Secured Loans
A secured loan is a type of loan that is backed by collateral, which is a property or asset that the borrower pledges as security for the loan. If the borrower defaults on the loan, the lender has the right to seize the collateral to recover the unpaid balance. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to secured loans.
What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham
What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham
Down Payment: What It Is, How Much You Need, and How to Save for One
Andrew Latham
What Is Home Equity? How It Builds and How to Access It
Andrew Latham
GAP Insurance: What It Covers & When You Need It
Andrew Latham
What Is an Auto Loan? Definition, Rates, and How Car Loans Work
Andrew Latham
What Is a Subordinate Mortgage?
David Hodges
What is a Good APR For a Car Loan?
Erin Gobler
What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham
The Complete Guide to HELOCs: Everything You Need to Know About Home Equity Lines of Credit
Jessica Walrack
Learn About Secured Loans
Average Auto Loan Rates by Credit Score: What Borrowers Really Pay
Andrew Latham
What Happens When an HEI/HEA Term Ends?
Andrew Latham
How Do HEI/HEA Agreements Work?
Andrew Latham
Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham
Pros and Cons of a Home Equity Investment
Andrew Latham
Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham
Hometap vs Cash-Out Refinance: Which Option Helps You Tap Equity Smarter?
Andrew Latham
Hometap vs Reverse Mortgage: Which Is the Better Way to Tap Equity?
Andrew Latham
What to Bring When Buying a Car
Benjamin Locke
2026 Auto Loan Industry Study
Andrew Latham
Second Chance Car Financing: Best Options for Bad Credit Buyers
Andrew Latham
No Credit Check Financing: How to Get Approved & What to Expect
Andrew Latham
Rent to Own Cars: How It Works, Best Options & What It Costs
Andrew Latham
Buy Here Pay Here: How BHPH Car Lots Work & What to Watch Out For
Andrew Latham
What Is Rent to Own? How It Works, Pros & Cons
Andrew Latham
Down Payment Assistance Programs in Washington State (2026)
Andrew Latham