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Auto Loans

Auto loans are loans that are used to finance the purchase of a vehicle. Auto loans are typically offered by banks, credit unions, and other financial institutions, and they can be either secured or unsecured. Continue Reading Below

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Industry Studies

2026 Auto Loan Industry Study Thumbnail

2026 Auto Loan Industry Study

Andrew Latham

Encyclopedia Articles

Discover the definition of financial terms related to auto loans.

What Is Tier 1 Credit (Or Tier 2 or 3 for that matter)? Thumbnail

What Is Tier 1 Credit (Or Tier 2 or 3 for that matter)?

Lacey Stark

Closed-End Credit: Definition, Uses, and Real-Life Scenarios Thumbnail

Closed-End Credit: Definition, Uses, and Real-Life Scenarios

Silas Bamigbola

Secured Note: Definition, How It Works, Benefits, and Examples Thumbnail

Secured Note: Definition, How It Works, Benefits, and Examples

Dan Agbo

Subprime Auto Loans: Definition, Advantages and Disadvantages Thumbnail

Subprime Auto Loans: Definition, Advantages and Disadvantages

SuperMoney Team

What Is A Consumer Loan? Thumbnail

What Is A Consumer Loan?

Emily Africa

Leasing Without Commitment: Walk-Away Leases Explored, Financial Considerations, and Alternatives Thumbnail

Leasing Without Commitment: Walk-Away Leases Explored, Financial Considerations, and Alternatives

Alessandra Nicole

Market Adjustment On a Car: What Is It & What to Watch Out For Thumbnail

Market Adjustment On a Car: What Is It & What to Watch Out For

Erin Gobler

First-Time Car Buyer Program: What Is It & How Does It Work? Thumbnail

First-Time Car Buyer Program: What Is It & How Does It Work?

Lacey Stark

The Dynamics of Special Financing: What It Is, How It Works, and Considerations for Car Buyers Thumbnail

The Dynamics of Special Financing: What It Is, How It Works, and Considerations for Car Buyers

Abi Bus

What is Auto Refinancing and How to Calculate Your Monthly Savings  Thumbnail

What is Auto Refinancing and How to Calculate Your Monthly Savings 

Heather Skyler

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Learn About Auto Loans

Thumbnail for Blog Article: Auto Loan Delinquencies Just Hit a Record. Here's How to Make Sure You're Not Next

Auto Loan Delinquencies Just Hit a Record. Here's How to Make Sure You're Not Next

SuperMoney Team

Thumbnail for Blog Article: Average Auto Loan Rates by Credit Score: What Borrowers Really Pay

Average Auto Loan Rates by Credit Score: What Borrowers Really Pay

Andrew Latham

Thumbnail for Blog Article: The Real Cost of Owning a Car in 2026 (and the One Lever That Saves You Thousands)

The Real Cost of Owning a Car in 2026 (and the One Lever That Saves You Thousands)

SuperMoney Team

Thumbnail for Blog Article: How Much Down Payment Do You Really Need for a Car?

How Much Down Payment Do You Really Need for a Car?

Andrew Latham

Thumbnail for Blog Article: Can You Buy a Car With a Credit Card?

Can You Buy a Car With a Credit Card?

Andrew Latham

Thumbnail for Blog Article: What Is GAP Insurance on a Car Loan? How It Works & When You Need It

What Is GAP Insurance on a Car Loan? How It Works & When You Need It

Andrew Latham

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About Auto Loans

Auto loans are loans that are used to finance the purchase of a vehicle. Auto loans are typically offered by banks, credit unions, and other financial institutions, and they can be either secured or unsecured. Secured auto loans are backed by the vehicle itself as collateral, while unsecured auto loans are not backed by collateral.
Auto loans are typically repaid in monthly installments over a fixed term, and the interest rate and other terms of the loan are determined by the lender.
Auto loans can be a convenient and affordable way to finance the purchase of a vehicle, but it is important to carefully consider the terms of the loan and to shop around for the best rates and terms. Auto loans are subject to regulation in many jurisdictions.