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Auto Loans

Auto loans are loans that are used to finance the purchase of a vehicle. Auto loans are typically offered by banks, credit unions, and other financial institutions, and they can be either secured or unsecured. Continue Reading Below

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Industry Studies

2026 Auto Loan Industry Study Thumbnail

2026 Auto Loan Industry Study

Andrew Latham

Encyclopedia Articles

Discover the definition of financial terms related to auto loans.

What Is Collateral? How It Works in Loans and Why It Matters Thumbnail

What Is Collateral? How It Works in Loans and Why It Matters

Andrew Latham

Balloon Payment: Definition, How It Works, and Pros and Cons Thumbnail

Balloon Payment: Definition, How It Works, and Pros and Cons

Andrew Latham

What Is Refinancing? How It Works, Types & When It Makes Sense Thumbnail

What Is Refinancing? How It Works, Types & When It Makes Sense

Andrew Latham

Amortization: How Loan Repayment Works and Why Early Payments Are Mostly Interest Thumbnail

Amortization: How Loan Repayment Works and Why Early Payments Are Mostly Interest

Andrew Latham

What Is an Auto Loan? Definition, Rates, and How Car Loans Work Thumbnail

What Is an Auto Loan? Definition, Rates, and How Car Loans Work

Andrew Latham

What Is a Credit Union? How It Works and How to Join Thumbnail

What Is a Credit Union? How It Works and How to Join

Andrew Latham

What is In-House Financing and How Does It Work? Thumbnail

What is In-House Financing and How Does It Work?

Jamela Adam

What is a Good APR For a Car Loan? Thumbnail

What is a Good APR For a Car Loan?

Erin Gobler

What Is an Installment Loan? Definition & Examples Thumbnail

What Is an Installment Loan? Definition & Examples

Camilla Smoot

Simple Interest: What It Is, How To Calculate, and Examples Thumbnail

Simple Interest: What It Is, How To Calculate, and Examples

SuperMoney Team

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Learn About Auto Loans

Thumbnail for Blog Article: Auto Loan Delinquencies Just Hit a Record. Here's How to Make Sure You're Not Next

Auto Loan Delinquencies Just Hit a Record. Here's How to Make Sure You're Not Next

SuperMoney Team

Thumbnail for Blog Article: Average Auto Loan Rates by Credit Score: What Borrowers Really Pay

Average Auto Loan Rates by Credit Score: What Borrowers Really Pay

Andrew Latham

Thumbnail for Blog Article: The Real Cost of Owning a Car in 2026 (and the One Lever That Saves You Thousands)

The Real Cost of Owning a Car in 2026 (and the One Lever That Saves You Thousands)

SuperMoney Team

Thumbnail for Blog Article: How Much Down Payment Do You Really Need for a Car?

How Much Down Payment Do You Really Need for a Car?

Andrew Latham

Thumbnail for Blog Article: Can You Buy a Car With a Credit Card?

Can You Buy a Car With a Credit Card?

Andrew Latham

Thumbnail for Blog Article: What Is GAP Insurance on a Car Loan? How It Works & When You Need It

What Is GAP Insurance on a Car Loan? How It Works & When You Need It

Andrew Latham

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About Auto Loans

Auto loans are loans that are used to finance the purchase of a vehicle. Auto loans are typically offered by banks, credit unions, and other financial institutions, and they can be either secured or unsecured. Secured auto loans are backed by the vehicle itself as collateral, while unsecured auto loans are not backed by collateral.
Auto loans are typically repaid in monthly installments over a fixed term, and the interest rate and other terms of the loan are determined by the lender.
Auto loans can be a convenient and affordable way to finance the purchase of a vehicle, but it is important to carefully consider the terms of the loan and to shop around for the best rates and terms. Auto loans are subject to regulation in many jurisdictions.