Fargo Bank perform a hard credit pull?
Yes, Wells Fargo Autograph Journey® Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Wells Fargo Autograph Journey® Card
- Visit the website of Wells Fargo Autograph Journey® Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Other Credit Cards from Wells Fargo Bank
Purchase APR
24.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.24% - 25.24%
Disclaimer popup with additional information
Balance Transfer APR
20.24% - 25.24%
Disclaimer popup with additional information
Credit Score Range
Starting at 670
Annual Fee
$0
Disclaimer popup with additional information
Rating not yet determined
Purchase APR
16.49% - 24.49%
Disclaimer popup with additional information
Balance Transfer APR
16.49% - 24.49%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.49% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
20.49% - 29.74%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.49% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
20.49% - 29.74%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$95
Rating not yet determined
Purchase APR
17.24% - 25.24%
Disclaimer popup with additional information
Balance Transfer APR
17.24% - 25.24%
Disclaimer popup with additional information
Credit Score Range
Starting at 700
Annual Fee
$0
Rating not yet determined
Purchase APR
19.74% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.74% - 29.74%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$99
Rating not yet determined
Purchase APR
19.74% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.74% - 29.74%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
19.74% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.74% - 29.74%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.24% - 25.24%
Disclaimer popup with additional information
Balance Transfer APR
20.24% - 25.24%
Disclaimer popup with additional information
Credit Score Range
Starting at 670
Annual Fee
$0
Disclaimer popup with additional information
SuperMoney Net Recommendation Score
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